121 Bainbridge St Panama City Beach, FL 32413
Estimated payment $3,188/month
Highlights
- Screened Pool
- Contemporary Architecture
- Attic
- J.R. Arnold High School Rated A-
- Wooded Lot
- Bonus Room
About This Home
****Huge price drop****Only home currently for sale in Palmetto Trace with a private pool equipped with a screen enclosure ,2019 roof/radiant heat barrier(low utility bills),insulated interior walls(sound proofing/moisture barrier), whole home pest control in wall tubing and golf cart friendly to the beach, Pier Park and Frank brown park, this move-in ready home checks all the boxes. Located on a private, wooded lot in one of Panama City Beach's most desirable communities, this home offers the perfect blend of comfort, versatility, and location.
The popular Palm floor plan includes 3 bedrooms with the possibility of 5, thanks to a front bonus room and a formal dining room that can easily be converted into additional bedrooms, a home office, or a playroom. Inside, you'll find soaring ceilings, abundant natural light, and a bright, open living space. The kitchen features solid oak cabinetry, a pantry, and a functional layout that flows into a unique formal dining room framed by tray ceilings—an upgrade not found in other Palm models in the community.
The spacious primary suite includes a large tiled walk-in shower, garden tub, and oversized walk-in closet. Two additional bedrooms and a full bath are tucked away in their own private wing, separated by a pocket door and complete with a hallway linen closet. Every interior wall in the home is insulated, offering a quiet and peaceful atmosphere throughout.
Step outside to your own backyard retreat with a large screened-in pool, soothing water feature, and a cool-touch painted patio—ideal for relaxing or entertaining.
Notable upgrades include a newer roof with radiant heat barrier (2019), a newer HVAC system, freshly painted interior, cool to touch patio paint,solar screen UPF protection pool enclosure screens, interior walls are insulated,smart home security system, and attic access for added storage.
Palmetto Trace is golf cart-friendly and known for its low HOA fees, which cover trash service, two community pools, and neighborhood landscaping. Located just minutes from Pier Park, Frank Brown Park, and the sugar-white beaches, this home offers laid-back coastal living in a prime location.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,578
Year Built
- Built in 2004
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 65 x 150
- Wooded Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Contemporary Architecture
- Stucco
Interior Spaces
- 1-Story Property
- Ceiling Fan
- Solar Screens
- Living Room
- Bonus Room
- Pull Down Stairs to Attic
Kitchen
- Microwave
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Soaking Tub
Home Security
- Home Security System
- Hurricane or Storm Shutters
- Fire and Smoke Detector
Pool
- Screened Pool
- In Ground Pool
Outdoor Features
- Enclosed Patio or Porch
Schools
- Hutchison Beach Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
Community Details
Overview
- Property has a Home Owners Association
- Association fees include management, pool(s)
- Palmetto Trace Phase III Subdivision
Recreation
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,502 | $245,990 | -- | -- |
| 2023 | $2,502 | $238,825 | $0 | $0 |
| 2022 | $2,227 | $231,869 | $0 | $0 |
| 2021 | $2,221 | $225,116 | $0 | $0 |
| 2020 | $2,125 | $222,008 | $0 | $0 |
| 2019 | $2,021 | $217,017 | $61,778 | $155,239 |
| 2018 | $2,039 | $215,152 | $0 | $0 |
| 2017 | $1,809 | $210,727 | $0 | $0 |
| 2016 | $2,052 | $212,540 | $0 | $0 |
| 2015 | $2,147 | $214,702 | $0 | $0 |
| 2014 | $2,182 | $217,980 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Price Changed | $549,998 | 0.0% | $251 / Sq Ft |
| 08/19/2025 08/19/25 | Price Changed | $549,999 | -2.6% | $251 / Sq Ft |
| 07/01/2025 07/01/25 | Price Changed | $564,900 | -2.4% | $258 / Sq Ft |
| 06/21/2025 06/21/25 | Price Changed | $579,000 | -0.3% | $264 / Sq Ft |
| 06/06/2025 06/06/25 | Price Changed | $580,777 | -1.7% | $265 / Sq Ft |
| 05/22/2025 05/22/25 | Price Changed | $590,777 | -1.5% | $270 / Sq Ft |
| 05/01/2025 05/01/25 | For Sale | $599,777 | -- | $274 / Sq Ft |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $300,000 | Credit Line Revolving | |
| Closed | $43,200 | Unknown |
Source: Central Panhandle Association of REALTORS®
MLS Number: 772829
APN: 32738-980-105
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