$184,900
SOLD JUL 12, 2017
Last list price

1217 Harvest Ridge Dr Saint Charles, MO 63303

3 Beds
2.5 Baths
1,680 Sq Ft
8,102 Sq Ft Lot

Recently Sold

$110 Per Sq Ft

21 Days on Market

Highlights

  • Deck
  • Property is near public transit
  • Covered patio or porch
  • Harvest Ridge Elementary School Rated A
  • Traditional Architecture
  • 2 Car Attached Garage

About This Home

As of April 2019

Two story property with tons of space inside and out!

Stop by this three bedroom, three bath home. If you have elementary schoolers, Harvest Ridge grade school is across the street... how convenient!

The home has a welcoming covered front porch. What a wonderful place for summer sitting. Dont want to be out front? Try the wood deck in the back along with the huge fenced back yard.

Living room/dining room combo is carpeted as well as the bedrooms on the 2nd floor with a jacuzzi tub in the master bath!

The unfinished basement leaves alot of room for imagination to create your own additional living space.

Stop by soon. This one wont last!

Last Agent to Sell the Property

Kathy Golden

Golden Realty, Inc License #2005011360 Listed on: 05/31/2017

Co-Listed By

Susan Stuth

Golden Realty, Inc License #2004020542

Last Buyer's Agent

Maggie Cella

Coldwell Banker Realty - Gundaker License #2016005794

Coldwell Banker Realty - Gundaker

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,910

Year Built

  • 1993

Lot Details

  • 8,102 Sq Ft Lot
  • Partially Fenced Property
  • Wood Fence
  • Level Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Frame Construction
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,680 Sq Ft Home
  • 2-Story Property
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Covered patio or porch

Location

  • Property is near public transit

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,910

Year Built

1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Municipality Township: St. Charles
  • Special Description: No Exemptions
  • Ownership: Bank
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1993

Interior Features

  • Basement: Full, Unfinished
  • Lower Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Misc Features: Covered Porch, Deck, Near Public Trans
  • Bathrooms: 3.00
  • Bedrooms: 3.00
  • Square Footage: 1680
  • Total Full Baths: 2
  • Total Half Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Aluminum Siding, Frame, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Schools

  • School District: Francis Howell R-III
  • Elementary School: Harvest Ridge Elem.
  • Middle School: Barnwell Middle
  • High School: Francis Howell North High

Lot Info

  • Lot Description: Level Lot, Partial Fencing, Sidewalks, Streetlights, Wood Fence
  • Lot Dimensions: IRREG
  • Lot Number: 5
  • Lot Sq Ft: 8102
  • Acres: 0.1860

Tax Info

  • Taxes Paid: 232
  • Taxes Paid Year: 2016

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 7, 2021
Sold by
Herman Austin and Herman Megan
Bought by
Herman Austin
Total Days on Market
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,000
Outstanding Balance
$179,630
Interest Rate
2.71%
Mortgage Type
New Conventional
Estimated Equity
$161,751

Purchase Details

Listed on
Feb 14, 2019
Closed on
Apr 10, 2019
Sold by
Lager Patricia C
Bought by
Herman Austin and Herman Megan
Seller's Agent
Maggie Cella
Coldwell Banker Realty - Gundaker
Buyer's Agent
Donna Martinez
Berkshire Hathaway Alliance
List Price
$229,900
Sold Price
$220,000
Premium/Discount to List
-$9,900
-4.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.41%
Original Mortgage
$198,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 31, 2017
Closed on
Jul 11, 2017
Sold by
Mtglq Investors Lp
Bought by
Lager Patricia C
Seller's Agent
Kathy Golden
Golden Realty, Inc
Buyer's Agent
Maggie Cella
Coldwell Banker Realty - Gundaker
List Price
$184,900
Sold Price
$182,000
Premium/Discount to List
-$2,900
-1.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.44%
Original Mortgage
$172,900
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 1, 2016
Sold by
Mckay Bridget K
Bought by
Mtglq Inverstors L P

Purchase Details

Closed on
Nov 18, 2009
Sold by
Mischick Joseph V
Bought by
Mckay Bridget K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,345
Interest Rate
4.82%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 18, 2003
Sold by
Mischick Joseph
Bought by
Mischick Joseph V and Mckay Bridget K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,900
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 23, 1998
Sold by
Bellessis Alexander J and Bellessis Mary Lynn
Bought by
Mischick Joseph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,350
Interest Rate
6.61%

Purchase Details

Closed on
Dec 20, 1996
Sold by
Ferguson Darin R E Christine
Bought by
Bellessis Alexander J and Bellessis Mary Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,522
Interest Rate
7.53%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Title Partners Agency Llc
Warranty Deed -- Us Title Corp & Agcy Inc
Special Warranty Deed $182,000 Servicelink Llc
Deed In Lieu Of Foreclosure -- None Available
Special Warranty Deed -- None Available
Interfamily Deed Transfer -- --
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $199,000 New Conventional
Closed $198,000 New Conventional
Closed $198,000 New Conventional
Previous Owner $172,900 New Conventional
Previous Owner $151,330 FHA
Previous Owner $136,345 FHA
Previous Owner $104,900 Purchase Money Mortgage
Previous Owner $107,350 No Value Available
Previous Owner $105,522 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/28/2025 05/28/25 For Sale $325,000 +41.4% $206 / Sq Ft
04/10/2019 04/10/19 Sold -- -- --
03/15/2019 03/15/19 Pending -- -- --
02/14/2019 02/14/19 For Sale $229,900 +24.3% $137 / Sq Ft
07/12/2017 07/12/17 Sold -- -- --
06/22/2017 06/22/17 Pending -- -- --
05/31/2017 05/31/17 For Sale $184,900 -- $110 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,910 $48,973 $0 $0
2022 $2,677 $41,910 $0 $0
2021 $2,680 $41,910 $0 $0
2020 $2,501 $37,584 $0 $0
2019 $2,490 $37,584 $0 $0
2018 $2,304 $32,938 $0 $0
2017 $2,271 $32,938 $0 $0
2016 $2,302 $32,185 $0 $0
2015 $2,297 $32,185 $0 $0
2014 $2,241 $30,465 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS17044328

MARIS MLS

APN: 3-0117-6919-00-0005.0000000