$655,000
SOLD JUL 16, 2015
3 Beds
2.5 Baths
1,386 Sq Ft
0.93 Acres

Recently Sold

$473 Per Sq Ft

15 Days on Market

Highlights

  • Retreat
  • Eat-In Kitchen
  • Forced Air Heating and Cooling System
  • Park Dale Lane Elementary Rated A
  • Brick Porch or Patio
  • Partially Fenced Property

About This Home

As of May 2025

Come experience the good life! One of the lowest priced detached homes in the heart of Encinitas! Beautiful turn-key 3BR home located in the quaint neighborhood of Cambria. Lots of windows, vaulted ceilings & drenched w/ natural light. Very private interior corner lot with a large patio & grassy side yard. Great schools, easy access to I-5, a short walk to shops & dining and just minutes to great recreational areas & the beautiful beaches. This is truly a hidden gem! Dare to Dream... Then make it yours! Neighborhoods: CAMBRIA Equipment: Garage Door Opener, Range/Oven, Vacuum/Central Other Fees: 0 Sewer: Sewer Connected Topography: LL

Last Agent to Sell the Property

Barbara Martin

Coldwell Banker Realty License #00598938 Listed on: 06/03/2015

Coldwell Banker Realty

Last Buyer's Agent

Yo Pagni

Pagni Real Estate License #01344038

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,221

Year Built

  • Built in 1999

HOA Fees

  • $130 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Concrete Roof
  • Stucco

Interior Spaces

  • 1,386 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Retreat

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Brick Porch or Patio
  • Partially Fenced Property

Community Details

  • Cambria @ Encinitas Ranch Association, Phone Number (760) 431-2522

Listing and Financial Details

  • Assessor Parcel Number 2570405510

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,221

Year Built

Built in 1999

Lot Details

0

HOA Fees

$130 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Property Attached: No
  • Subdivision Name Other: CAMBRIA
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 2570405510
  • Year Built: 1999
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1386.00
  • Stories: 2
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Eating Area: Area
  • Fireplace Features: Living Room
  • Levels: Two
  • Price Per Square Foot: 472.58
  • Room Type: Retreat

Exterior Features

  • Patio: Yes
  • Fence: Yes
  • Fencing: Partial
  • Patio And Porch Features: Brick
  • Pool Private: No
  • Roof: Concrete
  • Construction Materials: Stucco

Garage/Parking

  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Heating: Yes
  • Laundry: No
  • Appliances: Dishwasher, Disposal, Microwave
  • Heating Type: Natural Gas, Fireplace(s), Forced Air
  • Laundry Features: In Garage
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association Fee: 130.00
  • Association Fee Frequency: Monthly
  • Association Name: Cambria @ Encinitas Ranch
  • Phone: 760-431-2522

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 21, 2020
Sold by
Nickel Vernon and Nickel Marsha
Bought by
Anderson Erin and The Erin Anderson Living Trust

Purchase Details

Listed on
May 13, 2020
Closed on
Jun 9, 2020
Sold by
Azevedo Lisa A
Bought by
Nickel Vernon and Nickel Marsha
Seller's Agent
Chad Pagni
Pagni Real Estate
Buyer's Agent
Mary Kleinbardt
Windermere Preferred Properties
List Price
$849,000
Sold Price
$815,000
Premium/Discount to List
-$34,000
-4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.70%
Original Mortgage
$652,000
Outstanding Balance
$579,438
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$839,110

Purchase Details

Listed on
Jun 3, 2015
Closed on
Jun 23, 2015
Sold by
Rose Erika Marie
Bought by
Azevedo Lisa A
Seller's Agent
Barbara Martin
Coldwell Banker Realty
Buyer's Agent
Yo Pagni
Pagni Real Estate
List Price
$655,000
Sold Price
$655,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.46%
Original Mortgage
$342,000
Interest Rate
3%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Jan 22, 2012
Closed on
Jul 20, 2012
Sold by
Ditzel Resi Marie
Bought by
Ditzel Guther F
Seller's Agent
Christy Siebert
First Team Real Estate
Buyer's Agent
Ken Martz
Realty World-john V. Pinto & Associates
List Price
$519,000
Sold Price
$495,000
Premium/Discount to List
-$24,000
-4.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.07%
Original Mortgage
$300,000
Interest Rate
3.56%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 22, 2012
Closed on
Jul 5, 2012
Sold by
Matthews Michelle
Bought by
Rose Erika Marie and Ditzel Gunther F
Seller's Agent
Christy Siebert
First Team Real Estate
Buyer's Agent
Ken Martz
Realty World-john V. Pinto & Associates
List Price
$519,000
Sold Price
$495,000
Premium/Discount to List
-$24,000
-4.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
3.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 12, 2005
Sold by
Matthess Michele
Bought by
Matthess Michele and Michele Matthess Revocable Family Trust

Purchase Details

Closed on
Jan 24, 2005
Sold by
Diorio Andrew M
Bought by
Matthess Michele

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 13, 2005
Sold by
Matthess Mark
Bought by
Matthess Michele

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 24, 2003
Sold by
Diorio Andrew M and Diorio Sharon A
Bought by
Diorio Andrew M

Purchase Details

Closed on
Feb 4, 1998
Sold by
Green Valley Associates Ii Llc
Bought by
Diorio Andrew M and Diorio Sharon A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,600
Interest Rate
7.07%

Purchase Details

Closed on
Jul 3, 1997
Sold by
Green Valley Associates Ii Llc
Bought by
Cambria At Encinitas Ranch Homeowners As
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Grant Deed $815,000 Lawyers Title
Grant Deed $655,000 Equity Title San Diego
Interfamily Deed Transfer -- Equity Title San Diego
Grant Deed $495,000 Equity Title San Diego
Interfamily Deed Transfer -- None Available
Grant Deed $600,000 Fidelity National Title Co
Interfamily Deed Transfer -- Fidelity National Title Co
Interfamily Deed Transfer -- --
Grant Deed $219,500 Chicago Title Co
Grant Deed -- Chicago Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $652,000 New Conventional
Previous Owner $401,000 New Conventional
Previous Owner $400,000 New Conventional
Previous Owner $342,000 Adjustable Rate Mortgage/ARM
Previous Owner $300,000 New Conventional
Previous Owner $350,000 Purchase Money Mortgage
Previous Owner $173,600 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Price Changed $6,000 -14.3% $4 / Sq Ft
05/31/2025 05/31/25 For Rent $7,000 0.0% --
05/16/2025 05/16/25 Sold $1,435,000 -2.7% $1,035 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
04/25/2025 04/25/25 For Sale $1,475,000 +81.0% $1,064 / Sq Ft
07/17/2020 07/17/20 Sold $815,000 -4.0% $588 / Sq Ft
06/08/2020 06/08/20 Pending -- -- --
05/13/2020 05/13/20 For Sale $849,000 +29.6% $613 / Sq Ft
07/16/2015 07/16/15 Sold $655,000 0.0% $473 / Sq Ft
06/18/2015 06/18/15 Pending -- -- --
06/03/2015 06/03/15 For Sale $655,000 +32.3% $473 / Sq Ft
08/16/2012 08/16/12 Sold $495,000 -4.6% $357 / Sq Ft
07/17/2012 07/17/12 Pending -- -- --
01/22/2012 01/22/12 For Sale $519,000 -- $374 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,221 $882,178 $661,638 $220,540
2024 $11,221 $864,881 $648,665 $216,216
2023 $10,983 $847,924 $635,947 $211,977
2022 $10,479 $831,299 $623,478 $207,821
2021 $10,676 $815,000 $611,253 $203,747
2020 $9,754 $708,989 $531,744 $177,245
2019 $9,542 $695,088 $521,318 $173,770
2018 $9,458 $681,460 $511,097 $170,363
2017 $9,380 $668,099 $501,076 $167,023
2016 $9,126 $655,000 $491,251 $163,749
2015 $7,599 $507,180 $380,386 $126,794
2014 -- $497,246 $372,935 $124,311
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: 150030191

California Regional Multiple Listing Service (CRMLS)

APN: 257-040-55-10