$575,000
$10K PRICE INCREASE

Sterling Reef Condominium 12011 Front Beach Rd Unit 604 Panama City Beach, FL 32407

Estimated payment $4,589/month

Total Views 1,725
2 Beds
2 Baths
1,076 Sq Ft
$534 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • In Ground Pool
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • 3-minute walk to County Pier

About This Home

This stunning beach condo located along the pristine beaches of the Emerald Coast of Florida is the perfect location for salt and sand lovers. Whether you plan to live on the beach or purchase a vacation home, this property promises an unparalleled seaside living experience. Enjoy direct access to the emerald waters and breathtaking sunsets from your balcony. The serene and picturesque setting makes it an ideal retreat for relaxation and rejuvenation.Don't miss the opportunity to own this exceptional beach condo. Call today to schedule a viewing and experience coastal living at its finest.Features and UpgradesUpgraded Kitchen: The kitchen has been completely upgraded with new countertops, fixtures, and appliances, providing a modern and sleek cooking space.Fully Furnished: This unit comes fully furnished, ready for immediate occupancy or rentals.Bedrooms and Bathrooms: The condo features 2 spacious bedrooms and 2 well-appointed bathrooms.Ceiling Height: The 9-foot ceilings add to the spacious and airy feel of the unit.Gulf Front Master Bedroom: The master bedroom offers direct Gulf views and access to the balcony via a sliding door, perfect for watching sunsets.Condition: This unit is in excellent condition, reflecting meticulous maintenance and care.Parking: The building offers convenient under-building parking.

Listing Agent

Angie Eddy

Angie Eddy & Co Realty LLC License #SL3440065 Listed on: 05/05/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,825

Year Built

  • Built in 2005

Lot Details

  • Property fronts gulf or ocean
  • Property fronts a highway

HOA Fees

  • $977 Monthly HOA Fees

Parking

  • 1 Covered Space

Home Design

  • Stucco

Interior Spaces

  • 1,076 Sq Ft Home
  • Furnished
  • High Ceiling
  • Family Room
  • Tile Flooring

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach
  • Balcony
  • Covered Patio or Porch

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include management, clubhouse, fitness facility, internet, legal/accounting, ground maintenance, maintenance structure, sewer, trash, water
  • High-Rise Condominium
  • Sterling Reef Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Elevator

Recreation

  • Beach
  • Community Spa
  • Park

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,825

Year Built

Built in 2005

Lot Details

0

HOA Fees

$977 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Condominium
  • Road Frontage Type: Highway
  • Road Surface Type: Paved
  • Subdivision Name: Sterling Reef
  • Architectural Style: High Rise
  • Entry Level: 6
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, Elevator, High Ceilings, Kitchen Island
  • Spa Features: Community
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Tile
  • Living Area: 1076.0
  • Dining Room Type: Family Room, Primary Bedroom

Exterior Features

  • Pool Features: In Ground, Pool, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand
  • Waterfront: Yes
  • Construction Type: Concrete, Stucco
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony, Covered, Patio

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Garage: No

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 977.0
  • Community Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Park, Short Term Rental Allowed, Sidewalks, Waterfront, Pool
  • Amenities: Beach Rights, Barbecue
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Furnished

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,825 $461,975 -- $461,975
2023 $5,825 $461,975 $0 $461,975
2022 $4,161 $322,575 $0 $0
2021 $3,648 $293,250 $0 $293,250
2020 $3,308 $276,250 $0 $276,250
2019 $2,985 $249,050 $0 $249,050
2018 $2,752 $222,717 $0 $0
2017 $2,312 $202,470 $0 $0
2016 $2,357 $201,607 $0 $0
2015 $2,311 $183,279 $0 $0
2014 $2,091 $166,617 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 Price Changed $575,000 +1.8% $534 / Sq Ft
05/05/2025 05/05/25 For Sale $565,000 0.0% $525 / Sq Ft
11/03/2022 11/03/22 Off Market $564,900 -- --
05/13/2022 05/13/22 Sold $564,900 0.0% $525 / Sq Ft
04/22/2022 04/22/22 For Sale $564,900 -- $525 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $564,900 None Listed On Document
Special Warranty Deed $275,000 Watson Title Insurance Inc
Condominium Deed $615,000 Fatco
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $220,000 Purchase Money Mortgage
Previous Owner $417,000 Unknown
Previous Owner $176,750 Unknown
Previous Owner $400,000 New Conventional
Closed $184,250 No Value Available
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 773101

Central Panhandle Association of REALTORS®

APN: 34809-610-039