NOT LISTED FOR SALE

121 Settlers Rd Harriman, TN 37748

Estimated Value: $490,000 - $611,000

3 Beds
2 Baths
1,420 Sq Ft
$389/Sq Ft Est. Value

Last Sold August 18, 2023

Last sale price $530,000 $373 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,129/month

Highlights

  • Lake Front
  • 1.4 Acre Lot
  • Community Lake
  • Boat Ramp
  • Landscaped Professionally
  • Deck

About This Home

As of August 2023

Fully-furnished waterfront getaway! Take in the beautiful Clinch River from your private back deck or walk down the gentle slope to the water's edge. This freshly renovated cottage nestled in a small rural community on the bank of the river offers 3 bedrooms, 2 full bathrooms and over an acre of serene riverfront property. Updates include new heat pump and HVAC ducting, water filtration system, flooring throughout, bathroom updates and more! All furnishings convey ready for you to move in and enjoy river life. Close to shopping in Kingston, and low traffic commutes to Y-12 and ORNL, this property really does offer it all! Buyer to verify all information.

Last Agent to Sell the Property

Jonathan Engle

Realty Executives Associates License #365879 Listed on: 07/11/2023

Realty Executives Associates

Last Buyer's Agent

Cherie Garcia

Realty Executives Associates License #359357

Realty Executives Associates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,388

Year Built

  • Built in 1985

Lot Details

  • 1.4 Acre Lot
  • Lake Front
  • Landscaped Professionally

HOA Fees

  • $3 Monthly HOA Fees

Parking

  • Off-Street Parking

Property Views

  • Lake
  • Mountain
  • Countryside Views

Home Design

  • Cottage
  • Frame Construction
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 1,420 Sq Ft Home
  • Wet Bar
  • Wired For Data
  • Wood Burning Fireplace
  • Stone Fireplace
  • Brick Fireplace
  • Drapes & Rods
  • Aluminum Window Frames
  • Combination Dining and Living Room
  • Home Office
  • Crawl Space

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Deck

Utilities

  • Zoned Heating and Cooling System
  • Private Water Source
  • Well
  • Septic Tank
  • Internet Available

Listing and Financial Details

  • Property Available on 7/14/23
  • Assessor Parcel Number 038E C 017.00

Community Details

Overview

  • Voluntary home owners association
  • Cedarlake Retreat Subdivision
  • Community Lake

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,388

Year Built

Built in 1985

Lot Details

0

HOA Fees

$3 per month

Listing Details

  • Directions: From I-40, take exit 352, turn north on N. Kentucky St. becomes Sugar Grove Valley Rd. Turn right on Black Oak Rd, right on Bluff View Rd, right on Settlers Rd, house on left, Sign on property.
  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Year Built: 1985
  • Road Frontage Type: Lakefront
  • Lot Size Acres: 1.4
  • Subdivision Name: Cedarlake Retreat
  • Architectural Style: Cottage
  • Property Attached Yn: No
  • View:Mountain View: Yes
  • Lot Description:Lake Access: Yes
  • Lot Description:Lakefront: Yes
  • Lot Description:Waterfront Access: Yes
  • View:Lake: Yes
  • View:Lakefront2: Yes
  • General Property Description:Fireplace: Yes
  • General Property Description:SqFt - Main Lvl: 1420.0
  • General Property Description:_pound_ Fireplace: 1.0
  • General Property Description:HOA: Voluntary
  • General Property Description:Basement: No
  • General Property Description:Bonus Room: No
  • AtchdDtchd Type:Detached: Yes
  • Siding:Vinyl2: Yes
  • Cooling:Central Cooling: Yes
  • Floors:Vinyl: Yes
  • Fuel:Electric: Yes
  • Heat:Central: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Misc Features:Internet Available: Yes
  • Misc Features:WasherDryer Connect: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Water:Private2: Yes
  • Siding:Stone3: Yes
  • Dining Area:Living RmDining Rm: Yes
  • Floors:Tile2: Yes
  • Misc Features:Drapes: Yes
  • Misc Features:Wired for Internet: Yes
  • Misc Features:Wet Bar: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Microwave, Washer
  • Has Basement: Crawl Space
  • Fireplace: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Brick, Stone, Wood Burning
  • Fireplaces: 1
  • Flooring: Vinyl, Tile
  • Basement:Crawl Space: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Other Rooms:LaundryUtility: Yes
  • Other Rooms:Mstr Bdrm Main Level: Yes
  • Fireplace:Wood Burning: Yes
  • Other Rooms:Bedroom Main Level: Yes
  • Fireplace:Brick3: Yes
  • Fireplace:Stone2: Yes
  • Other Rooms:Office: Yes

Exterior Features

  • Exterior Features: Windows - Aluminum, Prof Landscaped, Deck
  • View: Mountain View, Country Setting, Lake
  • Lot Features: Waterfront Access, Lakefront, Lake Access
  • Construction Type: Stone, Vinyl Siding, Frame
  • Construction:Frame: Yes
  • Exterior Features:Deck: Yes
  • Exterior Features:Prof Landscaped: Yes
  • Exterior Features:Windows - Aluminum: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off-Street Parking
  • GarageParking:Off-Street Parking: Yes

Utilities

  • Cooling: Central Cooling
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Water Well: Yes

Condo/Co-op/Association

  • Association Fee: 40.0
  • Association Fee Frequency: Yearly
  • Association: Yes

Association/Amenities

  • Community Amenities:Boat Ramp: Yes
  • Community Amenities:Lake Access2: Yes

Lot Info

  • Lot Size Sq Ft: 60984.0
  • Parcel #: 038E C 017.00
  • ResoLotSizeUnits: Acres

Rental Info

  • Available Date: 2023-07-14

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2023
Closed on
Aug 18, 2023
Sold by
Maureen Thomas Regina and Lynn Gregory
Bought by
Thomas Family Trust and Thomas
Seller's Agent
Jonathan Engle
Realty Executives Associates
Buyer's Agent
Cherie Garcia
Realty Executives Associates
List Price
$495,000
Sold Price
$530,000
Premium/Discount to List
$35,000
7.07%
Views
10
Current Estimated Value
$552,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,500
Avg. Annual Appreciation
2.51%
Original Mortgage
$494,000
Outstanding Balance
$483,989
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$73,113

Purchase Details

Listed on
Jul 11, 2023
Closed on
Aug 16, 2023
Sold by
Wilkey Jackson and Wilkey Jill
Bought by
Thomas Regina Maureen and Thomas Gregory Lynn
Seller's Agent
Jonathan Engle
Realty Executives Associates
Buyer's Agent
Cherie Garcia
Realty Executives Associates
List Price
$495,000
Sold Price
$530,000
Premium/Discount to List
$35,000
7.07%
Views
10

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$494,000
Outstanding Balance
$483,989
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$73,113

Purchase Details

Listed on
Feb 1, 2022
Closed on
Mar 11, 2022
Sold by
Henry Holmes Jr Lewis and Woodson Mercedes
Bought by
Wilkey Jackson and Wilkey Jill
Seller's Agent
Scott Felske
United Real Estate Solutions
Buyer's Agent
Zac Gronda
Keller Williams Realty
List Price
$435,000
Sold Price
$429,000
Premium/Discount to List
-$6,000
-1.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.81%
Original Mortgage
$386,100
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 20, 1972
Bought by
Holmes Lewis Henry and Me Rcedes W
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Thomas Family Trust -- Admiral Title
Thomas Family Trust -- Admiral Title
Thomas Regina Maureen $530,000 Admiral Title
Thomas Regina Maureen $530,000 Admiral Title
Wilkey Jackson $429,000 Concord Title
Wilkey Jackson $429,000 Concord Title
Holmes Lewis Henry -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Thomas Family Trust $302,600
Open Thomas Regina Maureen $494,000
Closed Thomas Regina Maureen $494,000
Previous Owner Wilkey Jackson $386,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2023 08/18/23 Sold $530,000 +7.1% $373 / Sq Ft
07/14/2023 07/14/23 Pending -- -- --
07/14/2023 07/14/23 For Sale $495,000 +15.4% $349 / Sq Ft
03/11/2022 03/11/22 Sold $429,000 -1.4% $289 / Sq Ft
02/15/2022 02/15/22 For Sale $435,000 -- $293 / Sq Ft
Source: East Tennessee REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,388 $57,850 $24,500 $33,350
2023 $1,348 $57,850 $24,500 $33,350
2022 $1,348 $56,175 $24,500 $31,675
2021 $1,388 $56,175 $24,500 $31,675
2020 $1,388 $56,175 $24,500 $31,675
2019 $1,397 $52,025 $26,150 $25,875
2018 $1,340 $52,025 $26,150 $25,875
2017 $1,340 $52,025 $26,150 $25,875
2016 $1,340 $52,025 $26,150 $25,875
2015 $1,340 $52,025 $26,150 $25,875
2013 -- $56,425 $31,250 $25,175
Source: Public Records

Agents Affiliated with this Home

  • Jonathan Engle

    Seller's Agent in 2023

    Jonathan Engle

    Realty Executives Associates

    (423) 676-1881

    2 in this area

    74 Total Sales

    Jonathan Engle
    Section Image

  • C

    Buyer's Agent in 2023

    Cherie Garcia

    Realty Executives Associates

    (865) 388-8414

    1 in this area

    74 Total Sales

    Cherie Garcia
    Section Image

  • S

    Seller's Agent in 2022

    Scott Felske

    United Real Estate Solutions

    Section Image

  • Z

    Buyer's Agent in 2022

    Zac Gronda

    Keller Williams Realty

See All Agents

Map

Source: East Tennessee REALTORS® MLS

MLS Number: 1232831

East Tennessee REALTORS® MLS

APN: 038E-C-017.00

Tennessee Roane County Harriman 37748

121 Settlers Rd, Harriman, TN

This home is located at 121 Settlers Rd, Harriman, TN 37748 since 11 July 2023 and is currently estimated at $552,500, approximately $389 per square foot. This property was built in 1985. 121 Settlers Rd is a home located in Roane County with nearby schools including Kingston Elementary School, Midtown Elementary School, and Midway Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

East Tennessee REALTORS® MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393.

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