12 E Main St Cortland, NY 13045
Estimated payment $1,787/month
Highlights
- Property is near public transit
- Forced Air Heating System
- 2 Car Garage
- Wood Flooring
- Ceiling Fan
- High Speed Internet
About This Home
Enjoy the timeless charm of this beautiful Victorian home nestled on the serene East Main Street. Perfect for first-time homebuyers or savvy investors. This turnkey property is ready for immediate enjoyment whether you're offsetting your mortgage with rental income while residing in one unit or leasing both for optimal returns. The first-floor apartment welcomes you with a fully rebuilt 40-foot wraparound porch and a private rear patio. Inside, natural woodwork and beautiful hardwood floors complement 9-foot ceilings. The spacious living room (13x14) features elegant pocket doors that open to a generous dining room (12x13) accented by a large picture window. The large master bedroom (11x14) includes a walk-in closet. The second bedroom (10x11) is accompanied by an adjacent study room (10x11) with a closet. The expansive eat in kitchen, has been completely remodeled with new cabinets, countertops, and modern appliances. The second-floor unit features an all natural hardwood foyer highlighted by a stained glass window, leading to a 15 foot private porch overlooking the peaceful street. This apartment boast a bright living room (13x14) complete with picture window. The large dining room (12x13) with a bay window. The master bedroom is flooded with natural light with its own walk-in closet. The second bedroom has a closet. The kitchen (11x18) shines with freshly painted cabinets, new countertops, and stainless appliances. Off the kitchen, there is a convenient rear staircase to the lower level, or step out to the expansive 12 foot by 12 foot rear deck, ideal for relaxing or dining. The deck overlooks the backyard & 2 car garage. The entire unit has been freshly repainted for a move-in ready feel.
Modern upgrades to ensure comfort!!
-Complete with new replacement windows
- 2 100 amp electrical services
- 2 new forced hot air furnaces
- Washer and dryer hookups in each unit
The roof is durable 50-year architectural shingle system ( aprox. 20 years old, installed via full tear-off and the chimney has been rebuilt from the roofline up.
Truly a rare find in today's market, this turnkey gem requires no further work, Just step in and start reaping the benefits.
Listing Agent
Listing by Yaman Real Estate Brokerage Phone: 607.753.9644 License #10401314208 Listed on: 09/15/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,974
Year Built
- Built in 1905
Lot Details
- 6,250 Sq Ft Lot
- Lot Dimensions are 50x125
- Rectangular Lot
Parking
- 2 Car Garage
Home Design
- Duplex
- Vinyl Siding
Interior Spaces
- 2,872 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Location
- Property is near public transit
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
Listing and Financial Details
- Tax Lot 51
- Assessor Parcel Number 110200-086-034-0002-051-000-0000
Community Details
Overview
- 2 Units
Building Details
- 2 Separate Gas Meters
- Operating Expense $8,000
- Gross Income $30,000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,971 | $165,000 | $13,700 | $151,300 |
| 2023 | $4,784 | $89,300 | $9,600 | $79,700 |
| 2022 | $4,792 | $89,300 | $9,600 | $79,700 |
| 2021 | $4,835 | $89,300 | $9,600 | $79,700 |
| 2020 | $3,024 | $89,300 | $9,600 | $79,700 |
| 2019 | $2,973 | $89,300 | $9,600 | $79,700 |
| 2018 | $4,511 | $89,300 | $9,600 | $79,700 |
| 2017 | $4,511 | $89,300 | $9,600 | $79,700 |
| 2016 | $4,511 | $89,300 | $9,600 | $79,700 |
| 2015 | -- | $89,300 | $9,600 | $79,700 |
| 2014 | -- | $89,300 | $9,600 | $79,700 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/01/2025 12/01/25 | Pending | -- | -- | -- |
| 10/29/2025 10/29/25 | Price Changed | $249,000 | -7.4% | $87 / Sq Ft |
| 09/15/2025 09/15/25 | For Sale | $269,000 | -- | $94 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $608,000 | Purchase Money Mortgage |
Source: Cortland County Board of REALTORS®
MLS Number: S1637719
APN: 110200-086-034-0002-051-000-0000
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