NOT LISTED FOR SALE

120 S Chapel St Unit 22 Elgin, IL 60120

Gifford Park Neighborhood

Estimated Value: $294,000 - $380,000

6 Beds
3 Baths
2,896 Sq Ft
$120/Sq Ft Est. Value

About This Home

This home is located at 120 S Chapel St Unit 22, Elgin, IL 60120 and is currently estimated at $346,809, approximately $119 per square foot. 120 S Chapel St Unit 22 is a home located in Kane County with nearby schools including Channing Memorial Elementary School, Ellis Middle School, and Elgin High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 30, 2014
Sold by
Villagomez Delfino
Bought by
Villagomez Margarita C and Villagomez Veronica
Current Estimated Value
$346,809

Purchase Details

Closed on
Aug 10, 2011
Sold by
U S Bank National Association
Bought by
Villagomez Delfino

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,666
Interest Rate
3.12%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 7, 2011
Sold by
Silungan Melanio R
Bought by
U S Bank National Association

Purchase Details

Closed on
Aug 8, 2006
Sold by
Silungan Charito C
Bought by
Silungan Melanio and Silungan Charito C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$281,250
Interest Rate
1.4%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Jan 25, 2006
Sold by
Awad Sharif
Bought by
Silungan Charito C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.12%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 19, 2004
Sold by
Alvarado Nicholas and Alvarado Nicolas
Bought by
Awad Sharif

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
8.55%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 30, 2003
Sold by
Camacho Raul and Camacho Estela
Bought by
Alvardo Nicholas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,500
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2000
Sold by
Hud
Bought by
Camacho Raul and Camacho Estela

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
8.27%
Mortgage Type
Balloon

Purchase Details

Closed on
Jul 17, 1998
Sold by
Gonzalez Hugo and Degonzalez Concepcior
Bought by
Hud

Purchase Details

Closed on
Jun 1, 1995
Sold by
Graff Dennis L and Broeske Barbara A
Bought by
Gonzalez Hugo and Degonzalez Concepcion Rangel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,242
Interest Rate
8.26%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Villagomez Margarita C -- None Available
Villagomez Delfino $107,000 None Available
U S Bank National Association -- None Available
Silungan Melanio -- Citywide Title Corporation
Silungan Charito C $250,000 Chicago Title Insurance Comp
Awad Sharif $210,000 First American Title Ins Co
Alvardo Nicholas $170,000 First American Title
Camacho Raul -- Stewart Title Company
Hud -- --
Gonzalez Hugo $127,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Villagomez Delfino $102,666
Previous Owner Silungan Melanio $281,250
Previous Owner Silungan Charito C $75,000
Previous Owner Awad Sharif $223,000
Previous Owner Awad Sharif $210,000
Previous Owner Alvardo Nicholas $161,500
Previous Owner Camacho Raul $130,000
Previous Owner Gonzalez Hugo $121,242
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,730 $92,096 $14,065 $78,031
2023 $6,411 $83,202 $12,707 $70,495
2022 $5,551 $70,022 $11,587 $58,435
2021 $5,305 $65,466 $10,833 $54,633
2020 $5,153 $62,498 $10,342 $52,156
2019 $5,000 $59,533 $9,851 $49,682
2018 $4,952 $56,084 $9,280 $46,804
2017 $4,836 $53,020 $8,773 $44,247
2016 $4,606 $49,188 $8,139 $41,049
2015 -- $45,085 $7,460 $37,625
2014 -- $44,528 $7,368 $37,160
2013 -- $45,702 $7,562 $38,140
Source: Public Records

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