$679,000
SOLD AUG 19, 2025
4 Beds
2.5 Baths
2,646 Sq Ft
0.27 Acres

Recently Sold

$257 Per Sq Ft

4% Above List Price

16 Days on Market

Highlights

  • Lake Front
  • Transitional Architecture
  • Main Floor Bedroom
  • Deck
  • Wood Flooring
  • Attic

About This Home

As of August 2025

This lovely waterfront home is set on a quiet cul-de-sac, nestled in the trees, and overlooking Lake Smith. Just blocks from the golf course, this beauty is perfect for entertaining. In addition to its soaring ceilings and gleaming hardwood floors on the first floor, it features a kitchen with a breakfast area, stainless steel appliances, and granite countertops. The large foyer gives way to a formal dining room and a huge living room with cathedral ceilings and a gas fireplace. A first floor bedroom is great for guests. Upstairs features a full hall bath, two bedrooms, and a primary suite with bathroom. The back yard includes two sets of expansive decks, making it perfect for entertaining. Hurry and make an appointment to see this one! It won't last.

Last Agent to Sell the Property

Nikki Reed

Swell Real Estate Co. Listed on: 06/14/2025

Swell Real Estate Co.

Last Buyer's Agent

Bobby Njoo

1st Class Real Estate Flagship

1st Class Real Estate Flagship

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,246

Year Built

  • Built in 1993

Lot Details

  • 0.27 Acre Lot
  • Lake Front
  • Cul-De-Sac
  • Partially Fenced Property
  • Property is zoned PDH2

Property Views

  • Water
  • Woods

Home Design

  • Transitional Architecture
  • Traditional Architecture
  • Stucco Exterior Insulation and Finish Systems
  • Asphalt Shingled Roof

Interior Spaces

  • 2,646 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Entrance Foyer
  • Utility Room
  • Washer and Dryer Hookup
  • Crawl Space
  • Attic Fan

Kitchen

  • Breakfast Area or Nook
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck

Schools

  • Luxford Elementary School
  • Bayside Middle School
  • Bayside High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cypress Point 404 Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,246

Year Built

Built in 1993

Lot Details

0

Listing Details

  • HOA YN: No
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property Type - Cross Property: Detached Residential
  • Style: Traditional, Transitional
  • GarageYN: Yes
  • AICUZ - Crash: None
  • AICUZ - Noise: -65
  • Master Model: No
  • LP/ Sq Ft: 245.62
  • Neighborhood Name: CYPRESS POINT
  • Estimated Year Built: 1993
  • Num Beds With Ensuite: 1
  • Address Street Name Website: Smith Cove
  • Address Street Num Website: 1208
  • Address Website: 1208 Smith Cove CIR
  • Fence: Yes
  • Market Time: 16
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 2
  • Year Built: 1993

Interior Features

  • Fireplaces Number: 1
  • Equipment: Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener
  • Flooring Type: Carpet, Ceramic, Wood
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 2.10
  • First Floor Bedroom/Full Bathrooms: No
  • Other Rooms: 1st Floor BR, Attic, Breakfast Area, Foyer, Utility Room
  • Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
  • Stories Number: 2.0000
  • Estimated Sq Ft: 2646

Exterior Features

  • Exterior Features: Cul-De-Sac, Deck
  • Exterior Siding: EIFS
  • Fence Description: Partial
  • Foundation Type: Crawl
  • Pool: No Pool
  • Roof: Asphalt Shingle
  • View: Water, Wooded
  • Waterfront Description: Lake

Garage/Parking

  • Parking: Garage Att 2 Car, Off Street, Driveway Spc
  • Garage Sq Ft: 462

Utilities

  • Sewer Type: City/County
  • Water Heater Type: Gas
  • Water Type: City/County
  • Cooling: Central Air
  • Heating: Nat Gas

Schools

  • Elementary School: Luxford Elementary
  • Middle School: Bayside Middle
  • High School: Bayside

Lot Info

  • Lot Front: .33
  • Waterfront YN: Yes
  • Zoning: PDH2
  • Estimated Acres: 0.2651

Building Info

  • New Construction YN: No

Tax Info

  • Tax Amount Approx: 6246

MLS Schools

  • Elementary School: Luxford Elementary
  • School High School: Bayside
  • Middle School: Bayside Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2025
Closed on
Aug 12, 2025
Sold by
Gonzalez Carlos E and Saunders-Gonzalez Kelly E
Bought by
Foster Tarah and Foster Bradley
Seller's Agent
Nikki Reed
Swell Real Estate Co.
Buyer's Agent
Bobby Njoo
1st Class Real Estate Flagship
List Price
$649,900
Sold Price
$679,000
Premium/Discount to List
$29,100
4.48%
Views
138

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-42.31%
Original Mortgage
$475,300
Outstanding Balance
$475,300
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$185,278

Purchase Details

Closed on
Feb 28, 2018
Sold by
Speckhart Michael L and Speckhart Cullen D
Bought by
Gonzalez Carlos E and Saunders-Gonzalez Kelly E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$413,096
Interest Rate
4.04%
Mortgage Type
VA

Purchase Details

Closed on
Mar 29, 2013
Sold by
Speckhart Michael L
Bought by
Speckhart Michael M and Speckhart Cullen D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$391,000
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 29, 2010
Sold by
Malbon Nornan T
Bought by
Speckhart Michael I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
5.11%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $679,000 Fidelity National Title
Warranty Deed $399,900 Seashore Title & Settlements
Gift Deed -- --
Warranty Deed $500,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $475,300 New Conventional
Previous Owner $404,935 VA
Previous Owner $407,929 VA
Previous Owner $413,096 VA
Previous Owner $30,000 Credit Line Revolving
Previous Owner $391,000 New Conventional
Previous Owner $500,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Sold $679,000 +4.5% $257 / Sq Ft
06/30/2025 06/30/25 Pending -- -- --
06/14/2025 06/14/25 For Sale $649,900 -- $246 / Sq Ft
Source: Real Estate Information Network (REIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,375 $643,900 $319,000 $324,900
2023 $5,652 $570,900 $269,500 $301,400
2022 $5,440 $549,500 $264,000 $285,500
2021 $4,669 $471,600 $217,800 $253,800
2020 $4,796 $471,400 $217,800 $253,600
2019 $4,791 $477,000 $217,800 $259,200
2018 $4,782 $477,000 $217,800 $259,200
2017 $4,782 $477,000 $217,800 $259,200
2016 $4,645 $469,200 $210,000 $259,200
2015 $4,581 $462,700 $210,000 $252,700
2014 $4,027 $463,000 $235,200 $227,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Real Estate Information Network (REIN)

MLS Number: 10588413

Real Estate Information Network (REIN)

APN: 1469-70-5349