N
Seller's Agent in 2021
Nancy Hawkins
Matt O'Neill Real Estate
(843) 324-2850
1 in this area
14 Total Sales
120 Bay St Saint Stephen, SC 29479
Estimated Value: $175,000 - $202,000
2
Beds
1
Bath
1,152
Sq Ft
$164/Sq Ft
Est. Value
Highlights
- Wood Flooring
- High Ceiling
- Formal Dining Room
- Sun or Florida Room
- Cottage
- 1-minute walk to Saint Stephen Park
About This Home
As of October 2021120 Bay offers the tranquil ''country'' feel that so many covet. Nestled on a beautifully serene, .6 acre lot, this quaint home is the welcoming sweet home that provides just the right size for a single, small family or a retired individual/couple that is ready to enjoy a lush hide-a-way. There is a park across the street, and the surrounding area boasts nature's quiet beauty. This home was built approx. 1951 and offers the quaintness of that era. This 1152 sq.ft. home presents an openness that allows for a spatial feel that appears larger, complete with high, smooth ceilings. The inviting entry is an enclosed sunroom that can serve as a year 'round place to enjoy morning coffee and/or evening relaxation. Your colorful plants will brighten up this already sunny space.This "classic cottage" can use some TLC with personal paint selections, etc., but before considering new flooring, inspect the original hardwood flooring that is specific to the '50's rock solid built homes! Hardwoods are run throughout, with the exception of kitchen and full bath. The family room's decorative fireplace is functional with gas line/propane. A cozy finishing touch to your cottage! The detached garage needs some work, but the possibilities are many!
The .6 acre yard is level, high and offers ample room to create your own "wonderland". NO HOA, so put in your pool, park your camper and/or boat, enjoy family and friend outdoor parties! OR take a relaxing 15 minute drive (with boat in tow?) to Lake Moultrie or Marion and view that last picture up front and close!
With some TLC and a personal touch, this country cottage gem
will really "shine"!
Last Agent to Sell the Property
Matt O'Neill Real Estate License #55472 Listed on: 07/31/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,500
Year Built
- Built in 1951
Lot Details
- 26,136 Sq Ft Lot
- Elevated Lot
- Level Lot
Parking
- 1 Car Garage
Home Design
- Cottage
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,152 Sq Ft Home
- 1-Story Property
- Smooth Ceilings
- High Ceiling
- Family Room with Fireplace
- Formal Dining Room
- Sun or Florida Room
- Crawl Space
- Dryer Hookup
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Schools
- St. Stephen Elementary And Middle School
- St. Stephens High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 31, 2021
Closed on
Oct 5, 2021
Sold by
Finch Floyd W and Finch Carole
Bought by
Ruch William Patrick
Seller's Agent
Nancy Hawkins
Matt O'Neill Real Estate
Buyer's Agent
Darren Sweet
Sweet Carolina Realty
List Price
$154,000
Sold Price
$154,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,057
Avg. Annual Appreciation
4.52%
Original Mortgage
$8,000
Outstanding Balance
$6,554
Interest Rate
2.23%
Estimated Equity
$182,503
Purchase Details
Closed on
Feb 19, 2016
Sold by
Roberts Joseph R and Roberts Moultrie Q
Bought by
Finch Floyd W and Finch Carole
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ruch William Patrick | $154,000 | None Available | |
| Finch Floyd W | $52,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ruch William Patrick | $8,000 | |
| Open | Ruch William Patrick | $149,380 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/06/2021 10/06/21 | Sold | $154,000 | 0.0% | $134 / Sq Ft |
| 09/06/2021 09/06/21 | Pending | -- | -- | -- |
| 07/31/2021 07/31/21 | For Sale | $154,000 | -- | $134 / Sq Ft |
Source: CHS Regional MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $985 | $174,800 | $35,000 | $139,800 |
| 2024 | $1,073 | $6,992 | $1,400 | $5,592 |
| 2023 | $1,073 | $6,992 | $1,400 | $5,592 |
| 2022 | $2,995 | $9,348 | $1,800 | $7,548 |
| 2021 | $1,344 | $3,980 | $750 | $3,228 |
| 2020 | $1,435 | $3,978 | $750 | $3,228 |
| 2019 | $1,377 | $3,978 | $750 | $3,228 |
| 2018 | $1,331 | $3,798 | $570 | $3,228 |
| 2017 | $1,373 | $3,798 | $570 | $3,228 |
| 2016 | $1,215 | $3,800 | $570 | $3,230 |
| 2015 | $1,184 | $3,310 | $360 | $2,950 |
| 2014 | $1,125 | $3,310 | $360 | $2,950 |
| 2013 | -- | $3,310 | $360 | $2,950 |
Source: Public Records
Agents Affiliated with this Home
-
Nancy Hawkins
-
Darren Sweet
Buyer's Agent in 2021
Darren Sweet
Sweet Carolina Realty
(843) 609-7962
1 in this area
212 Total Sales
Map
Source: CHS Regional MLS
MLS Number: 21020955
APN: 026-14-01-047
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by Charleston Trident MLS. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. © 2026 Charleston Trident MLS. All Rights Reserved
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