$310,000
SOLD AUG 19, 2025

12 N Waterford Dr Unit 130F Schaumburg, IL 60194

East Schaumburg Neighborhood
3 Beds
2.5 Baths
1,100 Sq Ft
$376/mo HOA Fee

Recently Sold

$282 Per Sq Ft

3% Below List Price

16 Days on Market

Highlights

  • Community Pool
  • Tennis Courts
  • Den
  • Everett Dirksen Elementary School Rated A-
  • Party Room
  • Patio

About This Home

As of August 2025

PERFECTLY LOCATED, HIGHLY RATED SCHOOLS, & SPACIOUS 4-BEDROOM + DEN FLOORPLAN! As you enter this stunning neighborhood note the peaceful cul-de-sac location, private front courtyard entrance, relaxing front porch, private attached garage, & bonus driveway space! Step inside and you'll be greeted by elegant marble flooring, a formal foyer, and sunny northern/southern exposures! Entertain with ease in the OPEN CONCEPT living & dining rooms; perfect for holiday gatherings! The EAT-IN-KITCHEN features incredible storage space, an upgraded Stainless Steel 5-burner stove, & airy flow directly into the dining room! Take in the peaceful outdoor views from your private backyard patio; providing plenty of space for outdoor grilling! Utilize the FULL BASEMENT featuring a spacious rec room, ample storage space, laundry room with new washer/dryer, BONUS 4TH BEDROOM, plus a separate OFFICE/DEN! Retreat to the SPACIOUS PRIMARY SUITE offering room for your bedroom set, a spacious closet, & access to a private en suite! The full primary bathroom boasts a relaxing tub/shower combo with upgraded glass doors, marble tile flooring, & ample vanity space! This spacious layout offers 2 additional upper level bedrooms; each with peaceful views to the backyard! Short distance to shopping, entertainment, & restaurants! Quick commute to Metra & highways! Incredible community & truly a commuters dream! Rarely available model; with more bedrooms than most in the community! This is the one you've been waiting for!*** Conventional or cash only as HOA is not FHA approved. No buyers with spot approvals please per HOA *** PREVIOUS BUYERS LOSS IS YOUR GAIN! PROPERTY APPRAISED WITHOUT ISSUE AND NO MAJOR INSPECTION ISSUES. BUYER COULD NOT OBTAIN FINANCING. MUST BE CONVENTIONAL LOAN OR CASH.

Last Agent to Sell the Property

Veronica Rodriguez

Redfin Corporation License #475165837 Listed on: 06/23/2025

Redfin Corporation

Last Buyer's Agent

Mariya Samreen

Paul Luxury Homes, LLC License #475182258

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,825

Year Built

  • Built in 1972 | Remodeled in 2011

HOA Fees

  • $376 Monthly HOA Fees

Parking

  • 1.5 Car Garage
  • Parking Included in Price

Interior Spaces

  • 1,100 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Window Screens
  • Family Room
  • Combination Dining and Living Room
  • Den
  • Storage
  • Range with Range Hood

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

Outdoor Features

  • Patio

Schools

  • Dirksen Elementary School
  • Robert Frost Junior High School
  • J B Conant High School

Utilities

  • Central Air
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions
  • Other Tax Exemptions

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • 5 Units
  • Associa Chicagoland Association, Phone Number (847) 490-3833
  • Property managed by Associa Chicagoland

Recreation

  • Tennis Courts
  • Community Pool
  • Park
  • Bike Trail

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Party Room
  • Carbon Monoxide Detectors

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,825

Year Built

Built in 1972 | Remodeled in 2011

Lot Details

0

HOA Fees

$376 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Condo
  • Year Built: 1972
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2011
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 3
  • Year Renovated: 2011

Interior Features

  • Appliances: Range, Refrigerator, Washer, Dryer, Range Hood
  • Basement: Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Storage
  • LivingArea: 1100
  • Other Equipment: CO Detectors, Ceiling Fan(s), Fan-Attic Exhaust, Sump Pump
  • Room Type: Den
  • Stories Total: 3
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 320000
  • Patio And Porch Features: Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1.5
  • Parking Features: Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 1.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 376
  • Association Amenities: Bike Room/Bike Trails, Park, Party Room, Pool, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Master Association Fee Frequency: Not Required
  • Management Company: Associa Chicagoland
  • Management Contact Name: Associa Chicagoland
  • Management Phone: 847-490-3833

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Dirksen Elementary School
  • High School: J B Conant High School
  • Middle/Junior School: Robert Frost Junior High School
  • Middle/Junior School District: 54

Lot Info

  • Lot Dimensions: COMMON
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 1825
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior,Senior Freeze,Disabled Person

Multi Family

  • Units in Building: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 23, 2025
Closed on
Aug 14, 2025
Sold by
Mcmillan James G
Bought by
Ahmed Farheen Ghori
Seller's Agent
Veronica Rodriguez
Redfin Corporation
Buyer's Agent
Mariya Samreen
Paul Luxury Homes, LLC
List Price
$320,000
Sold Price
$310,000
Premium/Discount to List
-$10,000
-3.12%
Views
104

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
70.55%
Original Mortgage
$232,500
Outstanding Balance
$232,500
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$85,886

Purchase Details

Closed on
Nov 7, 2000
Sold by
Mcmillan James G and Mcmillan Linda T
Bought by
Mcmillan James G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,250
Interest Rate
8.6%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $310,000 None Listed On Document
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,500 New Conventional
Previous Owner $40,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $56,250 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Sold $310,000 -3.1% $282 / Sq Ft
07/09/2025 07/09/25 Pending -- -- --
06/23/2025 06/23/25 For Sale $320,000 -- $291 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,825 $24,561 $7,795 $16,766
2023 $1,825 $24,561 $7,795 $16,766
2022 $1,825 $24,561 $7,795 $16,766
2021 $1,983 $18,628 $9,987 $8,641
2020 $1,815 $18,628 $9,987 $8,641
2019 $1,806 $20,708 $9,987 $10,721
2018 $2,026 $16,413 $8,404 $8,009
2017 $1,959 $16,413 $8,404 $8,009
2016 $2,527 $16,413 $8,404 $8,009
2015 $2,875 $14,857 $7,308 $7,549
2014 $2,876 $14,857 $7,308 $7,549
2013 $2,767 $14,857 $7,308 $7,549
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12400599

Midwest Real Estate Data (MRED)

APN: 07-23-101-008-1016