$250,000
SOLD SEP 25, 2025

12 Locke Terrace Saint Albans, VT 05478

2 Beds
1 Bath
960 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$260 Per Sq Ft

11% Above List Price

3 Days on Market

Highlights

  • Cape Cod Architecture
  • Vaulted Ceiling
  • Bonus Room
  • Freestanding Bathtub
  • Wood Flooring
  • Walk-In Pantry

About This Home

As of September 2025

Charming Cape on Quiet Locke Terrace

Welcome to 12 Locke Terrace, a cozy 2-bedroom, 1-bath Cape-style home offering approx. 960 sq ft of living space on a peaceful, dead-end street in St. Albans City. This charming home blends vintage character with convenient access to local amenities.

A lovely enclosed front porch leads into the main living space featuring hardwood and vinyl flooring, a spacious living room, a bright kitchen, and a bonus room ideal for dining or office use. The primary bedroom offers vaulted ceilings and period details, while the second bedroom adds flexibility. The full bath includes a vintage claw-foot tub. A full, unfinished basement provides laundry hookups, utility space, and storage.

Set on a level, fully fenced 0.11-acre lot, the property features a detached shed/workshop ideal for hobby use or additional storage. The manageable yard is ideal for gardening or enjoying quiet outdoor time.
Located just minutes from I-89 and downtown St. Albans, this home offers easy access to grocery stores, schools, parks, restaurants, and healthcare. Lake Champlain, trails, and recreation areas are a short drive away, perfect for year-round outdoor enjoyment.

Ideal for first-time buyers, downsizers, or anyone seeking simple, character-filled living in a convenient location.

Last Agent to Sell the Property

Chad Bruyette

Whitetail Properties Real Estate, LLC License #082.0135326 Listed on: 07/28/2025

Last Buyer's Agent

Nicole Broderick

Coldwell Banker Hickok and Boardman

Coldwell Banker Hickok and Boardman

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,475

Year Built

  • Built in 1920

Lot Details

  • 4,792 Sq Ft Lot
  • Garden

Parking

  • Paved Parking

Home Design

  • Cape Cod Architecture
  • Brick Foundation
  • Concrete Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Vertical Siding

Interior Spaces

  • Property has 2 Levels
  • Vaulted Ceiling
  • Ceiling Fan
  • Family Room
  • Combination Kitchen and Dining Room
  • Bonus Room
  • Basement
  • Interior Basement Entry
  • Walk-In Pantry
  • Washer and Dryer Hookup

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Freestanding Bathtub

Outdoor Features

  • Shed
  • Outbuilding
  • Porch

Location

  • City Lot

Schools

  • St Albans City Elementary School
  • Bfast Albans High School

Utilities

  • Baseboard Heating
  • Hot Water Heating System
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,475

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Resort: No
  • Seasonal: No
  • Property Type: Residential
  • Year Built: 1920
  • Display On Internet: High Speed Intrnt at Site
  • Architectural Style: Cape
  • ResoLotFeatures: City Lot, Near Shopping, Neighborhood, Near Hospital, Near School(s)
  • Road Frontage Type: Paved
  • PropertySubType: Single Family Residence
  • MLS Status: (20) Closed - Closed
  • Above Grade Finished Sq Ft: 960.0
  • Reso Interior Features: Ceiling Fan(s), Kitchen/Dining, Laundry Hook-ups, Vaulted Ceiling(s), Walk-in Pantry, Basement Laundry
  • Unit Levels: Two
  • ResoPropertyCondition: Existing
  • Flood_Zone: No
  • Foreclosed_Or_Bank_Owned_Or_REO: No
  • Mobile_Home: No
  • Pre_Construction: No
  • Room_1_Type: Bedroom
  • Room_2_Type: Bedroom
  • Room_4_Type: Eat-in Kitchen
  • Room_5_Type: Family Room
  • Room_6_Type: Bonus Room
  • Room_7_Type: Porch
  • Timeshare_Or_Fract_Ownrshp: No
  • Basement_Access_Type: Interior
  • Below_Grade_Unfinished_Area_Source: Public Records
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Electric Range, Refrigerator
  • Total Bedrooms: 2
  • Flooring: Hardwood, Vinyl
  • Basement: Concrete, Concrete Floor, Interior Stairs, Assigned Storage, Unfinished, Interior Access, Basement Stairs
  • Basement YN: Yes
  • Full Bathrooms: 1

Exterior Features

  • Driveway: Paved
  • Exterior Features: Full Fence, Garden, Outbuilding, Covered Porch, Enclosed Porch, Shed
  • Roof: Shingle
  • Construction Type: Wood Frame, Vertical Siding
  • Exclusions: Boot storage rack on porch, washer and dryer.
  • Foundation Details: Brick/Mortar, Concrete

Garage/Parking

  • Attached Garage: No

Utilities

  • Electric: 200+ Amp Service
  • Sewer: Public Sewer
  • Heating: Natural Gas, Baseboard, Hot Water
  • Cooling: None
  • Utilities: Cable, Gas On-Site
  • Water Source: Public

Schools

  • Elementary School: St Albans City School
  • High School: BFASt Albans

Lot Info

  • Surveyed: No
  • Zoning: Residential
  • Lot Size Acres: 0.11
  • Lot Size Sq Ft: 4792.0

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2475.28

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2025
Closed on
Sep 25, 2025
Sold by
Fleury John
Bought by
Kelley Walker
Seller's Agent
Chad Bruyette
Whitetail Properties Real Estate, LLC
Buyer's Agent
Nicole Broderick
Coldwell Banker Hickok and Boardman
List Price
$225,000
Sold Price
$250,000
Premium/Discount to List
$25,000
11.11%
Views
8

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-16.18%

Purchase Details

Closed on
May 29, 2019
Sold by
Rutkowski Cynthia and Rutkowski Erin
Bought by
Fleury John

Purchase Details

Listed on
Mar 20, 2014
Closed on
Feb 26, 2015
Sold by
Gillilan Bryan and Gillilan Gabrielle
Bought by
Rutkowski Gary E and Rutkowski Cynthia J
Seller's Agent
Stacie Callan
CENTURY 21 North East
Buyer's Agent
Stacie Callan
CENTURY 21 North East
List Price
$139,000
Sold Price
$134,900
Premium/Discount to List
-$4,100
-2.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.63%

Purchase Details

Closed on
Jun 9, 2008
Sold by
Davis Adam
Bought by
Gillian Brian

Purchase Details

Closed on
May 19, 2006
Sold by
Abair Robert D
Bought by
Davis Adam A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $250,000 --
Deed $125,000 --
Deed $134,900 --
Grant Deed $145,000 --
Grant Deed $145,000 --
Grant Deed $136,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/25/2025 09/25/25 Sold $250,000 +11.1% $260 / Sq Ft
08/01/2025 08/01/25 Pending -- -- --
07/28/2025 07/28/25 For Sale $225,000 +66.8% $234 / Sq Ft
02/26/2015 02/26/15 Sold $134,900 -2.9% $141 / Sq Ft View Prior Sale
01/14/2015 01/14/15 Pending -- -- --
03/20/2014 03/20/14 For Sale $139,000 -- $145 / Sq Ft
Source: PrimeMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,597 $109,800 $41,000 $68,800
2023 $3,330 $109,800 $41,000 $68,800
2022 $2,946 $109,800 $41,000 $68,800
2021 $2,934 $109,800 $41,000 $68,800
2020 $2,884 $109,800 $41,000 $68,800
2019 $2,803 $109,800 $41,000 $68,800
2018 $2,092 $109,800 $41,000 $68,800
2017 $2,790 $109,800 $41,000 $68,800
2016 $2,707 $109,800 $41,000 $68,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: PrimeMLS

MLS Number: 5053781

PrimeMLS

APN: 549-173-10007