NOT LISTED FOR SALE

120 Riverside Terrace Unit 9 Chestertown, MD 21620

Estimated Value: $304,000 - $522,000

2 Beds
1.5 Baths
1,280 Sq Ft
$83/mo HOA Fee

Last Sold February 21, 2017

Last sale price $231,500 $181 Per Sq Ft

Est. 70% increase in value since last sale

Current estimated payment $2,564/month

28 Days on Market

Highlights

  • 20 Feet of Waterfront
  • Stream or River on Lot
  • Loft
  • Open Floorplan
  • Wood Flooring
  • Screened Porch

About This Home

As of February 2017

Off the beaten track but within Historic District. Located on Chester River w/WV & water access. Attractive open floor plan condo. Wood floors, fireplace, soaring bedrooms ceilings with loft or French doors to water view balcony. Convenient to shops, cultural events, Fountain Park. Just blocks to Washington College. Priced to sell.

Last Agent to Sell the Property

Bill Matthews

(410) 778-9319 billmatthews1@atlanticbbn.net Maryland Heritage Properties Listed on: 12/02/2016

Co-Listed By

Nancy McGuire

(443) 480-7342 nmcguire@mdheritage.properties Maryland Heritage Properties License #20253

Last Buyer's Agent

Nancy McGuire

(443) 480-7342 nmcguire@mdheritage.properties Maryland Heritage Properties License #20253

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,414

Year Built

  • Built in 1986

Lot Details

  • 20 Feet of Waterfront
  • Home fronts navigable water
  • 1 Common Wall
  • Property is in very good condition

HOA Fees

  • $83 Monthly HOA Fees

Home Design

  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,280 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Central Vacuum
  • Built-In Features
  • Ceiling height of 9 feet or more
  • Fireplace Mantel
  • Gas Fireplace
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Entrance Foyer
  • Living Room
  • Dining Area
  • Loft
  • Screened Porch
  • Wood Flooring
  • Water Views

Kitchen

  • Gas Oven or Range
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1.5 Bathrooms

Laundry

  • Front Loading Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Side Basement Entry
  • Sump Pump

Parking

  • Gravel Driveway
  • Shared Driveway
  • Unpaved Parking
  • On-Street Parking
  • Off-Street Parking
  • 2 Assigned Parking Spaces

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Stream or River on Lot
  • Balcony

Schools

  • Garnett Elementary School
  • Chestertown Middle School
  • Kent County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 1504020626

Community Details

Overview

  • 2 Units
  • Riverside Terrace Condominums Community
  • Historic Chestertown Subdivision

Amenities

  • Common Area

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,414

Year Built

Built in 1986

Lot Details

0

HOA Fees

$83 per month

Listing Details

  • Property Type: Residential
  • Ownership: Condominium
  • Inclusions: Parking Included In ListPrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1986
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Central Vacuum, Disposal, Dryer, Dryer - Front Loading, Exhaust Fan, Icemaker, Oven - Single, Oven/Range - Gas, Refrigerator, Washer, Water Heater
  • Interior Amenities: Dining Area, Built-Ins, Window Treatments, Wood Floors, Floor Plan - Open
  • Window Features: Insulated, Screens
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Common Walls: 1 Common Wall
  • Wall Ceiling Types: Dry Wall, 9'+ Ceilings
  • Entry Location: Townhouse
  • Levels Count: 3+
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Loft, Screened Porch
  • Basement: Yes
  • Basement Type: Side Entrance, Connecting Stairway, Sump Pump, Full
  • Living Area Units: Square Feet
  • Total Sq Ft: 1280
  • Living Area Sq Ft: 1280
  • Price Per Sq Ft: 171.88
  • Above Grade Finished Sq Ft: 1280
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Frame, Vinyl Siding
  • Exterior Features: Sidewalks, Street Lights
  • Pool Private: No
  • Roof: Asphalt
  • View: Water
  • View: Yes
  • Water Access Features: Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: CHESTER RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 20

Garage/Parking

  • Assigned Spaces Count: 2
  • Garage: No
  • Parking Features: Assigned, Shared Driveway, Gravel Driveway, Unpaved
  • Type Of Parking: Off Street, Driveway, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Cooling: Yes
  • Previous Twelve Months Electric Expense: 120.00
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Dsl Available
  • Water Previous Twelve Months: 316.00
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 1000.00
  • Condo Co-Op Fee Frequency: Annually
  • HOA Condo Co-Op Amenities: Common Grounds
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School: GARNETT
  • High School: KENT COUNTY
  • Middle Or Junior School: CHESTERTOWN

Green Features

  • Green Verification: No

Lot Info

  • Improvement Assessed Value: 110000.00
  • Land Assessed Value: 250000.00
  • Outdoor Living Structures: Balcony
  • Property Attached Yn: Yes
  • Property Condition: Very Good
  • Zoning: R-3
  • In City Limits: Yes

Rental Info

  • Total Actual Rent: 15000.00
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5414.40
  • Assessor Parcel Number: 1504020626
  • Tax Lot: 10
  • County Tax Payment Frequency: Annually
  • Tax Year: 2016

Multi Family

  • Dock Slip Conveyance: None Available
  • Metering: Fully Separate

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 13, 2023
Sold by
Thomas Eleuterio Francis
Bought by
Appleton Rebecca J
Current Estimated Value
$394,652

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Outstanding Balance
$132,432
Interest Rate
2%
Mortgage Type
Seller Take Back
Estimated Equity
$262,220

Purchase Details

Listed on
Dec 2, 2016
Closed on
Feb 21, 2017
Sold by
Reed Thomas Clifford and Austrian Courtney Elizabeth
Bought by
Eleuterio Francis Thomas
Seller's Agent
Bill Matthews
Maryland Heritage Properties
Buyer's Agent
Nancy McGuire
Maryland Heritage Properties
List Price
$220,000
Sold Price
$231,500
Premium/Discount to List
$11,500
5.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.26%
Original Mortgage
$110,000
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 11, 2007
Sold by
Chapman Gordon R and Chapman Jane R.
Bought by
Austrian Reed Thomas Clifford and Austrian Courtney Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 2, 2007
Sold by
Chapman Gordon R and Chapman Jane R.
Bought by
Austrian Reed Thomas Clifford and Austrian Courtney Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 26, 1996
Sold by
Lyczak Sandra Price
Bought by
Chapman Gordon R and Chapman Jane R

Purchase Details

Closed on
Aug 7, 1992
Sold by
Bennett Dolores
Bought by
Lyczak Sandra Price
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Appleton Rebecca J $150,000 None Listed On Document
Eleuterio Francis Thomas $230,500 None Available
Austrian Reed Thomas Clifford $550,000 --
Austrian Reed Thomas Clifford $550,000 --
Chapman Gordon R $150,000 --
Lyczak Sandra Price $135,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Appleton Rebecca J $145,000
Previous Owner Eleuterio Francis Thomas $110,000
Previous Owner Austrian Reed Thomas Clifford $417,000
Previous Owner Austrian Reed Thomas Clifford $417,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/21/2017 02/21/17 Sold $231,500 +5.2% $181 / Sq Ft
12/30/2016 12/30/16 Pending -- -- --
12/02/2016 12/02/16 For Sale $220,000 -- $172 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,858 $310,000 $230,000 $80,000
2024 $4,832 $308,333 $0 $0
2023 $4,749 $306,667 $0 $0
2022 $4,749 $305,000 $225,000 $80,000
2021 $9,539 $305,000 $225,000 $80,000
2020 $4,780 $305,000 $225,000 $80,000
2019 $9,697 $310,000 $250,000 $60,000
2018 $4,817 $310,000 $250,000 $60,000
2017 $5,414 $310,000 $0 $0
2016 -- $360,000 $0 $0
2015 $5,866 $360,000 $0 $0
2014 $5,866 $360,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000480425

Bright MLS

APN: 04-020626