1230 Bergman Ln NW Isanti, MN 55040
Estimated payment $3,642/month
Highlights
- 102 Feet of Waterfront
- Deck
- Covered Patio or Porch
- Beach Access
- No HOA
- Breakfast Area or Nook
About This Home
Stunning and truly one-of-a-kind, this custom-built 5BR/4BA two-story home sits on the Rum River, offering 102 feet of private river frontage on a beautifully landscaped .70-acre lot complete with its own dock. Designed for both elegance and comfort, the home features a striking stone gas fireplace with built-in shelving and a cove ceiling that creates a warm, inviting living space. The gourmet kitchen showcases granite countertops, tile backsplash, pot filler, double wall oven, gas cooktop, walk-in pantry, and a large center island with breakfast bar seating. An informal dining area flows effortlessly into the main living spaces and on to the deck, allowing you to enjoy and soak up the serene river views. The main floor also features an office with a quality built-in desk, and other shelving and cabinetry too. The amazing primary ensuite overlooks the backyard and river, enhanced by a maintenance free Juliette balcony perfect for taking in the peaceful waterfront setting. A spacious walk-in closet with an attached laundry room and a luxurious bathroom featuring a soaking tub, oversized tiled walk-in shower, in-floor heat, and private commode room complete this spa-like retreat. With four large bedrooms on one level, this home offers rare convenience and functionality. The finished walkout lower level adds even more living space with a 5th bedroom, family room, storage area, and 3⁄4 bath—ideal for guests or multigenerational living. Outside, the property is a true haven with gorgeous perennials, landscape curbing, engineered wood siding, in-ground irrigation fed from the river, leaf guard gutters, mature trees and shrubs, a custom-built fire pit and stone patio, fenced garden area, charming playhouse, and a large maintenance-free 14x12 deck. The heated and insulated three-car garage features epoxy flooring and a shop area that could accommodate a 4th vehicle. Located in the heart of Isanti with city services, sidewalks, parks, and miles of walking and biking trails—plus your own dock for fishing, kayaking, or floating the Rum River—this remarkable property offers the perfect blend of luxury, convenience, and riverside living. Enjoy the 3D virtual tour and schedule your private showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,522
Year Built
- Built in 2015
Lot Details
- Lot Dimensions are 80x36x330x55x47x353
- 102 Feet of Waterfront
- River Front
- Cul-De-Sac
- Few Trees
Parking
- 3 Car Attached Garage
- Heated Garage
- Insulated Garage
- Tandem Garage
- Garage Door Opener
Home Design
- Pitched Roof
Interior Spaces
- 2-Story Property
- Stone Fireplace
- Gas Fireplace
- Living Room with Fireplace
- Dining Room
Kitchen
- Breakfast Area or Nook
- Walk-In Pantry
- Built-In Double Oven
- Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- The kitchen features windows
Bedrooms and Bathrooms
- 5 Bedrooms
- Soaking Tub
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Window Egress
Outdoor Features
- Beach Access
- Deck
- Covered Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Water Softener is Owned
Community Details
- No Home Owners Association
- Villages On The Rum Fifth Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 161060100
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,522 | $505,000 | $82,200 | $422,800 |
| 2024 | $6,444 | $493,000 | $50,000 | $443,000 |
| 2023 | $6,360 | $493,000 | $50,000 | $443,000 |
| 2022 | $5,952 | $444,100 | $50,000 | $394,100 |
| 2021 | $5,688 | $361,300 | $36,000 | $325,300 |
| 2020 | $6,170 | $349,200 | $36,000 | $313,200 |
| 2019 | $5,728 | $365,400 | $0 | $0 |
| 2018 | $6,250 | $325,000 | $0 | $0 |
| 2016 | $906 | $0 | $0 | $0 |
| 2015 | $452 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/05/2025 12/05/25 | For Sale | $589,000 | +1450.0% | $156 / Sq Ft | |
| 08/15/2014 08/15/14 | Sold | $38,000 | -9.5% | -- | View Prior Sale |
| 04/17/2014 04/17/14 | Pending | -- | -- | -- | |
| 08/02/2013 08/02/13 | For Sale | $42,000 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $38,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $24,700 | No Value Available |
Source: NorthstarMLS
MLS Number: 6822802
APN: 16.106.0100
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