Seller's Agent in 2025
Kevin Piechota
eXp Realty of California, Inc.
(619) 430-8500
70 Total Sales
1202 Hardin Dr El Cajon, CA 92020
4
Beds
3
Baths
1,450
Sq Ft
6,700
Sq Ft Lot
Highlights
- Updated Kitchen
- Cathedral Ceiling
- Beamed Ceilings
- Grossmont High School Rated A
- Private Yard
- Patio
About This Home
As of July 2025Assumable VA Loan at 4.9%!Don’t miss this rare opportunity to step into a move-in-ready home with a low interest rate in one of El Cajon’s most desirable neighborhoods! This charming and energy-efficient home features 26 fully-owned solar panels—a major bonus as summer approaches. Enjoy total privacy in the lush, gated front yard, surrounded by mature hedges and a peaceful water feature that sets the tone as you enter. Inside, you’ll find a bright and spacious living area with vaulted ceilings, a wood-burning fireplace, and French doors that open up to create the ideal indoor/outdoor flow for entertaining. The chef’s kitchen is the heart of the home, with a seamless connection to a converted garage space currently used as an optional 4th bedroom—perfect for extended family, guests, or potential rental income. Step outside into your tranquil backyard oasis, complete with colorful gardens, mature trees, and even a vintage chicken coop—a nod to country living in the heart of the city. Whether you're a first-time homebuyer, growing family, or savvy investor, this home is packed with value, comfort, and long-term upside.
Last Agent to Sell the Property
eXp Realty of California, Inc. License #01960226 Listed on: 05/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,952
Year Built
- Built in 1956
Lot Details
- 6,700 Sq Ft Lot
- Property is Fully Fenced
- Level Lot
- Private Yard
Home Design
- Composition Roof
- Stucco Exterior
Interior Spaces
- 1,450 Sq Ft Home
- 1-Story Property
- Beamed Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Living Room with Fireplace
- Updated Kitchen
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Gas Dryer Hookup
Parking
- 2 Parking Spaces
- Driveway
Outdoor Features
- Patio
Listing and Financial Details
- Assessor Parcel Number 492-393-08-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 29, 2025
Closed on
Jun 30, 2025
Sold by
Smolyaninova Vera
Bought by
Smolyaninov Igor
Seller's Agent
Kevin Piechota
eXp Realty of California, Inc.
Buyer's Agent
Cassandra Altmann
Compass
List Price
$859,000
Sold Price
$849,000
Premium/Discount to List
-$10,000
-1.16%
Views
141
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.75%
Original Mortgage
$659,000
Outstanding Balance
$658,445
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$186,069
Purchase Details
Listed on
May 29, 2025
Closed on
Jun 12, 2025
Sold by
Tolbert Daniel Lee and Cali Allen
Bought by
Smolyaninov Alexei and Smolyaninov Grace
Seller's Agent
Kevin Piechota
eXp Realty of California, Inc.
Buyer's Agent
Cassandra Altmann
Compass
List Price
$859,000
Sold Price
$849,000
Premium/Discount to List
-$10,000
-1.16%
Views
141
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$659,000
Outstanding Balance
$658,445
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$186,069
Purchase Details
Listed on
May 26, 2022
Closed on
Jun 8, 2022
Sold by
Monique Hendrix
Bought by
Tolbert Daniel Lee and Tolbert Cali Allen
Seller's Agent
Jodi Elliott
Coldwell Banker Realty
Buyer's Agent
Tina Laser
eXp Realty of California, Inc.
List Price
$750,000
Sold Price
$765,000
Premium/Discount to List
$15,000
2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.50%
Purchase Details
Closed on
Jun 24, 2017
Sold by
Hendrix Monique
Bought by
Hendrix Eric
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,687
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 19, 2017
Sold by
Hendrix Eric
Bought by
Hendrix Eric and Hendrix Monique
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,687
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 24, 2017
Sold by
Hendrix Eric
Bought by
Hendrix Eric
Purchase Details
Closed on
Oct 15, 2007
Sold by
Hsbc Bank Usa Na
Bought by
Hendrix Eric
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,397
Interest Rate
6.3%
Mortgage Type
Unknown
Purchase Details
Closed on
Mar 14, 2007
Sold by
Rodriguez Pablo B
Bought by
Hsbc Bank Usa Na
Purchase Details
Closed on
Jan 25, 2005
Sold by
Rodriguez Pablo B
Bought by
Gilbert Rebeca G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$384,000
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 29, 2004
Sold by
Harper Ranny W and Harper Kimberly A
Bought by
Rodriguez Pablo B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$384,000
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 9, 2004
Sold by
Harper Ranny W
Bought by
Harper Ranny W and Harper Kimberly A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$313,600
Interest Rate
6.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 3, 2004
Sold by
Harper Ranny W
Bought by
Harper Ranny W and Harper Kimberly A
Purchase Details
Closed on
Jun 13, 2001
Sold by
Harper Ranny W
Bought by
Harper Ranny W
Purchase Details
Closed on
Jun 12, 1998
Sold by
Harper Laurie M
Bought by
Harper Ranny W
Purchase Details
Closed on
Apr 25, 1994
Sold by
Lecroy Jim Walter and Lecroy Karen A
Bought by
Harper Ranny W and Harper Laurie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,250
Interest Rate
8.1%
Purchase Details
Closed on
Mar 8, 1990
Purchase Details
Closed on
Dec 23, 1986
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Fidelity National Title | |
| Grant Deed | $849,000 | Fidelity National Title | |
| Grant Deed | $765,000 | Equity Title | |
| Interfamily Deed Transfer | -- | Ticor Title San Diego | |
| Interfamily Deed Transfer | -- | Ticor Title Company Of Ca Sd | |
| Interfamily Deed Transfer | -- | Ticor Title Co Of Ca Sd | |
| Grant Deed | $380,000 | Multiple | |
| Trustee Deed | $422,781 | Lsi | |
| Quit Claim Deed | -- | -- | |
| Grant Deed | $480,000 | Commonwealth Title | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Commonwealth Land Title Co | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $155,000 | World Title Company | |
| Deed | $151,900 | -- | |
| Deed | $95,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $659,000 | New Conventional | |
| Previous Owner | $330,687 | FHA | |
| Previous Owner | $28,000 | Unknown | |
| Previous Owner | $11,397 | Unknown | |
| Previous Owner | $299,900 | Purchase Money Mortgage | |
| Previous Owner | $384,000 | Purchase Money Mortgage | |
| Previous Owner | $313,600 | New Conventional | |
| Previous Owner | $44,000 | Stand Alone Second | |
| Previous Owner | $147,250 | No Value Available | |
| Closed | $96,000 | No Value Available | |
| Closed | $0 | VA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $849,000 | -1.2% | $586 / Sq Ft |
| 06/02/2025 06/02/25 | Pending | -- | -- | -- |
| 05/29/2025 05/29/25 | For Sale | $859,000 | +12.3% | $592 / Sq Ft |
| 06/24/2022 06/24/22 | Sold | $765,000 | +2.0% | $528 / Sq Ft |
| 06/01/2022 06/01/22 | Pending | -- | -- | -- |
| 05/26/2022 05/26/22 | For Sale | $750,000 | -- | $517 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,952 | $756,000 | $446,000 | $310,000 |
| 2024 | $9,952 | $741,000 | $438,000 | $303,000 |
| 2023 | $9,437 | $712,000 | $421,000 | $291,000 |
| 2022 | $6,429 | $470,200 | $278,481 | $191,719 |
| 2021 | $6,208 | $460,981 | $273,021 | $187,960 |
| 2020 | $6,172 | $456,255 | $270,222 | $186,033 |
| 2019 | $5,119 | $425,000 | $242,000 | $183,000 |
| 2018 | $4,649 | $385,000 | $220,000 | $165,000 |
| 2017 | $4,558 | $375,000 | $215,000 | $160,000 |
| 2016 | $5,961 | $350,000 | $201,000 | $149,000 |
| 2015 | $3,840 | $320,000 | $184,000 | $136,000 |
| 2014 | $3,476 | $290,000 | $167,000 | $123,000 |
Source: Public Records
Agents Affiliated with this Home
-
Kevin Piechota
-
Cassandra Altmann
Buyer's Agent in 2025
Cassandra Altmann
Compass
(858) 449-6966
42 Total Sales
-
Jodi Elliott
Seller's Agent in 2022
Jodi Elliott
Coldwell Banker Realty
(619) 846-1142
78 Total Sales
-
T
Buyer's Agent in 2022
Tina Laser
eXp Realty of California, Inc.
Map
Source: San Diego MLS
MLS Number: 250028851
APN: 492-393-08
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