1195 Spring Creek Rd Elgin, IL 60120
Cobblers Crossing NeighborhoodEstimated Value: $368,000 - $397,000
3
Beds
2
Baths
1,495
Sq Ft
$256/Sq Ft
Est. Value
Highlights
- Ranch Style House
- Breakfast Bar
- Forced Air Heating and Cooling System
- Attached Garage
- Patio
About This Home
As of January 20163 BEDROOM 2 BATH 2 CAR LOCATED IN POPULAR COBBLER CROSSING SUBDIVISION! OPEN AND AIRY FLOOR PLAN HW FLOORS THROUGH MUCH OF HOME. KITCHEN IS OPEN TO FAMILY ROOM WHICH ALSO HAS EASY ACCESS TO BRICK PAVER PATIO. UNFINISHED BASEMENT IS WAITING FOR YOUR IDEAS.
Last Agent to Sell the Property
Kevin Schudel
Buy It Inc License #471002676 Listed on: 10/05/2015
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,059
Year Built
- 1996
Lot Details
- 8,015
HOA Fees
- $13 per month
Parking
- Attached Garage
- Garage Door Opener
- Garage Is Owned
Home Design
- Ranch Style House
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Breakfast Bar
- Primary Bathroom is a Full Bathroom
- Partial Basement
- Patio
Listing and Financial Details
- Homeowner Tax Exemptions
- $8,430 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 5, 2015
Closed on
Dec 15, 2015
Sold by
Fannie Mae
Bought by
Laws Erik
Seller's Agent
Kevin Schudel
Buy It Inc
Buyer's Agent
Esther Zamudio
Zamudio Realty Group
List Price
$224,900
Sold Price
$201,000
Premium/Discount to List
-$23,900
-10.63%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$182,178
Avg. Annual Appreciation
7.19%
Original Mortgage
$197,359
Interest Rate
3.99%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 12, 2015
Sold by
Cobblers Crossing Master Association
Bought by
Federal National Mortgage Association and Fannie Mae
Purchase Details
Closed on
Mar 25, 2010
Sold by
Baer Doris
Bought by
Anderson Brian S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,489
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 10, 2009
Sold by
Baer Richard
Bought by
Baer Doris and Doris Baer Living Trust
Purchase Details
Closed on
Mar 30, 1998
Sold by
Critser Tim F
Bought by
Baer Philip S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,400
Interest Rate
7.19%
Purchase Details
Closed on
May 28, 1996
Sold by
Spets Timothy J and Spets Katherine M
Bought by
Critser Tim F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,750
Interest Rate
8.33%
Mortgage Type
Balloon
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Laws Erik | $201,000 | Attorneys Title Guaranty Fun | |
| Federal National Mortgage Association | -- | Attorney | |
| Anderson Brian S | $249,000 | Attorneys Title Guaranty Fun | |
| Baer Doris | $180,000 | None Available | |
| Baer Philip S | $160,500 | -- | |
| Critser Tim F | $161,000 | Attorneys Natl Title Network |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Laws Erik | $190,000 | |
| Previous Owner | Laws Erik | $197,359 | |
| Previous Owner | Anderson Brian C | $180,200 | |
| Previous Owner | Anderson Brian S | $244,489 | |
| Previous Owner | Baer Philip S | $128,400 | |
| Previous Owner | Critser Tim F | $120,750 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/28/2016 01/28/16 | Sold | $201,000 | -4.2% | $134 / Sq Ft |
| 12/30/2015 12/30/15 | Pending | -- | -- | -- |
| 11/09/2015 11/09/15 | Price Changed | $209,900 | -6.7% | $140 / Sq Ft |
| 10/05/2015 10/05/15 | For Sale | $224,900 | -- | $150 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,059 | $28,001 | $5,597 | $22,404 |
| 2023 | $7,832 | $28,001 | $5,597 | $22,404 |
| 2022 | $7,832 | $28,001 | $5,597 | $22,404 |
| 2021 | $8,068 | $23,412 | $3,597 | $19,815 |
| 2020 | $8,017 | $23,412 | $3,597 | $19,815 |
| 2019 | $7,973 | $26,014 | $3,597 | $22,417 |
| 2018 | $7,889 | $23,219 | $3,198 | $20,021 |
| 2017 | $7,864 | $23,219 | $3,198 | $20,021 |
| 2016 | $7,399 | $23,219 | $3,198 | $20,021 |
| 2015 | $8,174 | $23,265 | $2,798 | $20,467 |
| 2014 | $7,917 | $23,265 | $2,798 | $20,467 |
| 2013 | $7,657 | $23,265 | $2,798 | $20,467 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2016
Kevin Schudel
Buy It Inc
(847) 833-2337
18 Total Sales
-
Esther Zamudio
Buyer's Agent in 2016
Esther Zamudio
Zamudio Realty Group
(847) 508-7500
4 in this area
633 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09055754
APN: 06-06-201-020-0000
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