$319,900
SOLD NOV 19, 2025
Last list price

1230 Cross Creek Dr E Hernando, MS 38632

3 Beds
2.5 Baths
1,921 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$167 Per Sq Ft

57 Days on Market

Highlights

  • Gated Community
  • Community Lake
  • Cathedral Ceiling
  • Oak Grove Central Elementary School Rated A
  • Traditional Architecture
  • Hydromassage or Jetted Bathtub

About This Home

As of November 2025

Super nice home is lake community! This well maintained 3 Bedroom -2.5 Bathroom home is ready for a new owner. Features include a foyer entry that leads to a large Great Room that offers a 2-story ceiling and a decorative fireplace; a kitchen with pretty painted cabinets, tons of cabinet and counter space, under cabinet lighting and a breakfast bar; a formal dining room and a large breakfast area for family get togethers; a master bedroom with a private bath that includes a separate tub and shower, a built-in linen cabinet. a double sink vanity and a large walk-in closet; a half bath for your guests; a separate laundry area off the garage; 2 additional bedrooms and another full bathroom upstairs plus a future expandable space that is perfect for storage or a 4th bedroom/bonus room. Other interior highlights include beautiful wood floors downstairs, tons of crown molding, tall or trayed ceilings, large bedrooms, ample storage cabinets/closets, a catwalk between Bedrooms 2 and 3 that offer views of the foyer and the downstairs great room, the perfect amount of natural lighting and more. Outside you will find all new siding and freshly painted exterior, extensive landscaping from the stone lined flower beds to the tons of perennial plants that provide beautiful blooms from Spring to Fall. Home is in a quiet subdivision that offers walking trails, a playground, fishing from the large lake and it is only minutes to downtown Hernando and I-55 or I-269.

Last Agent to Sell the Property

Terry Thomas

Burch Realty Group Hernando License #B-22123 Listed on: 08/18/2025

Co-Listed By

Brian Couch

Burch Realty Group Hernando License #B-22115

Last Buyer's Agent

Donald Stocker

Crye-Leike Of MS-OB License #S-51497

Crye-Leike Of MS-OB

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,678

Year Built

  • Built in 2001

Lot Details

  • 10,019 Sq Ft Lot
  • Cul-De-Sac
  • Privacy Fence
  • Wood Fence

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 1,921 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Great Room with Fireplace
  • Laundry Room
  • Attic

Kitchen

  • Breakfast Room
  • Breakfast Bar
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Bathtub Includes Tile Surround
  • Separate Shower

Outdoor Features

  • Patio
  • Rain Gutters

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Listing and Financial Details

  • Assessor Parcel Number 3081120900007700

Community Details

Overview

  • Association fees include management
  • Cross Creek Subdivision
  • The community has rules related to covenants, conditions, and restrictions
  • Community Lake

Recreation

  • Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,678

Year Built

Built in 2001

Lot Details

0

HOA Fees

$58 per month

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: Two
  • Parking Features Parking Total: 2.0
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2001
  • Lot Size Acres: 0.23
  • Co List Office Mls Id: oburchher
  • Co List Office Phone: 662-449-1700
  • Subdivision Name: Cross Creek
  • Directions: From Hernando Town Square go north on HWY 51, turn right into Cross Creek subdivision. Follow around to the back of subdivision and home will be on the right.
  • Garage Yn: Yes
  • New Construction: No
  • Remarks Miscellaneous:Agent Remarks: Schedule showings through Showing Time app or link on MLS. Burch Realty will hold earnest money. Call Terry with any questions. Use Broker Agent info sheet for completing offers.
  • General Property Information:List PriceSqFt: 166.53
  • Appliances Microwave: Yes
  • General Property Information:New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Free-Standing Electric Range, Microwave, Stainless Steel Appliance(s)
  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Dead Bolt Lock(s), Security
  • Fireplace Features: Gas Log, Great Room
  • Flooring: Carpet, Tile
  • Interior Amenities: Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Pantry, Double Vanity
  • Window Features: Double Pane Windows
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:High Ceilings: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Kitchen Features:Breakfast RoomMorning Room: Yes
  • Fireplace Features:Great Room2: Yes
  • Attic Features:Walk-In Attic: Yes
  • Community Features:Park: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Bathroom Features:Jetted Tub: Yes
  • Bathroom Features:Ceramic Tile2: Yes
  • Community Features:Curbs: Yes
  • Community Features:Lake: Yes
  • Community Features:Gated2: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Rain Gutters
  • Fencing: Privacy, Wood
  • Foundation Details: Slab
  • Lot Features: Cul-De-Sac, Fenced
  • Roof: Architectural Shingles
  • Patio And Porch Features: Patio
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Construction Type: Brick
  • General Property Information:Accessibility Features: No
  • Lot Features:Cul-De-Sac: Yes
  • Driveway Features:Concrete Drive: Yes
  • Door Features:Dead Bolt Lock(s): Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Fenced: Yes
  • Window Features:Double Pane Windows: Yes
  • Patio And Porch Features:Patio: Yes
  • Door Features:Security2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Faces Side, Concrete
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Faces Side: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Multi Units
  • Heating: Central, Natural Gas
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association Fee: 175.0
  • Association Fee Frequency: Quarterly
  • Community Features: Curbs, Gated, Lake, Park
  • Association: Yes

Association/Amenities

  • HorseAmenitiesHorseAmenities: No
  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Association Fee Includes:Management: Yes
  • Tax and Financial Information:Association Fee: 175.0
  • Tax and Financial Information:Association Fee Frequency: Quarterly

Fee Information

  • Association Fee Includes: Management

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando
  • Junior High Dist: Desoto CO Dist

Lot Info

  • Parcel #: 3081120900007700
  • Lot Size Sq Ft: 10018.8

Tax Info

  • Tax Annual Amount: 1678.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 18, 2025
Closed on
Nov 18, 2025
Sold by
Willard Dana R
Bought by
Jackson Travon M
Seller's Agent
Terry Thomas
Burch Realty Group Hernando
Buyer's Agent
Donald Stocker
Crye-Leike Of MS-OB
List Price
$319,900
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-20.41%
Original Mortgage
$320,000
Outstanding Balance
$320,000
Interest Rate
6.3%
Mortgage Type
VA
Estimated Equity
-$8,648

Purchase Details

Closed on
Nov 6, 2019
Sold by
Daves Andrea N
Bought by
Willard Dana R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,915
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2016
Sold by
Smalley Kurt A and Smalley Tammy
Bought by
Daves Andrea N
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Guardian Title
Warranty Deed -- Guardian Title Llc
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,000 VA
Previous Owner $169,915 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/19/2025 11/19/25 Sold -- -- --
10/14/2025 10/14/25 Pending -- -- --
08/18/2025 08/18/25 For Sale $319,900 -- $167 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,948 $19,293 $3,000 $16,293
2024 $1,678 $14,260 $3,000 $11,260
2023 $1,678 $14,260 $0 $0
2022 $1,678 $14,260 $3,000 $11,260
2021 $1,678 $14,260 $3,000 $11,260
2020 $1,553 $13,358 $0 $0
2019 $1,550 $13,333 $3,000 $10,333
2017 $1,515 $23,032 $13,016 $10,016
2016 $1,730 $12,947 $3,000 $9,947
2015 $1,730 $22,894 $12,947 $9,947
2014 $1,389 $12,947 $0 $0
2013 $1,461 $12,947 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4122807

MLS United

APN: 3081120900007700