Seller's Agent in 2026
Ben Henrikson
RE/MAX
(847) 931-7500
7 in this area
113 Total Sales
331 Griswold St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $406,000 - $423,000
5
Beds
5
Baths
4,069
Sq Ft
$102/Sq Ft
Est. Value
Highlights
- Home Theater
- Property is near park
- Cathedral Ceiling
- Wood Burning Stove
- Recreation Room
- 1-minute walk to Ryerson Park
About This Home
As of January 2026GORGEOUS WEST-SIDE PLAQUED PAINTED LADY WITH FOUR LEVELS OF LIVING SPACE. BUILT IN 1893 FOR A&A KROGSRUD, AN EMPLOYEE OF ELGINS WATCH CO. THIS HOME HAS BEEN MODERNIZED WHILE KEEPING THE ORIGINAL FEATURES. ORIGINAL HARDWOOD FLOORS AND MILLWORK TROUGHOUT, PILLARS, CROWN, POCKET DOORS, OPEN STAIRCASE AND STAINED GLASS ARE JUST SOME OF THE FEATURES. WRAP AROUND FRONT PORCH WITH SEPARATE DOOR FROM DINING ROOM. LIBRARY ROOM WITH COMPLETE FLOOR TO CEILING BOOKSHELVES ON ALL WALLS. FAMILY ROOM WITH WB FIREPLACE AND PICTURE WINDOWS OVERLOOKING YARD. FRONT AND REAR STAIRCASES TO BOTH 2ND LEVEL AND BASEMENT. BEAUTIFUL KITCHEN WITH CUSTOM CABINETS AND GRANITE COUNTERS. FULLY FINISHED BASEMENT WITH MEDIA ROOM/WET BAR, BATH AND CELLAR DOOR. MASTER SUITE ON 3RD LEVEL WITH VAULTED CEILINGS, THREE SKYLIGHTS, SITTING ROOM, WALK-IN CLOSET, TURRET ROOM WITH WHIRLPOOL BATH. UPDATED KITCHEN AND ALL FIVE BATHS UPDATED. HOME HAS NEWER WINDOWS THROUGHOUT, NEWER ROOF (2020), UPDATED PLUMBING AND ELECTRIC, 2 GFA FURNACES WITH CENTRAL AIR, RADON MITIGATION SYSTEM AND ADDT'L INSULATION INSTALLED.
Last Agent to Sell the Property
RE/MAX Horizon License #475091643 Listed on: 07/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,255
Year Built
- Built in 1893
Lot Details
- Lot Dimensions are 64 x 132
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Available
- Driveway
Home Design
- Victorian Architecture
- Stone Foundation
- Frame Construction
- Shake Roof
- Asphalt Roof
- Shake Siding
- Concrete Perimeter Foundation
Interior Spaces
- 4,069 Sq Ft Home
- 3-Story Property
- Wet Bar
- Historic or Period Millwork
- Cathedral Ceiling
- Skylights
- Wood Burning Stove
- Entrance Foyer
- Family Room with Fireplace
- Sitting Room
- Living Room
- Formal Dining Room
- Home Theater
- Home Office
- Library
- Recreation Room
- Game Room
- Sewing Room
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Location
- Property is near park
Utilities
- Forced Air Heating and Cooling System
- No Cooling
- Two Heating Systems
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 1, 2025
Closed on
Jan 13, 2026
Sold by
Cuming Andrew R and Cuming Britta A
Bought by
Simsa Zachary Curtis and Streitmatter Lisa
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Elizabeth Goodchild
Realty of America
List Price
$525,000
Sold Price
$420,000
Premium/Discount to List
-$105,000
-20%
Views
447
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,481
Avg. Annual Appreciation
-3.51%
Original Mortgage
$399,000
Outstanding Balance
$399,000
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$16,519
Purchase Details
Closed on
Jan 17, 2017
Sold by
Frett Dennis R and Frett Peggy
Bought by
Cuming Holdings Llc
Purchase Details
Closed on
Aug 18, 2010
Sold by
Weststar Industries Llc
Bought by
Cuming Andrew R and Crowley Britta A
Purchase Details
Closed on
Nov 24, 2009
Sold by
Chubin Edward
Bought by
Weststar Industries Llc
Purchase Details
Closed on
Nov 20, 2009
Sold by
Federal National Mortgage Association
Bought by
Chubin Edward
Purchase Details
Closed on
Sep 16, 2009
Sold by
Benzinger Christine M
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Jan 19, 2007
Sold by
Jpmorgan Chase Bank Na
Bought by
Benzinger Christine M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,120
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 16, 2006
Sold by
Matijevic John and Matijevic Michele
Bought by
Jpmorgan Chase Bank Na and Ixis Real
Purchase Details
Closed on
Jun 4, 2004
Sold by
Gardiner Stephen and Gardiner Elizabeth
Bought by
Matijevic John
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,000
Interest Rate
8.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 1, 2002
Sold by
Chapman Clayton L and Chapman Kelly A
Bought by
Gardiner Stephen and Stoney Gardiner Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,700
Interest Rate
6.95%
Purchase Details
Closed on
Nov 13, 1996
Sold by
Johnston Irwin and Johnston Sandra
Bought by
Chapman Clayton L and Molinaro Kelly A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
8.12%
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Simsa Zachary Curtis | $420,000 | None Listed On Document | |
| Cuming Holdings Llc | $88,000 | Attorneys Title Guaranty Fun | |
| Cuming Andrew R | $189,000 | First American Title | |
| Weststar Industries Llc | -- | Ticor Title Ins Co 1998 | |
| Chubin Edward | $68,000 | Attorneys Title Guaranty Fun | |
| Federal National Mortgage Association | -- | None Available | |
| Benzinger Christine M | $214,000 | First American Title | |
| Jpmorgan Chase Bank Na | -- | None Available | |
| Matijevic John | $251,000 | Chicago Title Insurance Comp | |
| Gardiner Stephen | $203,000 | Ticor Title Insurance | |
| Chapman Clayton L | $160,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Simsa Zachary Curtis | $399,000 | |
| Previous Owner | Benzinger Christine M | $171,120 | |
| Previous Owner | Matijevic John | $251,000 | |
| Previous Owner | Gardiner Stephen | $182,700 | |
| Previous Owner | Chapman Clayton L | $152,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/14/2026 01/14/26 | Sold | $420,000 | -8.7% | $103 / Sq Ft |
| 12/15/2025 12/15/25 | Pending | -- | -- | -- |
| 10/15/2025 10/15/25 | Price Changed | $459,900 | -4.2% | $113 / Sq Ft |
| 08/22/2025 08/22/25 | Price Changed | $479,900 | -4.0% | $118 / Sq Ft |
| 07/25/2025 07/25/25 | Price Changed | $499,900 | -4.8% | $123 / Sq Ft |
| 07/01/2025 07/01/25 | For Sale | $525,000 | -- | $129 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,256 | $90,664 | $17,499 | $73,165 |
| 2023 | $6,300 | $81,908 | $15,809 | $66,099 |
| 2022 | $5,956 | $74,686 | $14,415 | $60,271 |
| 2021 | $5,694 | $69,826 | $13,477 | $56,349 |
| 2020 | $6,549 | $77,809 | $12,866 | $64,943 |
| 2019 | $6,362 | $74,118 | $12,256 | $61,862 |
| 2018 | $6,310 | $69,824 | $11,546 | $58,278 |
| 2017 | $6,172 | $66,009 | $10,915 | $55,094 |
| 2016 | $5,891 | $61,238 | $10,126 | $51,112 |
| 2015 | -- | $56,130 | $9,281 | $46,849 |
| 2014 | -- | $55,437 | $9,166 | $46,271 |
| 2013 | -- | $56,900 | $9,408 | $47,492 |
Source: Public Records
Agents Affiliated with this Home
-
Ben Henrikson
-
Elizabeth Goodchild
Buyer's Agent in 2026
Elizabeth Goodchild
Realty of America
(847) 691-2976
1 in this area
527 Total Sales
-
Gus Gates
Buyer Co-Listing Agent in 2026
Gus Gates
Realty of America
(847) 323-6887
1 in this area
12 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12407164
APN: 06-23-232-007
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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