NOT LISTED FOR SALE

Estimated Value: $387,347 - $448,000

2 Beds
1.5 Baths
1,549 Sq Ft
$267/Sq Ft Est. Value

Last Sold August 15, 2022

Last sale price $324,500 $209 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $2,931/month

34 Days on Market

Highlights

  • Cape Cod Architecture
  • Formal Dining Room
  • Stainless Steel Appliances
  • Davis Primary School Rated A-
  • Double Oven
  • Enclosed patio or porch

About This Home

As of August 2022

Perfectly located in between the two beautiful downtown areas of Geneva and St. Charles on a tree lined concrete street, this cape cod feels like home. Hardwood floors, gas fireplace, and retro St. Charles kitchen! What a yard - brick paver patio and walkway to the cottage-like shed. Plenty of room for a 2 car garage. Family room addition redone 2021 and mudroom with front and back entrances. Full basement waiting for your ideas. NEW ROOF coming prior to closing!

Last Listed By

Michael Torresso

HomeSmart Connect LLC License #471007679 Listed on: 06/12/2022

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,762

Year Built

  • Built in 1936

Lot Details

  • 8,320

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,549 Sq Ft Home
  • 1.5-Story Property
  • Gas Log Fireplace
  • Double Pane Windows
  • ENERGY STAR Qualified Windows
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Double Oven
  • Cooktop
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Uncovered Parking
  • Off Alley Parking
  • Parking Included in Price

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Enclosed patio or porch
  • Lot Dimensions are 61x135

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,762

Year Built

Built in 1936

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1936
  • Age: 81-90 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop
  • Basement: Full
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • LivingArea: 1549
  • Room Type: Enclosed Porch
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1549
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Window Features: Double Pane Windows,ENERGY STAR Qualified Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 329000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Parking Features: Off Alley
  • ParkingTotal: 2
  • Number of Cars: 2
  • Driveway: Gravel,Off Alley
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 61X135
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6762.18
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2022
Closed on
Aug 15, 2022
Sold by
Michael Turresso
Bought by
Bailey Kevin and Bailey Susan
Seller's Agent
Michael Torresso
HomeSmart Connect LLC
Buyer's Agent
Kate Durham
Keller Williams Inspire - Geneva
List Price
$329,000
Sold Price
$324,500
Premium/Discount to List
-$4,500
-1.37%
Total Days on Market
34
Current Estimated Value
$413,337

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$88,837
Avg. Annual Appreciation
8.13%
Original Mortgage
$324,500
Outstanding Balance
$311,721
Interest Rate
4.63%
Mortgage Type
New Conventional
Estimated Equity
$90,610

Purchase Details

Listed on
Aug 2, 2016
Closed on
Nov 16, 2016
Sold by
Ambrose Holly K
Bought by
Torresso Michael
Seller's Agent
Diane Merrick
RE/MAX Excels
Buyer's Agent
Marina Bekker
Unique Realty LLC
List Price
$229,900
Sold Price
$190,000
Premium/Discount to List
-$39,900
-17.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.76%
Original Mortgage
$190,000
Interest Rate
3.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 23, 2007
Sold by
Gaber Hart Custom Homes Inc
Bought by
Ambrose Holly K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,500
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bailey Kevin $324,500 None Listed On Document
Torresso Michael $190,000 Fidelity National Title
Ambrose Holly K $290,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bailey Kevin $324,500
Previous Owner Torresso Micjhael $183,350
Previous Owner Torresso Michael $190,000
Previous Owner Ambrose Holly K $283,000
Previous Owner Ambrose Holly K $275,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2022 08/15/22 Sold $324,500 -1.4% $209 / Sq Ft
07/17/2022 07/17/22 Pending -- -- --
07/05/2022 07/05/22 For Sale $329,000 +1.4% $212 / Sq Ft
07/02/2022 07/02/22 Off Market $324,500 -- --
06/27/2022 06/27/22 For Sale $329,000 0.0% $212 / Sq Ft
06/20/2022 06/20/22 Pending -- -- --
06/12/2022 06/12/22 For Sale $329,000 +73.2% $212 / Sq Ft
11/16/2016 11/16/16 Sold $190,000 -17.4% $123 / Sq Ft
08/16/2016 08/16/16 Pending -- -- --
08/02/2016 08/02/16 For Sale $229,900 -- $148 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,670 $103,834 $28,997 $74,837
2022 $7,125 $94,250 $28,406 $65,844
2021 $6,838 $89,839 $27,077 $62,762
2020 $6,762 $88,164 $26,572 $61,592
2019 $6,637 $86,418 $26,046 $60,372
2018 $6,334 $82,362 $23,429 $58,933
2017 $6,162 $79,546 $22,628 $56,918
2016 $6,464 $76,752 $21,833 $54,919
2015 -- $72,349 $21,598 $50,751
2014 -- $68,457 $21,598 $46,859
2013 -- $69,391 $21,814 $47,577
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11431746

Midwest Real Estate Data (MRED)

APN: 09-34-351-023