J
Seller's Agent in 2025
Justin Ruholl
RE/MAX
(217) 347-0404
6 in this area
10 Total Sales
1203 W Temple Ave Effingham, IL 62401
3
Beds
2.5
Baths
1,500
Sq Ft
0.26
Acres
Highlights
- Sun or Florida Room
- Enclosed Patio or Porch
- En-Suite Primary Bedroom
- Fenced Yard
- 2 Car Attached Garage
- Forced Air Heating and Cooling System
About This Home
As of September 2025Beautifully updated 3 bed, 2.5 bath ranch-style home in Effingham's Unit 40 School District. This move-in ready home features durable laminate flooring throughout, an open-concept layout, and a modern kitchen with ample cabinet and counter space.
The spacious primary suite includes dual closets, and a private bath, while two additional bedrooms offer flexibility for guests, kids, or office space. A finished sunroom provides bonus living area that overlooks the backyard, perfect for relaxing or entertaining.
A pre-listing home inspection has been completed, and all primary deficiencies have been addressed, giving buyers added peace of mind. Recent updates in 2020 include flooring, kitchen, bathrooms, and more. Located on a quiet street with easy access to schools, shopping and parks.
Last Agent to Sell the Property
RE/MAX Key Advantage License #475214382 Listed on: 07/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,926
Year Built
- Built in 1974
Lot Details
- 0.26 Acre Lot
- Fenced Yard
Parking
- 2 Car Attached Garage
Home Design
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,500 Sq Ft Home
- 1-Story Property
- Sun or Florida Room
- Crawl Space
Kitchen
- Oven
- Range with Range Hood
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Enclosed Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 0316007041
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 11, 2025
Closed on
Sep 5, 2025
Sold by
Jones Tanner and Jones Jennifer
Bought by
Gammon Sonya and Gammon Michael
Seller's Agent
Justin Ruholl
RE/MAX Key Advantage
Buyer's Agent
Jacob Skavlem
THATS A WRAP REALTY
List Price
$219,000
Sold Price
$225,500
Premium/Discount to List
$6,500
2.97%
Views
67
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,444
Avg. Annual Appreciation
75.71%
Original Mortgage
$180,400
Outstanding Balance
$180,400
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$100,544
Purchase Details
Closed on
Jun 3, 2021
Sold by
Zumbahlen James L
Bought by
Jones Tanner and Jones Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,818
Interest Rate
3.25%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 9, 2020
Closed on
Nov 12, 2020
Sold by
Emberton Larry W and Emberton Vicki S
Bought by
Zumbahlen James L
Seller's Agent
Grant Beals
C21 Realty Concepts
Buyer's Agent
Brian Henning
Full Circle Realty
List Price
$144,900
Sold Price
$112,000
Premium/Discount to List
-$32,900
-22.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.31%
Purchase Details
Closed on
May 13, 2009
Sold by
Greer Carol and Hostetter Roger D
Bought by
Emberton Eric E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
4.84%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $676,500 | None Listed On Document | |
| Warranty Deed | $180,000 | The Title Center | |
| Warranty Deed | $112,000 | Attorney | |
| Administrators Deed | $101,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $180,400 | New Conventional | |
| Previous Owner | $181,818 | New Conventional | |
| Previous Owner | $80,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | $225,500 | +3.0% | $150 / Sq Ft | |
| 08/05/2025 08/05/25 | Pending | -- | -- | -- | |
| 07/23/2025 07/23/25 | For Sale | $219,000 | 0.0% | $146 / Sq Ft | |
| 07/19/2025 07/19/25 | Pending | -- | -- | -- | |
| 07/11/2025 07/11/25 | For Sale | $219,000 | +95.5% | $146 / Sq Ft | |
| 11/12/2020 11/12/20 | Sold | $112,000 | -22.7% | $75 / Sq Ft | View Prior Sale |
| 10/26/2020 10/26/20 | Pending | -- | -- | -- | |
| 03/09/2020 03/09/20 | For Sale | $144,900 | -- | $97 / Sq Ft |
Source: Central Illinois Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,235 | $53,880 | $12,500 | $41,380 |
| 2023 | $2,926 | $48,980 | $11,360 | $37,620 |
| 2022 | $2,718 | $44,930 | $10,420 | $34,510 |
| 2021 | $3,227 | $44,490 | $10,320 | $34,170 |
| 2020 | $3,169 | $43,240 | $10,030 | $33,210 |
| 2019 | $2,673 | $42,810 | $9,930 | $32,880 |
| 2018 | $2,570 | $41,170 | $9,550 | $31,620 |
| 2017 | $2,517 | $40,360 | $9,360 | $31,000 |
| 2016 | $2,452 | $39,190 | $9,090 | $30,100 |
| 2015 | -- | $38,050 | $8,830 | $29,220 |
| 2014 | -- | $36,940 | $8,570 | $28,370 |
| 2013 | -- | $36,210 | $8,400 | $27,810 |
| 2012 | -- | $35,680 | $8,280 | $27,400 |
Source: Public Records
Agents Affiliated with this Home
-
Justin Ruholl
-
Jacob Skavlem
Buyer's Agent in 2025
Jacob Skavlem
THATS A WRAP REALTY
(618) 231-9075
5 in this area
26 Total Sales
-
Vanessa Skavlem
Buyer Co-Listing Agent in 2025
Vanessa Skavlem
THATS A WRAP REALTY
(618) 359-1566
14 in this area
50 Total Sales
-
Grant Beals
Seller's Agent in 2020
Grant Beals
C21 Realty Concepts
(217) 821-5962
14 in this area
149 Total Sales
-
Brian Henning
Buyer's Agent in 2020
Brian Henning
Full Circle Realty
(217) 821-3338
100 in this area
252 Total Sales
Map
Source: Central Illinois Board of REALTORS®
MLS Number: 6253041
APN: 0316007041
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