NOT LISTED FOR SALE

1214 Ridge Creek Rd Savoy, IL 61874

Estimated Value: $407,000 - $448,000

4 Beds
3 Baths
1,526 Sq Ft
$275/Sq Ft Est. Value

Last Sold August 06, 2019

Last sale price $283,000 $185 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $3,040/month

148 Days on Market

Highlights

  • Pond
  • Ranch Style House
  • Sun or Florida Room
  • Central High School Rated A
  • Wood Flooring
  • Walk-In Pantry

About This Home

As of August 2019

Over 2,400 finished square feet on this one owner Ranch Home in sought after Fieldstone subdivision. Open Floor Plan and Partially finished basement. Fabulous lot backing up to the commons with two ponds and plenty of room to enjoy without having to mow it all. Enormous patio area makes this an entertainers paradise with evening shade! Large sun-room with great view & double doors flowing right into the dinning room. The Open Kitchen design boasts an island, granite counters, large pantry and stainless appliances among beautiful cabinetry. Large Master Suite with walk-in closet and dual vanities in the bath. Sellers made a major upgrade with a partially finished basement with large "rec room", a full bathroom and bedroom and still left plenty of space for storage. Sun-room, oversized patio, covered porch, water front, finished basement, granite, wood floors, Armstrong Built, custom blinds & MORE! Also, enjoy lower utility bills with the GEO THERMAL system. agent related to sel

Last Agent to Sell the Property

Brian Inskip

eXp Realty, LLC License #475141357 Listed on: 01/30/2019

eXp Realty, LLC

Last Buyer's Agent

Mariya Vandivort

AroundCU Real Estate Company License #471020360

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,172

Year Built

  • 2012

Lot Details

  • 7,841

HOA Fees

  • $19 per month

Parking

  • Attached Garage
  • Garage Is Owned

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Gas Log Fireplace
  • Sun or Florida Room
  • Wood Flooring
  • Storm Screens
  • Laundry on main level

Kitchen

  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Dual Sinks

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Pond
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • East or West Exposure
  • Property is near a bus stop

Community Details

  • Common Area

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,172

Year Built

2012

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Bus
  • Age: 6-10 Years
  • Full Bathrooms: 3
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3
  • Total Sq Ft: 1526
  • Unfinished Basement Sq Ft: 587
  • Style Of House: Ranch
  • Type Detached: 1 Story
  • Estimated Year Built: 2012
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 3052
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2012

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 7
  • Living Room: Dimensions: 15X15, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator
  • Equipment: Ceiling Fan, Sump Pump
  • Fireplace Details: Gas Logs
  • Attic: Full
  • Fireplace Location: Living Room
  • Basement: Full
  • Basement: Partially Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 4
  • Below Grade Bedrooms: 1
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Double Sink
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 7X6, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 10X13, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 12X10, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Island, Pantry-Walk-in
  • Additional Rooms: Sun/Florida Room
  • Master Bedroom: Dimensions: 14X12, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Sunroom, Dimensions: 11X11, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 2: Dimensions: 11X10, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 3: Dimensions: 11X10, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 4: Dimensions: 11X10, On Level: Basement, Flooring: Carpet
  • Estimated Sq Ft: 1526
  • Estimated Total Finished Sq Ft: 2461
  • Basement Sq Ft: 1526
  • Basement Finished Sq Ft: 935
  • Main Level Sq Ft: 1526
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Patio, Porch, Storms/Screens
  • Exposure: W (West)
  • Acreage: 0.1881

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Lawn Care, Lake Rights
  • Special Assessments: U
  • Assessment Association Fees: 225

Schools

  • School District: 4
  • Elementary School: Champaign Elementary School
  • Middle School: Champaign/Middle Call Unit 4 351
  • High School: Central High School
  • Junior High Dist: 4

Lot Info

  • Lot Dimensions: 64X120X64X76
  • Lot Description: Common Grounds, Pond
  • Parcel Identification Number: 292612127007

Green Features

  • Green Features: Geothermal Heating/Cooling System

Tax Info

  • Taxes: 6892.06

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2019
Closed on
Jul 18, 2019
Sold by
Inskip Clarence E and Inskip Sue A
Bought by
Lake Thomas
Seller's Agent
Brian Inskip
eXp Realty, LLC
Buyer's Agent
Mariya Vandivort
AroundCU Real Estate Company
List Price
$310,000
Sold Price
$283,000
Premium/Discount to List
-$27,000
-8.71%
Current Estimated Value
$420,239

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$137,239
Avg. Annual Appreciation
6.71%
Original Mortgage
$226,400
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 11, 2012
Closed on
May 8, 2013
Sold by
Inskip Clarence E and Inskip Sue Ann
Bought by
Inskip Clarence E and Inskip Sue A
Seller's Agent
Russ Taylor
Taylor Realty Associates
Buyer's Agent
Russ Taylor
Taylor Realty Associates
List Price
$52,000
Sold Price
$52,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.72%

Purchase Details

Closed on
Jan 31, 2013
Sold by
Armstrong Construction Of Champaign Inc
Bought by
Inskip Clarence E and Inskip Sue Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
2.37%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 3, 2012
Sold by
Fieldstone Subdivision Llc
Bought by
Armstrong Construction Of Champaign Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
2.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lake Thomas $283,000 Attorney
Inskip Clarence E -- None Available
Inskip Clarence E $262,500 None Available
Armstrong Construction Of Champaign Inc $52,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lake Thomas $223,450
Closed Lake Thomas $226,400
Previous Owner Inskip Clarence E $190,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2019 08/06/19 Sold $283,000 -2.4% $185 / Sq Ft
06/27/2019 06/27/19 Pending -- -- --
06/12/2019 06/12/19 Price Changed $289,900 -1.7% $190 / Sq Ft
05/17/2019 05/17/19 Price Changed $294,900 -1.7% $193 / Sq Ft
04/24/2019 04/24/19 Price Changed $299,900 -1.7% $197 / Sq Ft
03/27/2019 03/27/19 Price Changed $305,000 -1.6% $200 / Sq Ft
01/30/2019 01/30/19 For Sale $310,000 +496.2% $203 / Sq Ft
06/14/2013 06/14/13 Sold $52,000 0.0% --
10/04/2012 10/04/12 Pending -- -- --
01/11/2012 01/11/12 For Sale $52,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,172 $117,860 $24,480 $93,380
2023 $8,172 $109,430 $22,730 $86,700
2022 $7,738 $101,700 $21,120 $80,580
2021 $7,292 $96,490 $20,040 $76,450
2020 $7,145 $94,320 $19,590 $74,730
2019 $6,811 $96,540 $19,320 $77,220
2018 $6,794 $96,540 $19,320 $77,220
2017 $6,892 $92,380 $18,490 $73,890
2016 $5,961 $88,320 $17,680 $70,640
2015 $5,888 $85,170 $17,050 $68,120
2014 $5,960 $86,560 $17,330 $69,230
2013 $6,243 $86,560 $17,330 $69,230
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10260522

Midwest Real Estate Data (MRED)

APN: 29-26-12-127-007