$80,000
COMING SOON AUG 20, 2025

120 Independence St Cumberland, MD 21502

Estimated payment $475/month

Total Views 231
3 Beds
1 Bath
1,260 Sq Ft
1,132 Sq Ft Lot

Highlights

  • City View
  • Wood Flooring
  • Electric Baseboard Heater
  • Cash Valley Elementary School Rated 9+
  • No HOA
  • Dogs and Cats Allowed

About This Home

Welcome to this charming end-unit 3-bedroom row home located in the heart of Cumberland—one of Maryland’s most up-and-coming cities! Whether you're a first-time homebuyer or an investor looking for a strong addition to your portfolio, this move-in-ready property offers incredible value and potential. Step inside to find upgraded flooring throughout and a layout that includes three spacious bedrooms, perfect for comfortable living or rental versatility. The low-maintenance brick exterior adds both durability and timeless curb appeal, while the large fenced-in backyard offers ample space for entertaining, gardening, or letting pets roam freely. Conveniently located near downtown, parks, and commuter routes, this property blends charm, affordability, and opportunity all in one. Don’t miss your chance to own in a city on the rise!

Listing Agent

Tyler Charles

Long & Foster Real Estate, Inc. Listed on: 08/06/2025

Long & Foster Real Estate, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $440

Year Built

  • Built in 1890

Lot Details

  • 1,132 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Semi-Detached or Twin Home
  • Side-by-Side
  • Brick Exterior Construction
  • Stone Foundation
  • Plaster Walls

Interior Spaces

  • Property has 2 Levels
  • City Views
  • Unfinished Basement
  • Rear Basement Entry
  • Stove

Flooring

  • Wood
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Utilities

  • Electric Baseboard Heater
  • Electric Water Heater

Listing and Financial Details

  • Coming Soon on 8/20/25
  • Assessor Parcel Number 0105027578

Community Details

Overview

  • No Home Owners Association
  • North End Subdivision

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$440

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Side-By-Side
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 8/20/2025 12:00:00 AM
  • Year Built: 1890
  • Remarks Public: Welcome to this charming end-unit 3-bedroom row home located in the heart of Cumberland—one of Maryland’s most up-and-coming cities! Whether you're a first-time homebuyer or an investor looking for a strong addition to your portfolio, this move-in-ready property offers incredible value and potential. Step inside to find upgraded flooring throughout and a layout that includes three spacious bedrooms, perfect for comfortable living or rental versatility. The low-maintenance brick exterior adds both durability and timeless curb appeal, while the large fenced-in backyard offers ample space for entertaining, gardening, or letting pets roam freely. Conveniently located near downtown, parks, and commuter routes, this property blends charm, affordability, and opportunity all in one. Don’t miss your chance to own in a city on the rise!
  • Special Features: ComingSoon
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Refrigerator, Stove
  • Flooring Type: Laminated, Vinyl, Wood
  • Fireplace: No
  • Wall Ceiling Types: Plaster Walls
  • Foundation Details: Stone
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Unfinished, Outside Entrance, Rear Entrance
  • Total Sq Ft: 1890
  • Living Area Sq Ft: 1260
  • Price Per Sq Ft: 63.49
  • Above Grade Finished Sq Ft: 1260
  • Below Grade Sq Ft: 630
  • Total Below Grade Sq Ft: 630
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 120

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • View: City, Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.03
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1132.00
  • Year Assessed: 2023
  • Zoning: RESIDENTAL
  • In City Limits: Yes

Rental Info

  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 440.00
  • Assessor Parcel Number: 0105027578
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $326 $47,433 $0 $0
2024 $326 $34,767 $0 $0
2023 $206 $22,100 $1,500 $20,600
2022 $200 $21,600 $0 $0
2021 $197 $21,100 $0 $0
2020 $191 $20,600 $1,500 $19,100
2019 $192 $20,600 $1,500 $19,100
2018 $194 $20,600 $1,500 $19,100
2017 $195 $20,600 $0 $0
2016 $197 $20,600 $0 $0
2015 $214 $22,400 $0 $0
2014 $214 $22,100 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/03/2024 06/03/24 Sold $60,000 -13.0% $48 / Sq Ft
02/08/2024 02/08/24 Price Changed $69,000 -18.8% $55 / Sq Ft
01/08/2024 01/08/24 For Sale $85,000 0.0% $67 / Sq Ft
11/14/2023 11/14/23 For Sale $85,000 +41.7% $67 / Sq Ft
11/13/2023 11/13/23 Pending -- -- --
10/15/2023 10/15/23 Off Market $60,000 -- --
08/21/2023 08/21/23 For Sale $85,000 +466.7% $67 / Sq Ft
07/23/2021 07/23/21 Sold $15,000 -25.0% $12 / Sq Ft
04/20/2021 04/20/21 Pending -- -- --
04/08/2021 04/08/21 For Sale $20,000 +63.3% $16 / Sq Ft
03/04/2015 03/04/15 Sold $12,250 -38.4% $5 / Sq Ft
12/22/2014 12/22/14 Pending -- -- --
12/06/2014 12/06/14 For Sale $19,900 -- $8 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $120,000 Friends Title & Escrow Co
Deed $30,000 None Available
Interfamily Deed Transfer -- Attorney
Deed $12,250 None Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDAL2012540

Bright MLS

APN: 05-027578