$425,000

1238 Finch St Loveland, CO 80537

Estimated payment $2,924/month

Total Views 2,347
2 Beds
2 Baths
1,350 Sq Ft
$315 Price per Sq Ft

Highlights

  • Fitness Center
  • Open Floorplan
  • Contemporary Architecture
  • Senior Community
  • Clubhouse
  • Cathedral Ceiling

About This Home

Desirable over 55 Senior living at Mirasol Senior Living Community. Well-maintained 2-bedroom, 2-bathroom duplex with an oversized 2-car garage is thoughtfully designed for accessible living. The welcoming front porch provides a great spot to greet neighbors, while the open-concept layout creates a bright, airy atmosphere. Vaulted-ceiling living room features a ceiling fan and a cozy gas log fireplace, flowing seamlessly into the dining area with natural light from north-facing windows. Built-in office nook with shelving offers a convenient workspace. Kitchen includes refrigerator, flat-top range, microwave, dishwasher, disposal, generous countertops, pantry, and ample cabinet space-all set on easy-care laminate wood flooring. Off kitchen, enjoy a patio with a gas line for a BBQ grill and a garden space. Spacious carpeted primary suite with large window includes a private bathroom with dual sinks, a walk-in shower, grab bars, linen closet, medicine cabinet, and carpeted walk-in closet with custom shelving. Guest bedroom features a large window for natural light, making it ideal for guests or hobbies. A full hall bath includes a step-in tub. Additionally, hallway laundry closet with shelving and included washer/dryer, a second hallway linen closet for extra storage, and a finished garage with interior home access with coat closet. HOA takes care of lawn care, snow removal, exterior maintenance, exterior home insurance, & event center-making this an ideal low-maintenance home. Home is classified as affordable housing; it has a Deed of Trust with the housing authority of a value of $60K. There no payments on this deed ; however, buyer must income qualify via application to show income less than 70% of Loveland AMI. Cash or loan to close at listing price $425,000 is $365,000.

Listing Agent

Nanci Garnand

Real Listed on: 06/20/2025

Real

Co-Listing Agent

Valeria Zahourek

Real

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,905

Year Built

  • Built in 2007

Lot Details

  • 3,883 Sq Ft Lot
  • North Facing Home

HOA Fees

  • $438 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Half Duplex
  • Contemporary Architecture
  • Wood Frame Construction
  • Composition Roof
  • Stucco

Interior Spaces

  • 1,350 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Accessible Home Design

  • No Interior Steps
  • Accessible Approach with Ramp

Outdoor Features

  • Patio

Schools

  • Winona Elementary School
  • Bill Reed Middle School
  • Mountain View High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number R1640331

Community Details

Overview

  • Senior Community
  • Association fees include snow removal, ground maintenance, maintenance structure, hazard insurance
  • Mirasol Association, Phone Number (970) 663-1300
  • Mirasol 1St Sub Lov Subdivision

Amenities

  • Clubhouse
  • Business Center
  • Recreation Room

Recreation

  • Fitness Center
  • Park

Pet Policy

  • Dogs and Cats Allowed

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,905

Year Built

Built in 2007

Lot Details

0

HOA Fees

$438 per month

Parking

2

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Disposal,Smoke Alarm(s)
  • Year Built: 2007
  • Property Sub Type: Attached Dwelling
  • Prop. Type: Attached Dwelling
  • Horses: No
  • Lot Size Acres: 0.09
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Co List Office Mls Id: RLBKL
  • Subdivision Name: Mirasol 1st Sub Lov
  • Directions: Drive South on Madison to where it dead ends at the trailhead for the Old St. Louis Natural Area. Turn Right (West) on Finch. The destination is on your left after crossing Inca Dove Cir., South Side of Finch. Right side duplex.
  • Above Grade Finished Sq Ft: 1350
  • Architectural Style: Contemporary/Modern, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: Yes
  • Building Stories: 1
  • Structure Type: Townhouse, 1/2 Duplex
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1350
  • Special Features: None
  • Stories: 1

Interior Features

  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
  • Accessibility Features: Accessible Approach with Ramp, Level Lot, No Stairs, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: None
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Gas, Living Room
  • Fireplace: Yes
  • Interior Amenities: High Speed Internet, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Walk-In Closet(s)
  • Living Area: 1350
  • Main Level Bathrooms: 2
  • Window Features: Window Coverings, Double Pane Windows
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 143
  • Master Bedroom Master Bedroom Width: 13
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Luxury Vinyl Floor
  • Room Living Room Area: 238
  • Living Room Features: Luxury Vinyl Floor
  • Room Kitchen Area: 154
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 208
  • Room Dining Room Area: 110
  • Master Bathroom Features: 3/4 Primary Bath

Exterior Features

  • Roof: Composition
  • Lot Features: Curbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet, Level, Within City Limits
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure, Home Warranty
  • Home Warranty: Yes
  • Construction Type: Wood/Frame, Stucco
  • Direction Faces: North
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_Garage Sq Ft: 420
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of Lovelan
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, XCEL Energy

Condo/Co-op/Association

  • HOA Fee Includes: Snow Removal, Maintenance Grounds, Maintenance Structure, Hazard Insurance
  • Community Features: Clubhouse, Fitness Center, Park, Business Center, Recreation Room
  • Senior Community: Yes
  • Association Fee: 438
  • Association Fee Frequency: Monthly
  • Association Name: Mirasol
  • Phone: 970-663-1300
  • Association: Yes
  • Pets Allowed: Dogs OK, Cats OK

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Winona
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: P-87
  • Lot Size Sq Ft: 3883
  • Parcel #: R1640331
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1905

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,905 $27,550 $8,040 $19,510
2024 $1,837 $27,550 $8,040 $19,510
2022 $1,753 $22,031 $4,552 $17,479
2021 $1,801 $22,665 $4,683 $17,982
2020 $1,793 $22,551 $4,683 $17,868
2019 $1,763 $22,551 $4,683 $17,868
2018 $1,971 $23,954 $4,716 $19,238
2017 $1,698 $23,954 $4,716 $19,238
2016 $1,615 $22,018 $5,214 $16,804
2015 $1,602 $22,010 $5,210 $16,800
2014 $1,510 $20,080 $5,210 $14,870
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 For Sale $425,000 -- $315 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 First American Title
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $254,500 Security Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $30,000 Unknown
Open $60,600 Commercial
Open $183,200 New Conventional
Previous Owner $60,600 Seller Take Back
Source: Public Records

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Source: IRES MLS

MLS Number: 1037374

IRES MLS

APN: 95241-72-003