Seller's Agent in 2025
Elke Gerdes
Structure Real Estate
(319) 240-3034
2 in this area
187 Total Sales
123 Lewis St Waterloo, IA 50703
Highland Neighborhood
3
Beds
1
Bath
1,428
Sq Ft
7,000
Sq Ft Lot
Highlights
- Deck
- Forced Air Heating and Cooling System
- 3-minute walk to Highland Park
- 2 Car Detached Garage
About This Home
As of June 2025Welcome to your new sanctuary! This lovely 3-bedroom, 1-bath home is nestled in a private area of Waterloo and features a fenced yard and a 2-stall garage, perfect for all your needs. On the main floor, you'll find a cozy living room, a versatile flex space ideal for a home office, as well as a dining room and kitchen equipped with ample counter space and updated appliances—perfect for cooking and entertaining. Upstairs, enjoy the comfort of 3 bedrooms that share a well-appointed bath, providing plenty of space for family and guests. The basement includes a newer washer and dryer, along with ample room for storage and potential finishing updates. The private fenced yard is a haven for both two-legged and four-legged friends alike, providing a perfect outdoor retreat. With winter in Iowa, you’ll appreciate the convenience of the 2-stall garage to keep your vehicles safe and warm. Plus, located just across the street from beautiful **greenspace**, this home gives you the best of both indoor and outdoor living! Don’t miss out on this wonderful opportunity—schedule your showing today and experience all that this charming Waterloo home has to offer! *Price and additional details available upon request.*
Last Agent to Sell the Property
Structure Real Estate License #S59796000 Listed on: 04/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,318
Year Built
- Built in 1939
Lot Details
- 7,000 Sq Ft Lot
- Lot Dimensions are 50x140
- Property is zoned R-2
HOA Fees
- $4 Monthly HOA Fees
Parking
- 2 Car Detached Garage
Home Design
- 1,428 Sq Ft Home
- Concrete Foundation
- Shingle Roof
- Asphalt Roof
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Schools
- Highland Elementary School
- George Washington Carver Academy Middle School
- East High School
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
Additional Features
- Laundry on lower level
- Deck
Listing and Financial Details
- Assessor Parcel Number 891219307004
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 7, 2025
Closed on
Jun 5, 2025
Sold by
Hammill Joseph E and Hammill Jylayna
Bought by
Harris Danielle N
Seller's Agent
Elke Gerdes
Structure Real Estate
Buyer's Agent
Kelsey Jorgensen
Vine Valley Real Estate
List Price
$129,500
Sold Price
$126,000
Premium/Discount to List
-$3,500
-2.7%
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,524
Avg. Annual Appreciation
4.79%
Original Mortgage
$95,210
Outstanding Balance
$94,966
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$34,558
Purchase Details
Listed on
Apr 19, 2017
Closed on
Jul 7, 2017
Sold by
Carter Stephanie A and Tiaden Stephanie A
Bought by
Hammill Joseph E and Hammil Jylayna
Seller's Agent
Bryn Mangrich
Oakridge Real Estate
List Price
$95,000
Sold Price
$93,000
Premium/Discount to List
-$2,000
-2.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.91%
Original Mortgage
$13,950
Interest Rate
3.89%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 20, 2009
Sold by
Even David L and Even Jody
Bought by
Schlee Brooke N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,856
Interest Rate
4.9%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 10, 2008
Sold by
Co Robson Homes Inc
Bought by
Grahovic Elvisa and Dizdarevic Amel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,410
Interest Rate
5.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $126,000 | Abstract Title | |
| Warranty Deed | $93,000 | None Available | |
| Warranty Deed | $85,000 | Black Hawk County Abstract & | |
| Warranty Deed | $125,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $95,210 | New Conventional | |
| Previous Owner | $13,950 | Purchase Money Mortgage | |
| Previous Owner | $74,400 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $78,856 | FHA | |
| Previous Owner | $112,410 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/06/2025 06/06/25 | Sold | $126,000 | -2.7% | $88 / Sq Ft | |
| 04/12/2025 04/12/25 | Pending | -- | -- | -- | |
| 04/07/2025 04/07/25 | For Sale | $129,500 | +39.2% | $91 / Sq Ft | |
| 07/07/2017 07/07/17 | Sold | $93,000 | -2.1% | $65 / Sq Ft | View Prior Sale |
| 05/01/2017 05/01/17 | Pending | -- | -- | -- | |
| 04/19/2017 04/19/17 | For Sale | $95,000 | -- | $67 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,294 | $115,650 | $15,000 | $100,650 |
| 2024 | $2,294 | $115,980 | $15,000 | $100,980 |
| 2023 | $1,674 | $115,980 | $15,000 | $100,980 |
| 2022 | $1,628 | $85,100 | $15,000 | $70,100 |
| 2021 | $1,620 | $85,100 | $15,000 | $70,100 |
| 2020 | $1,586 | $79,990 | $10,000 | $69,990 |
| 2019 | $1,586 | $79,990 | $10,000 | $69,990 |
| 2018 | $1,492 | $75,620 | $10,000 | $65,620 |
| 2017 | $1,540 | $75,620 | $10,000 | $65,620 |
| 2016 | $1,518 | $75,620 | $10,000 | $65,620 |
| 2015 | $1,518 | $75,620 | $10,000 | $65,620 |
| 2014 | $1,648 | $79,990 | $10,000 | $69,990 |
Source: Public Records
Agents Affiliated with this Home
-
Elke Gerdes
-
Kelsey Jorgensen
Buyer's Agent in 2025
Kelsey Jorgensen
Vine Valley Real Estate
(319) 939-1991
2 in this area
53 Total Sales
-
Bryn Mangrich
Seller's Agent in 2017
Bryn Mangrich
Oakridge Real Estate
(319) 239-7815
160 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20251463
APN: 8912-19-307-004
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