$925,000
SOLD JUL 31, 2025
4 Beds
3.5 Baths
3,734 Sq Ft
0.98 Acres

Recently Sold

$248 Per Sq Ft

3% Above List Price

2 Days on Market

Highlights

  • Lake Front
  • Lake On Lot
  • Stationary Dock
  • Boat Slip
  • Community Lake
  • Wood Flooring

About This Home

As of July 2025

Dreaming of Living on the Lake? Your Waterfront Paradise Awaits!
This exceptional lakefront property offers over 55 feet of year-round deep water frontage just 30 minutes from downtown Chattanooga—complete with a custom 1,000+ sq ft dock, boat lift, and every amenity to make lake life luxurious and low-maintenance.
Step outside and experience the best of lakefront living:
Concrete pathway to the water, or use the stairs if you want more exercise
Stationary dock by Chattanooga Dock Builders - stability—even when boats cruise by!
ThruFlow industrial decking for no-maintenance enjoyment
Launch with 10 feet of water below the keel even when the lake is at it's lowest level. 100-amp electrical service, domestic water line, and communication conduit for future cable/internet to the dock. Thoughtfully designed features including extra-deep kayak launch steps and a reinforced area for a future hot tub.
Inside the home, meticulous attention to detail continues with extensive renovations and high-end upgrades throughout. The entry welcomes you with artisan ceramic tile risers on the staircase—just the first of many custom touches.
The living room features:
Built-in glass cabinetry with wine racks
Beverage fridge and ice maker
Solid hickory cabinets that carry throughout the main level
The cozy wood-burning fireplace is just a year old, with handcrafted live-edge hickory mantel and a tile hearth.
The kitchen is a chef's dream:
Gas stovetop with 5th burner (wok-ready!)
Built-in spice and knife drawers, tray cubbies, pull-out shelving
Pot filler, under-cabinet lighting, and electronic touch faucet
Granite and nickel finishes seamlessly tie the design together
Adjacent oversized butler's pantry with automatic lighting and slide-outs. The charm continues into the half bath, featuring a Civil War-era dresser repurposed into a copper-finished vanity. Just beyond is a screened-in porch, perfect for enjoying the level backyard and local wildlife, enhanced with under-deck screening to limit bugs.
Upstairs you'll find:
3 spacious bedrooms PLUS an oversized primary suite
Laundry located within the primary walk-in closet for ultimate convenience
Luxury primary bath with dual vanities, soaking tub, and tiled shower with rain head
Custom-lit shower cubbies and another dresser-turned-vanity in the guest bath
Throughout the home, enjoy top-down bottom-up blinds, blackout features in bedrooms, and double-hung windows that tilt for easy cleaning. All bathrooms are fully remodeled, including updated commodes with two with bidet seats.
Additional upgrades include:
4-year-old roof
Two water heaters: 50-gallon electric + 75-gallon high-efficiency gas can run independently or together
All stainless steel gutter guards (a $10K value!)
Fully keyed-alike doors for convenience
And don't forget the walkout basement:
3rd garage bay with opener - perfect for lawn equipment or workshop space.
Abundant storage and reinforced safe room with TV wiring, commode, and sink - fits two twin beds
Worried about shoreline erosion? Not here - 1.5 barge loads of Rip Rap have been added for long-term protection.
This home is a rare find - move-in ready, fully upgraded, and lakefront. All that's missing is you. Schedule your private tour today!

Last Agent to Sell the Property

Marie King

Keller Williams Realty License #275070 Listed on: 06/26/2025

Keller Williams Realty

Last Buyer's Agent

Melissa Sherlin

Realty One Group Experts License #343740

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,524

Year Built

  • Built in 1994 | Remodeled

Lot Details

  • 0.98 Acre Lot
  • Lot Dimensions are 48.75x255.8
  • Lake Front
  • Home fronts navigable water
  • Cul-De-Sac
  • Irregular Lot
  • Gentle Sloping Lot
  • Back and Front Yard

Parking

  • 3 Car Attached Garage
  • Parking Available
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Property Views

  • Lake
  • Woods
  • Mountain
  • Rural

Home Design

  • Permanent Foundation
  • Block Foundation
  • Slab Foundation
  • Composition Roof
  • Asphalt Roof
  • Wood Siding
  • HardiePlank Type
  • Block And Beam Construction

Interior Spaces

  • 3,734 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Bar Fridge
  • Dry Bar
  • Tray Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Blinds
  • Bay Window
  • Window Screens
  • Entrance Foyer
  • Family Room with Fireplace
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Screened Porch
  • Utility Room in Garage
  • Storage
  • Wood Flooring
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Smart Locks

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Self-Cleaning Double Oven
  • Built-In Gas Range
  • Down Draft Cooktop
  • Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Double Vanity
  • Bidet
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Electric Dryer Hookup

Attic

  • Attic Floors
  • Storage In Attic
  • Pull Down Stairs to Attic
  • Unfinished Attic

Outdoor Features

  • Boat Slip
  • Stationary Dock
  • Lake On Lot
  • Lake Privileges
  • Balcony
  • Screened Patio
  • Shed
  • Outbuilding
  • Rain Gutters

Schools

  • North Hamilton Co Elementary School
  • Soddy-Daisy Middle School
  • Soddy-Daisy High School

Utilities

  • Multiple cooling system units
  • Central Heating
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Gas Available
  • Gas Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 042j B 006

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,524

Year Built

Built in 1994 | Remodeled

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.98
  • Lot Size: 48.75X255.8
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: None
  • Directions: From Downtown on 27 N , make right onto Highwater Rd, Right onto Old Dayton Pike, Left onto Lee Pike for 2.6 miles, Right onto Creek Hollow Lane - home will be at the end of cul-de-sac on right.
  • Above Grade Finished Sq Ft: 3734.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 3734.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1994
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 042j B 006
  • Location Tax and Legal Elementary School: North Hamilton Co Elementary
  • Location Tax and Legal Middle Or Junior School2: Soddy-Daisy Middle
  • Location Tax and Legal High School: Soddy-Daisy High
  • Location Tax and Legal:Tax Annual Amount: 2523.73
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 3734.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.98
  • General Property Information Lot Size Square Feet2: 42688.8
  • General Property Information Lot Size Dimensions: 48.75X255.8
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Other Structures:Storage3: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Foundation Details Slab: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Foundation Details Block2: Yes
  • View:Mountain(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: Second
  • Wall Oven: Yes
  • Room Types Primary Bedroom Level: Second
  • Cooling:Multi Units: Yes
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Other Structures:Shed(s): Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Utilities Natural Gas Available: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Interior Features Sitting Area: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: Second
  • Interior Features Breakfast Nook: Yes
  • Other Structures:Out Building: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Water Heater2: Yes
  • View TreesWoods: Yes
  • Roof:Composition2: Yes
  • Attic Features Pull-Down Stairs: Yes
  • View Rural2: Yes
  • Laundry Features:Inside: Yes
  • Attic Features Unfinished2: Yes
  • Exterior Features Dock2: Yes
  • Laundry Features:Upper Level: Yes
  • Foundation Details:Permanent: Yes
  • Parking Features Utility Garage: Yes
  • View:Lake2: Yes
  • Lot Features Lake on Lot2: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Wall Oven, Wine Refrigerator, Water Heater, Stainless Steel Appliance(s), Self Cleaning Oven, Refrigerator, Range Hood, Microwave, Ice Maker, Gas Water Heater, Gas Cooktop, Exhaust Fan, Electric Water Heater, Down Draft, Double Oven, Dishwasher, Cooktop, Built-In Gas Range, Bar Fridge
  • Has Basement: Full, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Family Room, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Bidet, Bookcases, Breakfast Nook, Built-in Features, Ceiling Fan(s), Double Vanity, Dry Bar, Eat-in Kitchen, Entrance Foyer, Granite Counters, Pantry, Separate Dining Room, Separate Shower, Sitting Area, Soaking Tub, Storage, Tray Ceiling(s), Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Bay Window(s), Blinds, Double Pane Windows, Screens, Window Treatments
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Appliances:Icemaker: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Exhaust Fan: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Community Features:Street Lights: Yes
  • Interior Features:Dry Bar: Yes
  • Appliances:Cooktop: Yes
  • Community Features:Curbs: Yes
  • Interior Features:Bookcases: Yes
  • Interior Features:Bidet: Yes
  • Basement:Partially Finished: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Appliances:Built-In Gas Range: Yes
  • Attic Features:Floored: Yes
  • Community Features:Lake: Yes
  • Appliances:Bar Fridge: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Back Yard, Cul-De-Sac, Front Yard, Gentle Sloping, Irregular Lot, Views, Waterfront
  • Pool Features: None
  • View: Lake, Mountain(s), Rural, Trees/Woods
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Lake Privileges, Navigable Water
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Block, HardiPlank Type, Wood Siding
  • Exterior Features: Balcony, Boat Slip, Dock, Dock - Stationary, Rain Gutters, Smart Lock(s), Storage
  • Foundation Details: Block, Permanent, Slab
  • Other Structures: Outbuilding, Shed(s), Storage
  • Patio And Porch Features: Covered, Front Porch, Porch - Covered, Porch - Screened, Screened
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt, Composition
  • Exterior Features:Boat Slip: Yes
  • Exterior Features:Dock - Stationary: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Covered: Yes
  • Construction Materials:Wood Siding: Yes
  • Exterior Features:Storage: Yes
  • Lot Features:Back Yard2: Yes
  • Window Features:Window Treatments: Yes
  • Construction Materials:Block: Yes
  • Lot Features:Front Yard2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Irregular Lot: Yes
  • Lot Features:Views: Yes
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Window Features:Bay Window(s): Yes
  • Exterior Features:Balcony: Yes
  • Window Features:Double Pane Windows: Yes
  • Exterior Features:Smart Lock(s): Yes
  • Construction Materials:HardiPlank Type: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Privileges: Yes
  • Lot Features:Waterfront2: Yes
  • Waterfront Features:Lake3: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Navigable Water: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street, Paved, Utility Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Paved2: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Cooling: Ceiling Fan(s), Electric, Multi Units, Varies by Unit
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Lake, Street Lights
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: North Hamilton Co Elementary
  • High School: Soddy-Daisy High
  • Middle Or Junior School: Soddy-Daisy Middle

Lot Info

  • Lot Size Sq Ft: 42688.8
  • Additional Parcels: No
  • Parcel #: 042j B 006

Tax Info

  • Tax Annual Amount: 2523.73

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 26, 2025
Closed on
Jul 31, 2025
Sold by
Harden James R and Harden Roseann M
Bought by
Tod E Bassett And Lisa A Leduc Trust and Bassett
Seller's Agent
Marie King
Keller Williams Realty
Buyer's Agent
Melissa Sherlin
Realty One Group Experts
List Price
$899,900
Sold Price
$925,000
Premium/Discount to List
$25,100
2.79%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-48.72%
Original Mortgage
$468,281
Outstanding Balance
$468,281
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$414,464

Purchase Details

Listed on
Apr 23, 2021
Closed on
Sep 1, 2021
Sold by
Mcguire Jeffrey Jon and Mcguire Vicki Lujan
Bought by
Harden James R and Harden Roseann M
Seller's Agent
Austin Sizemore
EXP Realty, LLC
Buyer's Agent
Marie King
Keller Williams Realty
List Price
$675,000
Sold Price
$600,000
Premium/Discount to List
-$75,000
-11.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.68%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $925,000 Equity Title
Warranty Deed $925,000 Equity Title
Warranty Deed $600,000 Bridge City Title Downtown
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $468,281 VA
Closed $468,281 VA
Previous Owner $50,000 Future Advance Clause Open End Mortgage
Previous Owner $191,581 New Conventional
Previous Owner $209,650 Unknown
Previous Owner $30,000 Credit Line Revolving
Previous Owner $211,000 Unknown
Previous Owner $31,600 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Sold $925,000 +2.8% $248 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
06/26/2025 06/26/25 For Sale $899,900 +50.0% $241 / Sq Ft
09/01/2021 09/01/21 Sold $600,000 -11.1% $161 / Sq Ft
07/15/2021 07/15/21 Pending -- -- --
04/23/2021 04/23/21 For Sale $675,000 -- $181 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,515 $112,400 $0 $0
2023 $2,524 $112,400 $0 $0
2022 $2,524 $112,400 $0 $0
2021 $2,524 $112,400 $0 $0
2020 $2,694 $97,100 $0 $0
2019 $2,694 $97,100 $0 $0
2018 $2,694 $97,100 $0 $0
2017 $2,694 $97,100 $0 $0
2016 $2,560 $0 $0 $0
2015 $2,560 $92,250 $0 $0
2014 $2,560 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Greater Chattanooga REALTORS®

MLS Number: 1515462

Greater Chattanooga REALTORS®

APN: 042J-B-006