M
Seller's Agent in 2022
Michael Torresso
HomeSmart Connect LLC
1207 S 4th St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $391,000 - $467,000
2
Beds
1.5
Baths
1,549
Sq Ft
$271/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- Formal Dining Room
- Stainless Steel Appliances
- Davis Primary School Rated A-
- Double Oven
- Enclosed patio or porch
About This Home
As of August 2022Perfectly located in between the two beautiful downtown areas of Geneva and St. Charles on a tree lined concrete street, this cape cod feels like home. Hardwood floors, gas fireplace, and retro St. Charles kitchen! What a yard - brick paver patio and walkway to the cottage-like shed. Plenty of room for a 2 car garage. Family room addition redone 2021 and mudroom with front and back entrances. Full basement waiting for your ideas. NEW ROOF coming prior to closing!
Last Agent to Sell the Property
Michael Torresso
HomeSmart Connect LLC License #471007679 Listed on: 06/12/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,762
Year Built
- Built in 1936
Lot Details
- 8,320
Home Design
- Cape Cod Architecture
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,549 Sq Ft Home
- 1.5-Story Property
- Gas Log Fireplace
- Double Pane Windows
- ENERGY STAR Qualified Windows
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Partially Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Double Oven
- Cooktop
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 2 Parking Spaces
- Uncovered Parking
- Off Alley Parking
- Parking Included in Price
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Enclosed patio or porch
- Lot Dimensions are 61x135
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 12, 2022
Closed on
Aug 15, 2022
Sold by
Michael Turresso
Bought by
Bailey Kevin and Bailey Susan
Seller's Agent
Michael Torresso
HomeSmart Connect LLC
Buyer's Agent
Kate Durham
Keller Williams Inspire - Geneva
List Price
$329,000
Sold Price
$324,500
Premium/Discount to List
-$4,500
-1.37%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,773
Avg. Annual Appreciation
9.13%
Original Mortgage
$324,500
Outstanding Balance
$308,894
Interest Rate
4.63%
Mortgage Type
New Conventional
Estimated Equity
$111,379
Purchase Details
Listed on
Aug 2, 2016
Closed on
Nov 16, 2016
Sold by
Ambrose Holly K
Bought by
Torresso Michael
Seller's Agent
Diane Merrick
RE/MAX Excels
Buyer's Agent
Marina Bekker
Unique Realty LLC
List Price
$229,900
Sold Price
$190,000
Premium/Discount to List
-$39,900
-17.36%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.76%
Original Mortgage
$190,000
Interest Rate
3.54%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 23, 2007
Sold by
Gaber Hart Custom Homes Inc
Bought by
Ambrose Holly K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,500
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Bailey Kevin | $324,500 | None Listed On Document | |
| Torresso Michael | $190,000 | Fidelity National Title | |
| Ambrose Holly K | $290,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Bailey Kevin | $324,500 | |
| Previous Owner | Torresso Micjhael | $183,350 | |
| Previous Owner | Torresso Michael | $190,000 | |
| Previous Owner | Ambrose Holly K | $283,000 | |
| Previous Owner | Ambrose Holly K | $275,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/15/2022 08/15/22 | Sold | $324,500 | -1.4% | $209 / Sq Ft |
| 07/17/2022 07/17/22 | Pending | -- | -- | -- |
| 07/05/2022 07/05/22 | For Sale | $329,000 | +1.4% | $212 / Sq Ft |
| 07/02/2022 07/02/22 | Off Market | $324,500 | -- | -- |
| 06/27/2022 06/27/22 | For Sale | $329,000 | 0.0% | $212 / Sq Ft |
| 06/20/2022 06/20/22 | Pending | -- | -- | -- |
| 06/12/2022 06/12/22 | For Sale | $329,000 | +73.2% | $212 / Sq Ft |
| 11/16/2016 11/16/16 | Sold | $190,000 | -17.4% | $123 / Sq Ft |
| 08/16/2016 08/16/16 | Pending | -- | -- | -- |
| 08/02/2016 08/02/16 | For Sale | $229,900 | -- | $148 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,018 | $116,013 | $32,398 | $83,615 |
| 2023 | $7,670 | $103,834 | $28,997 | $74,837 |
| 2022 | $7,125 | $94,250 | $28,406 | $65,844 |
| 2021 | $6,838 | $89,839 | $27,077 | $62,762 |
| 2020 | $6,762 | $88,164 | $26,572 | $61,592 |
| 2019 | $6,637 | $86,418 | $26,046 | $60,372 |
| 2018 | $6,334 | $82,362 | $23,429 | $58,933 |
| 2017 | $6,162 | $79,546 | $22,628 | $56,918 |
| 2016 | $6,464 | $76,752 | $21,833 | $54,919 |
| 2015 | -- | $72,349 | $21,598 | $50,751 |
| 2014 | -- | $68,457 | $21,598 | $46,859 |
| 2013 | -- | $69,391 | $21,814 | $47,577 |
Source: Public Records
Agents Affiliated with this Home
-
-
Buyer's Agent in 2022
Kate Durham
Keller Williams Inspire - Geneva
(630) 244-8857
5 in this area
16 Total Sales
-
D
Seller's Agent in 2016
Diane Merrick
RE/MAX
-
Buyer's Agent in 2016
Marina Bekker
Unique Realty LLC
(847) 255-8810
71 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11431746
APN: 09-34-351-023
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