12 Bayou Ln Palm Harbor, FL 34683
Ozona Village Neighborhood
3
Beds
2
Baths
1,630
Sq Ft
0.25
Acres
Highlights
- Boat Slip Deeded
- Canal View
- Florida Architecture
- Ozona Elementary School Rated A-
- Deck
- Wood Flooring
About This Home
As of October 2021Foreclosure -Move in Ready! Living room Dining Room combo with open wood burning fireplace, galley kitchen, 3 bedrooms, 2 baths, large family which overlooks the beautiful wooded deck, plus oversized 2 car garage. Home located on the Canal and has a private dock. Home has freshly painted interior, new carpet and new roof. Buyer to pay FL doc stamps. Seller may provide HOW incentive and may pay some of the closing costs for Owners Occupants. FInancing a HomeSteps Home just got easier! Contact your realtorfor more information and to find the most up-to-date list of participating lenders. This property is eligible under Freddie Mac 1st look- owner occupant 04/18/2013 to 05/02/2013, investor 05/03/2013
Last Agent to Sell the Property
BLUEWATER BAY REALTY GROUP License #3115536 Listed on: 04/18/2013
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,093
Year Built
- Built in 1958
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 106.0x104.0
- Property fronts a saltwater canal
- West Facing Home
- Property is zoned R-4
Parking
- 2 Car Attached Garage
Home Design
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 1,630 Sq Ft Home
- Wood Burning Fireplace
- Combination Dining and Living Room
- Sun or Florida Room
- Inside Utility
- Canal Views
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Access to Saltwater Canal
- Boat Slip Deeded
- Deck
- Patio
- Porch
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Kramer F.A. Sub Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 0110
- Assessor Parcel Number 02-28-15-47160-000-0110
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 27, 2021
Closed on
Oct 19, 2021
Sold by
Foc Frances Pearson and Hayes Curry Allen
Bought by
Kramer Mason and Kramer Katerina
Seller's Agent
Connie Beal
FUTURE HOME REALTY INC
Buyer's Agent
Sheila Calistri
COMPASS FLORIDA LLC
List Price
$1,250,000
Sold Price
$1,100,000
Premium/Discount to List
-$150,000
-12%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.63%
Original Mortgage
$1,100,000
Outstanding Balance
$1,011,764
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$200,242
Purchase Details
Listed on
Apr 18, 2013
Closed on
Jun 24, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Fox Frances Pearson
Seller's Agent
Brenda Draper
BLUEWATER BAY REALTY GROUP
Buyer's Agent
Connie Beal
FUTURE HOME REALTY INC
List Price
$269,900
Sold Price
$265,000
Premium/Discount to List
-$4,900
-1.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.63%
Original Mortgage
$165,000
Interest Rate
2.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 18, 2012
Sold by
Wells Fargo Bank Na
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Sep 4, 2012
Sold by
Bober Robert C and Bober Tracey L
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
Oct 21, 2002
Sold by
Sweeney Donald H
Bought by
Bober Robert C and Bober Tracy L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,250
Interest Rate
6.18%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 10, 2001
Sold by
Rhinehart Darryl T and Rhinehart Julie M
Bought by
Sweeney Donald H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
6.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 15, 2000
Sold by
Hemminger David W and Hemminger In Suk
Bought by
Rhinehart Darryl T and Rhinehart Julie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,600
Interest Rate
8.28%
Mortgage Type
New Conventional
Similar Homes in Palm Harbor, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,100,000 | Albritton Title Inc | |
| Special Warranty Deed | $265,000 | Attorney | |
| Special Warranty Deed | -- | New House Title Llc | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $315,000 | -- | |
| Warranty Deed | $238,000 | -- | |
| Warranty Deed | $178,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,100,000 | New Conventional | |
| Previous Owner | $85,000 | Unknown | |
| Previous Owner | $165,000 | New Conventional | |
| Previous Owner | $299,250 | New Conventional | |
| Previous Owner | $185,000 | New Conventional | |
| Previous Owner | $124,600 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/19/2025 07/19/25 | Price Changed | $975,000 | -7.1% | $484 / Sq Ft |
| 06/05/2025 06/05/25 | For Sale | $1,050,000 | -4.5% | $522 / Sq Ft |
| 10/25/2021 10/25/21 | Sold | $1,100,000 | -4.3% | $546 / Sq Ft |
| 09/08/2021 09/08/21 | Pending | -- | -- | -- |
| 07/22/2021 07/22/21 | Price Changed | $1,149,000 | -4.0% | $571 / Sq Ft |
| 06/14/2021 06/14/21 | Price Changed | $1,197,000 | -4.2% | $595 / Sq Ft |
| 05/27/2021 05/27/21 | For Sale | $1,250,000 | +371.7% | $621 / Sq Ft |
| 06/16/2014 06/16/14 | Off Market | $265,000 | -- | -- |
| 06/28/2013 06/28/13 | Sold | $265,000 | -1.8% | $163 / Sq Ft |
| 05/02/2013 05/02/13 | Pending | -- | -- | -- |
| 04/18/2013 04/18/13 | For Sale | $269,900 | -- | $166 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $17,406 | $1,024,296 | -- | -- |
| 2023 | $17,406 | $994,462 | $751,963 | $242,499 |
| 2022 | $17,008 | $966,854 | $766,356 | $200,498 |
| 2021 | $5,452 | $323,106 | $0 | $0 |
| 2020 | $5,370 | $314,954 | $0 | $0 |
| 2019 | $5,282 | $307,873 | $0 | $0 |
| 2018 | $5,214 | $302,132 | $0 | $0 |
| 2017 | $5,173 | $295,918 | $0 | $0 |
| 2016 | $5,134 | $289,832 | $0 | $0 |
| 2015 | $5,233 | $288,845 | $0 | $0 |
| 2014 | $4,834 | $268,546 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Linda Caruso
Seller's Agent in 2025
Linda Caruso
KELLER WILLIAMS REALTY- PALM H
(727) 410-7501
2 in this area
340 Total Sales
-
Beth Frederick
Seller Co-Listing Agent in 2025
Beth Frederick
KELLER WILLIAMS REALTY- PALM H
(727) 643-7100
1 in this area
25 Total Sales
-
Connie Beal
Seller's Agent in 2021
Connie Beal
FUTURE HOME REALTY INC
(727) 420-0123
1 in this area
67 Total Sales
-
Sheila Calistri
Buyer's Agent in 2021
Sheila Calistri
COMPASS FLORIDA LLC
(727) 643-5007
1 in this area
48 Total Sales
-
Emma Yepsen
Buyer Co-Listing Agent in 2021
Emma Yepsen
COMPASS FLORIDA LLC
(518) 423-8090
1 in this area
123 Total Sales
-
Brenda Draper
Seller's Agent in 2013
Brenda Draper
BLUEWATER BAY REALTY GROUP
(727) 514-9106
74 Total Sales
Map
Source: Stellar MLS
MLS Number: U7579314
APN: 02-28-15-47160-000-0110
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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