$367,000
SOLD NOV 21, 2025

1225 Hancock Cir Saint Cloud, FL 34769

3 Beds
2 Baths
1,656 Sq Ft
0.31 Acres

Recently Sold

$222 Per Sq Ft

1% Below List Price

22 Days on Market

Highlights

  • View of Trees or Woods
  • Formal Dining Room
  • Cul-De-Sac
  • Mature Landscaping
  • Oversized Lot
  • Rear Porch

About This Home

As of November 2025

Welcome to Palamar Oaks Village, a charming community of just 21 homes nestled beneath beautiful mature oak trees in the heart of Saint Cloud. This well-maintained 3-bedroom, 2-bath home offers 1,656 sq. ft. of living space under heat and air, situated on an oversized lot just shy of 1/3 acre. Recent upgrades include a new roof (2022), AC (2021), and new flooring in the main living areas, providing peace of mind and modern comfort. Inside, the home features a separate dining area and a bright kitchen with an eating space overlooking the spacious backyard. The living area is highlighted by a cozy fireplace, while the primary suite offers a relaxing retreat with dual sinks, a walk-in shower, and a soaker tub. A convenient inside laundry room and ample natural light add to the home’s appeal. Step outside to the screened rear lanai, perfect for morning coffee or entertaining, with views of the generous yard framed by mature oaks. Additional highlights include gutters for easy maintenance and the unique setting of a small, tree-lined neighborhood within the city limits—close to shops, dining, and Lakefront Park. This property offers the perfect balance of privacy, charm, and location—don’t miss your opportunity to call Palamer Oaks Village home! Click on "VIRTUAL TOUR 1" for a 3-d walkthrough of this home.

Last Agent to Sell the Property

Tiffany Licata

IRON VALLEY REAL ESTATE OSCEOLA Brokerage Phone: 407-698-4663 License #3293026 Listed on: 09/25/2025

IRON VALLEY REAL ESTATE OSCEOLA

Last Buyer's Agent

Sasha Mabed

MARKET CONNECT REALTY LLC License #3281839

MARKET CONNECT REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,244

Year Built

  • Built in 1994

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 91x135
  • Cul-De-Sac
  • North Facing Home
  • Cross Fenced
  • Mature Landscaping
  • Oversized Lot
  • Property is zoned SPUD

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,656 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Views of Woods
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Screened Patio
  • Rain Gutters
  • Private Mailbox
  • Rear Porch

Location

  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Kelly Trace Association
  • Palamar Oaks Village Ph 3 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,244

Year Built

Built in 1994

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 1656
  • Lot Size Acres: 0.31
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 2409
  • Lot Size Sq Ft: 13286
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 223.80
  • Escrow City: Jacksonville
  • Escrow State: FL
  • Escrow Street Name: St. Johns Bluff Road S
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 221.62
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-698-4663
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, Solid Wood Cabinets
  • Appliances Included: Electric Water Heater, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Additional Rooms: Formal Dining Room Separate
  • Living Area Meters: 153.85

Exterior Features

  • Direction Faces: North
  • Exterior Features: Private Mailbox, Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0252G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 225
  • Association Fee Frequency: Annually
  • Association Name: Kelly Trace
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer/Buyer's Agent to verify restrictions with the HOA
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 225.00
  • Total Monthly Fees: 18.75
  • Monthly HOA Amount: 18.75

Lot Info

  • Zoning: SPUD
  • Parcel Number: 04-26-30-0410-0001-0070
  • Additional Parcels: No
  • Fencing: Cross Fenced
  • Lot Features: Cul-De-Sac, Flood Insurance Required, City Limits, Oversized Lot, Paved
  • Lot Dimensions: 91x135
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer/Buyer's Agent to verify restrictions with the HOA

Tax Info

  • Tax Annual Amount: 1243.98
  • Tax Block: 1
  • Tax Book Number: 6-9
  • Tax Lot: 7

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2025
Closed on
Nov 19, 2025
Sold by
Ritchie Robert Howard and Ritchie Sandra Carol
Bought by
Lopez Aaron and Lopez Patricia Torres
Seller's Agent
Tiffany Licata
IRON VALLEY REAL ESTATE OSCEOLA
Buyer's Agent
Sasha Mabed
MARKET CONNECT REALTY LLC
List Price
$369,000
Sold Price
$367,000
Premium/Discount to List
-$2,000
-0.54%
Views
42

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.02%
Original Mortgage
$374,890
Outstanding Balance
$374,529
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
-$6,437

Purchase Details

Closed on
Feb 29, 2016
Sold by
Ritchie Robert H and Ritchie Sandra C
Bought by
The Richie Family Living Trust and Ritchie Sandra Carol

Purchase Details

Closed on
Dec 14, 2005
Sold by
Hayes Bonnie and Hayes Stephen W
Bought by
Ritchie Robert H and Ritchie Sandra C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,920
Interest Rate
6.23%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 24, 2003
Sold by
Sweet Steven L and Sweet Joelle K
Bought by
Franks Bonnie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
5.17%

Purchase Details

Closed on
Jul 31, 2000
Sold by
Stotler Robert E and Stotler Patricia L
Bought by
Sweet Steven L and Sweet Joelle K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
8.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $367,000 Title Town
Interfamily Deed Transfer -- None Available
Warranty Deed $269,900 Stewart Approved Title Inc
Warranty Deed $148,000 --
Warranty Deed $125,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $374,890 New Conventional
Previous Owner $215,920 Purchase Money Mortgage
Previous Owner $148,000 No Value Available
Previous Owner $100,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Sold $367,000 -0.5% $222 / Sq Ft
10/17/2025 10/17/25 Pending -- -- --
09/25/2025 09/25/25 For Sale $369,000 -- $223 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,290 $117,869 -- --
2024 $1,244 $114,548 -- --
2023 $1,244 $111,212 $0 $0
2022 $1,187 $107,973 $0 $0
2021 $1,162 $104,829 $0 $0
2020 $1,146 $103,382 $0 $0
2019 $1,121 $101,058 $0 $0
2018 $1,099 $99,174 $0 $0
2017 $1,086 $97,135 $0 $0
2016 $1,059 $95,138 $0 $0
2015 -- $94,477 $0 $0
2014 -- $93,728 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5135171

Stellar MLS

APN: 04-26-30-0410-0001-0070