NOT LISTED FOR SALE

Estimated Value: $397,000 - $413,000

4 Beds
2 Baths
1,732 Sq Ft
$234/Sq Ft Est. Value

Last Sold May 25, 2022

Last sale price $400,000 $231 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,443/month

3 Days on Market

Highlights

  • Traditional Architecture
  • Whirlpool Bathtub
  • Community Gazebo
  • Choctawhatchee Senior High School Rated A-
  • Great Room
  • 2 Car Attached Garage

About This Home

As of May 2022

Show stopping head turner with LOTS of updates, folks! The roof was replaced in February of 2020, which includes secondary water barrier over the entire roof deck. ALL windows were replaced in March of 2020 with Hurricane Impact Rated Glass and Fabric-Shield coverings for all the exterior doors. Updates to the interior include all new COREtec waterproof flooring, resurfaced cabinets and fireplace surround, amazing Blue Roma Quartzite counters, black stainless steel appliances and new water heater.

Last Agent to Sell the Property

Robert Nay

World Impact Real Estate Gulf Breeze License #BK3227187 Listed on: 04/11/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,104

Year Built

  • Built in 1998

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 50x95
  • Interior Lot

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Frame Construction
  • Dimensional Roof

Interior Spaces

  • 1,732 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Great Room
  • Dining Area
  • Vinyl Flooring
  • Storm Windows

Kitchen

  • Gas Oven
  • Self-Cleaning Oven
  • Stove
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Bathtub
  • Separate Shower in Primary Bathroom

Schools

  • Longwood Elementary School
  • Pryor Middle School
  • Choctawhatchee High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 34-1S-24-1885-000A-0200

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include management
  • All@Northridgecreek.Org Association
  • North Ridge Creek S/D Subdivision

Amenities

  • Community Gazebo
  • Picnic Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,104

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Detached Single Family
  • Design: Traditional
  • Legal Description: Lot 20, Block A, NORTH RIDGE CREEK, according to the plat thereof as recorded in Plat Book 16, Page 51, of the Public Records of Okaloosa County, Florida.
  • List Type: Exclusive Right of Sale
  • Project Facilities: Pavillion/Gazebo, Picnic Area
  • Year Built: 1998
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Oven Continue Clean, Refrigerator W/IceMk, Stove/Oven Gas
  • Interior Amenities: Fireplace Gas, Floor Vinyl, Window Treatment All
  • Bedroom Location: First
  • Lower Floor 1 Bedrooms: 4
  • Mstr Bdrm Mstr Bath: MBath Cultured Mrble, MBath Double Vanity, MBath Separate Shwr, MBath Whirlpool
  • Master Bedroom: First
  • Total Bathrooms: 2.00
  • Estimated Heated Cooled Sq Ft: 1732.00
  • Dining Kitchen: First

Exterior Features

  • Pool Type: None
  • Construction Siding: Frame, Roof Dimensional Shg
  • New Construction: Construction Complete
  • Lot Features: Interior, Survey Available
  • Pool: No

Garage/Parking

  • Carport: No
  • Garage Spaces: Yes
  • Garage Spaces: 2.00
  • Parking Features: Garage Attached

Utilities

  • Utilities: Gas - Natural, Public Sewer, Public Water, Underground

Condo/Co-op/Association

  • Management Company: Northridge Creek HOA
  • Association Management Contact: 0000
  • Association Management: all@northridgecreek.org
  • Fees Include: Management

Fee Information

  • Assessment Fees: Yes
  • New Buyer Fee: No

Schools

  • Elementary School: Longwood
  • Middle School: Pryor
  • High School: Choctawhatchee

Lot Info

  • Acreage: 0.11
  • Assessment Amount: 150.00
  • Homestead: Yes
  • Lot Dimensions: 50x95
  • Lot Parcel Access: City Road, Paved Road
  • Assessor Parcel Number: 34-1S-24-1885-000A-0200
  • Zoning: Resid Single Family

Green Features

  • Energy Efficiency: AC - Central Elect, Double Pane Windows, Heat Cntrl Gas, Storm Windows, Water Heater - Gas

Rental Info

  • Is Subject Leased: No

Tax Info

  • Last Taxes: 1104.40
  • Last Tax Year: 2021

Multi Family

  • Number Stories: 1.0
  • Occupancy Status: Occupied

MLS Schools

  • Elementary School: Longwood
  • High School: Choctawhatchee
  • Middle School: Pryor

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2022
Closed on
May 25, 2022
Sold by
Ensley Helen Grace and Ensley Joseph Loren
Bought by
Lutz Kevin Christopher
Seller's Agent
Robert Nay
World Impact Real Estate Gulf Breeze
List Price
$399,000
Sold Price
$400,000
Premium/Discount to List
$1,000
0.25%
Current Estimated Value
$404,862

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,862
Avg. Annual Appreciation
0.36%
Original Mortgage
$409,200
Outstanding Balance
$387,847
Interest Rate
5%
Mortgage Type
VA
Estimated Equity
$17,015

Purchase Details

Listed on
Aug 13, 2019
Closed on
Feb 27, 2020
Sold by
Marin Judith Ann
Bought by
Ensley Helen Grace and Ensley Joseph Loren
Seller's Agent
Donald Hamrick
ERA American Real Estate
Buyer's Agent
Robert Nay
ecn.unknownoffice
List Price
$301,900
Sold Price
$301,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.38%
Original Mortgage
$308,843
Interest Rate
3.6%
Mortgage Type
VA

Purchase Details

Closed on
Oct 5, 2007
Sold by
Johnson Cecil and Richards Elizabeth
Bought by
Marin Judith Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,900
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 27, 2005
Sold by
Warren Mark L and Blair Lindsay
Bought by
Johnson Cecil and Richards Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,453
Interest Rate
5.59%
Mortgage Type
VA

Purchase Details

Closed on
Oct 17, 2003
Sold by
Disalvio Albert Norman
Bought by
Warren Mark L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,000
Interest Rate
6.45%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 26, 2000
Sold by
Schiller Janet A
Bought by
Disalvio Albert Norman

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
8.11%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lutz Kevin Christopher $400,000 Bradley Title
Ensley Helen Grace $301,900 Reliable Land Title Corp
Marin Judith Ann $299,900 Associated Land Title Group
Johnson Cecil $295,000 Choctaw Title Inc
Warren Mark L $174,000 Panhandle Title Inc
Disalvio Albert Norman $134,900 Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lutz Kevin Christopher $409,200
Previous Owner Ensley Helen Grace $308,843
Previous Owner Marin Judith Ann $299,900
Previous Owner Johnson Cecil $284,453
Previous Owner Warren Mark L $139,000
Previous Owner Disalvio Albert Norman $100,000
Closed Disalvio Albert Norman $7,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/25/2022 05/25/22 Sold $400,000 +0.3% $231 / Sq Ft
04/20/2022 04/20/22 Pending -- -- --
04/17/2022 04/17/22 For Sale $399,000 +32.2% $230 / Sq Ft
02/27/2020 02/27/20 Sold $301,900 +19377.4% $174 / Sq Ft View Prior Sale
01/20/2020 01/20/20 Pending -- -- --
10/09/2019 10/09/19 Off Market $1,550 -- --
08/13/2019 08/13/19 For Sale $301,900 0.0% $174 / Sq Ft
10/28/2018 10/28/18 Off Market $1,495 -- --
10/28/2018 10/28/18 Off Market $1,595 -- --
09/01/2017 09/01/17 Rented $1,595 0.0% --
09/01/2017 09/01/17 Under Contract -- -- --
08/27/2015 08/27/15 For Rent $1,595 +2.9% --
10/28/2014 10/28/14 Rented $1,550 0.0% --
10/27/2014 10/27/14 Under Contract -- -- --
10/02/2014 10/02/14 For Rent $1,550 +3.7% --
08/01/2014 08/01/14 Rented $1,495 0.0% --
08/01/2013 08/01/13 Under Contract -- -- --
06/19/2012 06/19/12 For Rent $1,495 -- --
Source: Navarre Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,557 $334,291 $103,373 $230,918
2023 $3,557 $326,216 $93,975 $232,241
2022 $2,799 $263,000 $0 $0
2021 $1,104 $255,340 $0 $0
2020 $3,061 $236,416 $64,059 $172,357
2019 $2,908 $221,706 $61,009 $160,697
2018 $2,749 $207,067 $0 $0
2017 $2,653 $198,979 $0 $0
2016 $2,491 $187,938 $0 $0
2015 $2,380 $177,015 $0 $0
2014 $2,281 $169,453 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Navarre Area Board of REALTORS®

MLS Number: 895444

Navarre Area Board of REALTORS®

APN: 34-1S-24-1885-000A-0200