$425,000
SOLD JUN 20, 2025

Sterling Reef Condominium 12011 Front Beach Rd Unit 1606 Panama City Beach, FL 32407

2 Beds
2 Baths
1,076 Sq Ft
$977/mo HOA Fee

Recently Sold

$395 Per Sq Ft

15% Below List Price

128 Days on Market

Highlights

  • Property fronts gulf or ocean
  • Main Floor Primary Bedroom
  • Balcony
  • J.R. Arnold High School Rated A-
  • Elevator
  • 3-minute walk to County Pier

About This Home

As of June 2025

This picture perfect, fully furnished & decorated, two bedroom two bath unit with 9' ceilings raises the standard of Gulf front living. Perfect elevation creates the ambiance of being in a beach house with an expansive ocean view. Enjoy world class gulf views from the Gulf front Master Bedroom and living room/kitchen area. Sit on your oversized balcony while watching the breathtaking sunsets over the Gulf of Mexico, or just watching the dolphins play. Fabulous gulf front master suite features, slider to balcony, walk-in closet, and bath with large vanity and bath/shower combo. Living/dining room are also gulf front and have access to balcony. Kitchen features a special built in pantry, granite countertops, stainless appliances, & refinished shaker panel cabinets. Contiguous LVP flooring throughout makes maintenance a breeze! Underbuilding Parking is as convenient as it gets! Sterling Reef is the perfect beach vacation destination for your family. Conveniently located just west of M.B. Miller fishing pier (there is nothing in between Sterling Reef and the pier, and never will be), you enjoy 1700 feet of unspoiled and uncrowded beaches! You are close to everything with easy access to the middle and back beach roads to bypass traffic in heavy traffic. Sterling Reef amenities include a heated bi-level pool with connecting waterfall, fitness center overlooking the gulf, clubhouse with media room, video game room, movie rentals, sky BBQ terrace, and the convenience of covered parking in the same building. Take your fishing pole right out to the pier to catch your dinner!! Directly across the street is Shipwreck Island Water Park, and must for kids of all ages. The location is great, in the heart of Panama City. Out to the beach and there are beach umbrella and chair rentals for you to enjoy, banana boat rides, parasailing, and jet ski rentals!

Last Agent to Sell the Property

John Moran

Keller Williams Realty Destin Listed on: 01/15/2025

Keller Williams Realty Destin

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2005

HOA Fees

  • $977 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Concrete Siding

Interior Spaces

  • 1,076 Sq Ft Home
  • Recessed Lighting
  • Window Treatments
  • Dining Room
  • Vinyl Flooring
  • Dryer

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom

Schools

  • Hutchinson Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Additional Features

  • Balcony
  • Property fronts gulf or ocean

Listing and Financial Details

  • Assessor Parcel Number 34809-610-104

Community Details

Overview

  • Association fees include accounting, insurance, internet service, management, repairs/maintenance, water, cable TV, trash
  • Sterling Reef Subdivision

Amenities

  • Community Barbecue Grill
  • Recreation Room
  • Elevator

Property Details

Home Type

Condominium

Year Built

Built in 2005

Lot Details

0

HOA Fees

$977 per month

Parking

2

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: Sterling Reef
  • Directions: From Back Beach Road - Go approximately 3 miles east of Highway 79, turn right at light onto Alf Coleman Road, go to Front Beach Road Sterling Reef will be straight ahead on the Beach.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2005
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Waterview:Gulf2: Yes
  • Rooms:Dining Room: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Rooms:Balcony2: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Vinyl
  • Interior Amenities: Breakfast Bar, Kitchen Island, Lighting Recessed, Split Bedroom
  • Window Features: Window Treatment All
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Construction Type: Concrete
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • Exterior:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Covered, See Remarks
  • General Property Info:Garage2: Yes
  • Parking Features:See Remarks4: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Elevators
  • Association #2 Fee: 976.78
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Insurance, Internet Service, Management, Repairs/Maintenance, Water, Cable TV, Trash

Schools

  • Elementary School: Hutchinson Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 34809-610-104

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Sold $425,000 -5.5% $395 / Sq Ft
04/16/2025 04/16/25 Price Changed $449,900 -4.3% $418 / Sq Ft
03/24/2025 03/24/25 Price Changed $469,900 -3.1% $437 / Sq Ft
02/14/2025 02/14/25 Price Changed $484,900 -3.0% $451 / Sq Ft
01/15/2025 01/15/25 For Sale $499,900 +84.5% $465 / Sq Ft
07/20/2022 07/20/22 Off Market $271,000 -- --
06/23/2019 06/23/19 Off Market $235,900 -- --
07/14/2017 07/14/17 Sold $271,000 -3.2% $252 / Sq Ft
05/06/2017 05/06/17 Pending -- -- --
04/27/2017 04/27/17 For Sale $279,900 +18.7% $260 / Sq Ft
03/24/2016 03/24/16 Sold $235,900 0.0% $219 / Sq Ft
03/15/2016 03/15/16 Pending -- -- --
04/09/2015 04/09/15 For Sale $235,900 -- $219 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    John Moran

    Keller Williams Realty Destin

    (850) 654-3325

    116 in this area

    661 Total Sales

    John Moran
    Section Image
  • Kerry Jackson

    Seller's Agent in 2017

    Kerry Jackson

    Florida Realty Experts Inc

    (850) 960-8646

    18 in this area

    137 Total Sales

    Kerry Jackson
    Section Image

  • J

    Buyer's Agent in 2017

    John Skinner Jr.

    Keller Williams Realty Emerald Coast

  • Lauren Staggs

    Seller's Agent in 2016

    Lauren Staggs

    Christies International Real Estate Emerald Coast

    (850) 699-8358

    77 in this area

    117 Total Sales

    Lauren Staggs
    Section Image
See All Agents

About Sterling Reef Condominium

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 966428

Emerald Coast Association of REALTORS®
Florida Bay County Panama City Beach 32407

12011 Front Beach Rd Unit 1606, Panama City Beach, FL

This home is located at 12011 Front Beach Rd Unit 1606, Panama City Beach, FL 32407 and is currently priced at $425,000, approximately $394 per square foot. This property was built in 2005. 12011 Front Beach Rd Unit 1606 is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Hutchison Beach Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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