NOT LISTED FOR SALE

1232 Garfield Ave Loveland, CO 80537

Estimated Value: $445,000 - $478,000

2 Beds
1 Bath
1,254 Sq Ft
$364/Sq Ft Est. Value

Last Sold November 21, 2018

Last sale price $325,500 $260 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $2,576/month

4 Days on Market

Highlights

  • Wood Flooring
  • Cottage
  • Storm Windows
  • No HOA
  • 1 Car Attached Garage
  • 2-minute walk to Dwayne Webster Veterans Park

About This Home

As of November 2018

Adorable enchanted cottage built in 1908! Cute as can be in every nook and cranny. Cozy on up to the wood burning fireplace in the dining room. Kitchen, dining, living room and nook features wood floors. 2 bedroom, 1 bath. oversized one car attached garage and a one car detached garage. Walking distance to Lake Loveland, parks and the new Downtown Foundry. Don't wait this one is sure to go fast!

Last Agent to Sell the Property

Tracys Team

RE/MAX Alliance-Loveland Listed on: 10/05/2018

RE/MAX Alliance-Loveland

Co-Listed By

Tracy Wilson

RE/MAX Alliance-Loveland

Last Buyer's Agent

Sebrina Osilka

Allegiant Property Service

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,317

Year Built

  • Built in 1908

Lot Details

  • 0.27 Acre Lot
  • West Facing Home
  • Wood Fence
  • Chain Link Fence
  • Level Lot
  • Sprinkler System

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway Level

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,254 Sq Ft Home
  • 1-Story Property
  • Self Contained Fireplace Unit Or Insert
  • Window Treatments
  • Dining Room
  • Crawl Space
  • Storm Windows
  • Laundry on main level

Kitchen

  • Gas Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom
  • Primary bathroom on main floor

Eco-Friendly Details

  • Energy-Efficient HVAC
  • Energy-Efficient Thermostat

Outdoor Features

  • Patio
  • Exterior Lighting

Schools

  • Ponderosa Elementary School
  • Bill Reed Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Lakeside Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0381454

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,317

Year Built

Built in 1908

Lot Details

0

Parking

1

Listing Details

  • Year Built: 1908
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.27
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Co List Office Mls Id: 8RM1L
  • Subdivision Name: Lakeside
  • Directions: From Hwy 34 turn south on Garfield Avenue; home is on left side of road
  • Above Grade Finished Sq Ft: 1254
  • Architectural Style: Cottage/Bung, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Efficiency: HVAC, Thermostat
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1254
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Gas Range/Oven, Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Disposal
  • Accessibility Features: Level Lot, Level Drive, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: None, Crawl Space
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Insert, Dining Room
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Separate Dining Room, Walk-In Closet(s)
  • Living Area: 1254
  • Window Features: Window Coverings, Storm Window(s)
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 130
  • Master Bedroom Master Bedroom Width: 10
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 169
  • Living Room Features: Wood Floor
  • Room Kitchen Area: 90
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 120
  • Room Dining Room Area: 156
  • Master Bathroom Features: Full Primary Bath
  • ResoLivingAreaSource: Other

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood, Chain Link
  • Lot Features: Curbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet, Lawn Sprinkler System, Level
  • Waterfront: No
  • Construction Type: Wood/Frame, Vinyl Siding
  • Direction Faces: West
  • Exterior Features: Lighting
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Parking Features: Garage Door Opener
  • IRESDS_Garage Sq Ft: 416
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, City
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: No

Schools

  • Elementary School: Ponderosa
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: SFR
  • Lot Size Sq Ft: 11563
  • Parcel #: R0381454
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2017
  • Tax Annual Amount: 1317

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 5, 2018
Closed on
Nov 21, 2018
Sold by
Lewis Rebecca L
Bought by
Boone Robert R and Boone Rachel H
Seller's Agent
Tracys Team
RE/MAX Alliance-Loveland
Buyer's Agent
Sebrina Osilka
Allegiant Property Service
List Price
$327,500
Sold Price
$325,500
Premium/Discount to List
-$2,000
-0.61%
Current Estimated Value
$456,433

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,933
Avg. Annual Appreciation
4.99%
Original Mortgage
$225,500
Outstanding Balance
$198,683
Interest Rate
4.9%
Mortgage Type
New Conventional
Estimated Equity
$257,750

Purchase Details

Listed on
Oct 3, 2016
Closed on
Nov 21, 2016
Sold by
Eheart Melissa
Bought by
Lewis Rebecca L
Seller's Agent
Nancy Baxter
C3 Real Estate Solutions, LLC
Buyer's Agent
Tracy Wilson
RE/MAX Alliance-Loveland
List Price
$279,900
Sold Price
$279,000
Premium/Discount to List
-$900
-0.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.01%
Original Mortgage
$223,200
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 8, 2013
Sold by
Cummins Barry and Cummins Cathy
Bought by
Eheart Melissa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
4.34%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 15, 2013
Closed on
Apr 25, 2013
Sold by
Bratton Tamara
Bought by
Cummins Barry and Cummins Cathy
Seller's Agent
Karla VanDenBerg
Group Centerra
Buyer's Agent
Non-IRES Agent
Non-IRES
List Price
$165,000
Sold Price
$166,200
Premium/Discount to List
$1,200
0.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.40%
Original Mortgage
$132,960
Interest Rate
3.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 31, 2010
Sold by
Eppstein Dori L and Eppstein Ranson Dori L
Bought by
Bratton Tamara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,283
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 10, 2003
Sold by
Lightsey Judson H
Bought by
Eppstein Dori L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,500
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 2, 2000
Sold by
Lightsey Judson H and Lightsey Marilyn K
Bought by
Lightsey Judson H

Purchase Details

Closed on
Oct 2, 1996
Sold by
Sykes Dawn Alane
Bought by
Lightsey Marilyn K and Lightsey Judson H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,100
Interest Rate
8.62%
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Boone Robert R $325,500 Unified Title Co
Lewis Rebecca L $279,000 Fidelity National Title
Eheart Melissa -- Tggt
Cummins Barry $166,200 Tggt
Bratton Tamara $150,000 Chicago Title Co
Eppstein Dori L $145,000 Land Title Guarantee Company
Lightsey Judson H -- --
Lightsey Marilyn K $109,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Boone Robert R $225,500
Previous Owner Lewis Rebecca L $223,200
Previous Owner Eheart Melissa $136,000
Previous Owner Cummins Barry $132,960
Previous Owner Bratton Tamara $147,283
Previous Owner Eppstein Dori L $130,500
Previous Owner Lightsey Marilyn K $98,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/19/2020 02/19/20 Off Market $325,500 -- --
01/28/2019 01/28/19 Off Market $279,000 -- --
01/28/2019 01/28/19 Off Market $166,200 -- --
11/21/2018 11/21/18 Sold $325,500 -0.6% $260 / Sq Ft
10/05/2018 10/05/18 For Sale $327,500 +17.4% $261 / Sq Ft
11/21/2016 11/21/16 Sold $279,000 -0.3% $226 / Sq Ft View Prior Sale
10/22/2016 10/22/16 Pending -- -- --
10/03/2016 10/03/16 For Sale $279,900 +68.4% $226 / Sq Ft
04/25/2013 04/25/13 Sold $166,200 +0.7% $131 / Sq Ft View Prior Sale
03/26/2013 03/26/13 Pending -- -- --
03/15/2013 03/15/13 For Sale $165,000 -- $130 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,181 $31,008 $6,700 $24,308
2024 $2,103 $31,008 $6,700 $24,308
2022 $1,872 $23,526 $4,726 $18,800
2021 $1,924 $24,203 $4,862 $19,341
2020 $1,900 $23,902 $4,862 $19,040
2019 $1,868 $23,902 $4,862 $19,040
2018 $1,529 $18,583 $2,808 $15,775
2017 $1,317 $18,583 $2,808 $15,775
2016 $1,114 $15,187 $2,706 $12,481
2015 $1,105 $15,190 $2,710 $12,480
2014 $950 $12,630 $2,150 $10,480
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 863996

IRES MLS

APN: 95132-08-028