$187,500
SOLD MAR 13, 2025

12231 Upper Georges Creek Rd SW Frostburg, MD 21532

4 Beds
2 Baths
1,920 Sq Ft
0.57 Acres

Recently Sold

$98 Per Sq Ft

1% Below List Price

8 Days on Market

Highlights

  • Mountain View
  • 1 Fireplace
  • Living Room
  • Rambler Architecture
  • No HOA
  • Laundry Room

About This Home

As of March 2025

You have to see to believe this home! ALL new interior (kitchen, baths, flooring, drywall, wall-mounted fireplace, deck, and porch!), new roof, new HVAC, and 90% new plumbing and electric. Three bedroom and a full bath on the main level. A fully finished basement, doubling the living space! Over half an acre with stunning mountain views! This home is outside city limits, but just a few miles away from all the conveniences of Frostburg. Make an appointment today!

Last Agent to Sell the Property

Megan Roque

Better Homes & Gardens Real Estate Old Line Group Listed on: 02/04/2025

Last Buyer's Agent

Jennifer Jackson

Charis Realty Group License #RSR005314

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,037

Year Built

  • Built in 1992

Lot Details

  • 0.57 Acre Lot
  • Property is in excellent condition
  • Property is zoned GENERAL URBAN

Home Design

  • Rambler Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Family Room
  • Living Room
  • Mountain Views
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Gas Oven or Range
  • <<builtInMicrowave>>
  • Dishwasher

Bedrooms and Bathrooms

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Utilizes Natural Gas
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0119000583

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,037

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2025-02-04
  • Federal Flood Zone: No
  • Year Built: 1992
  • Automatically Close On Close Date: No
  • Remarks Public: You have to see to believe this home! ALL new interior (kitchen, baths, flooring, drywall, wall-mounted fireplace, deck, and porch!), new roof, new HVAC, and 90% new plumbing and electric. Three bedroom and a full bath on the main level. A fully finished basement, doubling the living space! Over half an acre with stunning mountain views! This home is outside city limits, but just a few miles away from all the conveniences of Frostburg. Make an appointment today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Gas, Refrigerator
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Laundry, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Full, Fully Finished
  • Total Sq Ft: 1920
  • Living Area Sq Ft: 1920
  • Price Per Sq Ft: 197.92
  • Above Grade Finished Sq Ft: 960
  • Below Grade Finished Sq Ft: 960
  • Total Below Grade Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12231

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Mountain
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Natural Gas
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24912.00
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: GENERAL URBAN
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1037.00
  • Assessor Parcel Number: 0119000583
  • Tax Total Finished Sq Ft: 960
  • Tax Year: 2024
  • Close Date: 03/13/2025

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 4, 2025
Closed on
Mar 13, 2025
Sold by
Blanco Ruben Vladimir Reyes and Martinez Geovanny Antonio
Bought by
Ingle Erika Ann
Seller's Agent
Megan Roque
Better Homes & Gardens Real Estate Old Line Group
Buyer's Agent
Jennifer Jackson
Charis Realty Group
List Price
$190,000
Sold Price
$187,500
Premium/Discount to List
-$2,500
-1.32%
Views
101
Current Estimated Value
$186,391

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,109
Avg. Annual Appreciation
-4.88%
Original Mortgage
$167,500
Outstanding Balance
$167,353
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$16,802

Purchase Details

Listed on
Jul 19, 2024
Closed on
Aug 6, 2024
Sold by
Timus Property Llc
Bought by
Blanco Ruben Vladimir Rey and Martinez Geovanny Antonio
Seller's Agent
Septimus Cummings
Taylor Properties
Buyer's Agent
Sharon Yonker
Coldwell Banker Premier
List Price
$45,000
Sold Price
$45,000
Views
10

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
978.90%

Purchase Details

Closed on
Aug 7, 2023
Sold by
Wells Fargo Bank Na
Bought by
Timus Property Llc

Purchase Details

Closed on
Nov 16, 2006
Sold by
Stegmaier Michael Leonard
Bought by
Stegmaier Michael

Purchase Details

Closed on
Nov 14, 2006
Sold by
Stegmaier Michael Leonard
Bought by
Stegmaier Michael

Purchase Details

Closed on
Oct 6, 2006
Sold by
Stegmaier Michael L and Stegmaier Janet L
Bought by
Stegmaier Michael Leonard

Purchase Details

Closed on
Sep 29, 2006
Sold by
Stegmaier Michael L and Stegmaier Janet L
Bought by
Stegmaier Michael Leonard

Purchase Details

Closed on
Jan 31, 2002
Sold by
Stegmaier Michael L and Stegmaier Cynthia K
Bought by
Stegmaier Michael L and Stegmaier Janet L
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $187,500 Allegany Garrett Titles & Sett
Deed $45,000 None Listed On Document
Special Warranty Deed $47,750 None Listed On Document
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $167,500 New Conventional
Previous Owner $154,704 FHA
Previous Owner $133,601 FHA
Previous Owner $132,660 Stand Alone Second
Previous Owner $130,935 Stand Alone Second
Previous Owner $101,600 Stand Alone Second
Previous Owner $14,000 Stand Alone Second
Previous Owner $82,240 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/13/2025 03/13/25 Sold $187,500 -1.3% $98 / Sq Ft
02/13/2025 02/13/25 Pending -- -- --
02/04/2025 02/04/25 For Sale $190,000 +322.2% $99 / Sq Ft
08/06/2024 08/06/24 Sold $45,000 0.0% $47 / Sq Ft
07/22/2024 07/22/24 Pending -- -- --
07/19/2024 07/19/24 For Sale $45,000 -- $47 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,340 $103,300 $0 $0
2023 $1,037 $95,400 $0 $0
2022 $1,135 $87,500 $36,200 $51,300
2021 $1,105 $85,967 $0 $0
2020 $1,095 $84,433 $0 $0
2019 $1,075 $82,900 $36,200 $46,700
2018 $1,045 $80,533 $0 $0
2017 $1,015 $78,167 $0 $0
2016 $492 $75,800 $0 $0
2015 $981 $75,600 $0 $0
2014 $981 $75,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2010804

Bright MLS

APN: 19-000583