120 Graham St Gardner, MA 01440
Estimated payment $3,198/month
Highlights
- Golf Course Community
- Granite Flooring
- Property is near public transit
- Medical Services
- Deck
- 2 Fireplaces
About This Home
Exceptional three-family home showcasing original period details and dramatic architecture. Highlights include a grand entrance with double doors, sweeping staircase with striking window, pocket doors, elegant fireplaces, original interior doors, and beautiful woodwork throughout. Oversized windows fill each unit with natural light, with brand-new windows on the third floor. The first and second floors could be combined into one expansive owner-occupied living space, while the third floor offers excellent rental income potential. Outdoor living shines with a wraparound covered porch and decks on all three levels. Three-car garage plus ample off-street parking. Ideally located near downtown amenities and Crystal Lake, this timeless property blends historic charm, flexibility, and lasting value, with potential total rental income of approximately $6,000 per month of which does include heat and water.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,754
Year Built
- Built in 1900
Lot Details
- 10,410 Sq Ft Lot
Parking
- 3 Car Garage
- Driveway
- Guest Parking
- Open Parking
- Off-Street Parking
Home Design
- Brick Foundation
- Stone Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 3,838 Sq Ft Home
- Property has 1 Level
- Ceiling Fan
- 2 Fireplaces
- Living Room
- Dining Room
Kitchen
- Country Kitchen
- Range with Range Hood
Flooring
- Wood
- Carpet
- Granite
- Tile
Bedrooms and Bathrooms
- 6 Bedrooms
- 3 Full Bathrooms
- Bathtub with Shower
- Separate Shower
Laundry
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Sump Pump
- Block Basement Construction
Outdoor Features
- Balcony
- Deck
- Rain Gutters
- Porch
Location
- Property is near public transit
- Property is near schools
Schools
- Gardner Elementary School
- Gardner Middle School
- Gardner High School
Utilities
- No Cooling
- Central Heating
- Hot Water Heating System
- Separate Meters
- Knob And Tube Electrical Wiring
Listing and Financial Details
- Assessor Parcel Number 3536343
Community Details
Overview
- 3 Units
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Golf Course Community
- Community Pool
- Park
- Jogging Path
- Bike Trail
Building Details
- Water Sewer Expense $1,874
- Operating Expense $7,001
- Net Operating Income $3,799
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $68 | $470,300 | $68,800 | $401,500 |
| 2024 | $5,426 | $362,000 | $62,500 | $299,500 |
| 2023 | $5,365 | $332,600 | $61,600 | $271,000 |
| 2022 | $5,159 | $277,500 | $46,700 | $230,800 |
| 2021 | $4,735 | $236,300 | $40,600 | $195,700 |
| 2020 | $4,185 | $212,000 | $40,600 | $171,400 |
| 2019 | $3,998 | $198,500 | $40,600 | $157,900 |
| 2018 | $3,695 | $182,300 | $40,600 | $141,700 |
| 2017 | $3,623 | $176,900 | $40,600 | $136,300 |
| 2016 | $3,621 | $176,900 | $40,600 | $136,300 |
| 2015 | $4,398 | $220,100 | $40,600 | $179,500 |
| 2014 | $4,136 | $219,200 | $45,100 | $174,100 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/23/2025 10/23/25 | Pending | -- | -- | -- |
| 10/14/2025 10/14/25 | For Sale | $499,900 | -- | $130 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73443443
APN: GARD-000027M-000025-000032
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