$479,000

Sterling Reef Condominium 12011 Front Beach Rd Unit 403 Panama City Beach, FL 32407

Estimated payment $3,909/month

Total Views 2,480
2 Beds
2 Baths
1,076 Sq Ft
$445 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Furnished
  • J.R. Arnold High School Rated A-
  • Vaulted Ceiling
  • 3-minute walk to County Pier

About This Home

Gorgeous Gulf views will always be a hit - why don't enjoy the view? Sterling Reef 403B is a 2 bedroom, 2 bathroom 1076 Square Foot unit. Located directly next to the county pier and countless entertainment options. Location is key, and Sterling Reef puts you right where you want to be—steps from the iconic fishing pier and just minutes from Pier Park's shopping, dining, and entertainment. With a strong rental history and proven income, this turnkey property is ready to be your next great investment or personal coastal escape!

Listing Agent

The Warren Group

Christies International Real Estate Emerald Coast Listed on: 02/25/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,465

Year Built

  • Built in 2005

HOA Fees

  • $864 Monthly HOA Fees

Interior Spaces

  • 1,076 Sq Ft Home
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room
  • Tile Flooring

Kitchen

  • Breakfast Bar
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Schools

  • Breakfast Point Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Additional Features

  • Balcony
  • Property fronts gulf or ocean

Listing and Financial Details

  • Assessor Parcel Number 34809-610-024

Community Details

Overview

  • Sterling Reef Subdivision

Recreation

  • Beach

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,465

Year Built

Built in 2005

Lot Details

0

HOA Fees

$864 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: STERLING REEF
  • Directions: Heading East on Front Beach Road from Alf Coleman, condo is on the right, next to county pier.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2005
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Raised
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Furnished - All: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Exercise Room, TV Cable, Waterfront
  • Association #2 Fee: 864.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Schools

  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 34809-610-024

Tax Info

  • Tax Annual Amount: 5465.08
  • Tax Year: 2024

Map

About Sterling Reef Condominium

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,220 $390,316 -- --
2023 $5,220 $461,975 $0 $461,975
2022 $4,161 $322,575 $0 $0
2021 $3,648 $293,250 $0 $293,250
2020 $3,340 $276,250 $0 $276,250
2019 $2,985 $249,050 $0 $249,050
2018 $2,752 $222,717 $0 $0
2017 $2,312 $202,470 $0 $0
2016 $2,357 $201,607 $0 $0
2015 $2,311 $183,279 $0 $0
2014 $2,091 $166,617 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 Price Changed $479,000 -2.0% $445 / Sq Ft
05/25/2025 05/25/25 Price Changed $489,000 -2.0% $454 / Sq Ft
02/25/2025 02/25/25 For Sale $499,000 +49.0% $464 / Sq Ft
02/08/2019 02/08/19 Sold $335,000 0.0% $311 / Sq Ft
01/21/2019 01/21/19 For Sale $335,000 -- $311 / Sq Ft
01/18/2019 01/18/19 Pending -- -- --
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $335,000 Attorney
Condominium Deed $420,000 --
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 969461

Emerald Coast Association of REALTORS®

APN: 34809-610-024

Florida Bay County Panama City Beach 32407

12011 Front Beach Rd Unit 403, Panama City Beach, FL

This home is located at 12011 Front Beach Rd Unit 403, Panama City Beach, FL 32407 and is currently priced at $479,000, approximately $445 per square foot. This property was built in 2005. 12011 Front Beach Rd Unit 403 is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Hutchison Beach Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Listing Agent
The Warren Group
Christies International Real Estate Emerald Coast