A
Seller's Agent in 2025
Amanda Alt
D.R. Horton, Inc.
(763) 226-6780
29 in this area
36 Total Sales
12385 81st St NE Otsego, MN 55330
4
Beds
2.5
Baths
2,920
Sq Ft
9,801
Sq Ft Lot
Highlights
- New Construction
- Recreation Room
- Covered Patio or Porch
- Rogers Middle School Rated 9+
- No HOA
- Stainless Steel Appliances
About This Home
As of June 2025**Ask how you can receive a 5.50% FHA/VA or a 5.99% Conventional 30-year fixed rate AND up to $10,000 in closing costs. Meet the Hudson by DR Horton. This amazing floor plan has a flex room on the main level along with a large open living, dining and kitchen space. All kitchen appliances are stainless steel, and the countertops are an amazing quartz. Upper level boasts 4 spacious bedrooms, massive loft area and laundry. The primary suite is home to a private walk-in closet along with ensuite bath featuring double vanity and walk-in shower. Don't forget the LARGE rec room/family room already finished in the basement! The basement also includes a future bedroom and bathroom rough in! Take this home and place it in the great location -Adjacent to Prairie Pointe are Prairie View Elementary and Middle Schools. These brand-new facilities provide a state-of-the-art learning experience. Prairie View Elementary (est. 2017) and Middle (est. 2023) Schools. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. No neighborhood HOA.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,120
Year Built
- Built in 2025 | New Construction
Lot Details
- 9,801 Sq Ft Lot
- Lot Dimensions are 56 x 153 x 73 x 150
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Flex
- Pitched Roof
- Architectural Shingle Roof
Interior Spaces
- 2-Story Property
- Electric Fireplace
- Family Room with Fireplace
- Living Room with Fireplace
- Recreation Room
- Loft
- Washer and Dryer Hookup
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Partially Finished Basement
- Drainage System
- Sump Pump
- Drain
- Basement Storage
- Natural lighting in basement
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- 200+ Amp Service
Additional Features
- Air Exchanger
- Covered Patio or Porch
- Sod Farm
Community Details
- No Home Owners Association
- Built by D.R. HORTON
- Prairie Pointe Community
- Prairie Pointe Subdivision
Listing and Financial Details
- Assessor Parcel Number 118376003040
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 21, 2025
Closed on
Jun 26, 2025
Sold by
Dr Horton Inc
Bought by
Ruffin Angela Brianne and Ruffin Marcus Andrew
Seller's Agent
Amanda Alt
D.R. Horton, Inc.
Buyer's Agent
Brian Houts
JPW Realty
List Price
$521,875
Sold Price
$499,990
Premium/Discount to List
-$21,885
-4.19%
Views
9
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,945
Avg. Annual Appreciation
-1.38%
Original Mortgage
$484,990
Outstanding Balance
$483,745
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$14,300
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $499,990 | Dhi Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $484,990 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | Sold | $499,990 | 0.0% | $171 / Sq Ft |
| 05/21/2025 05/21/25 | Pending | -- | -- | -- |
| 05/19/2025 05/19/25 | Price Changed | $499,990 | -3.3% | $171 / Sq Ft |
| 05/01/2025 05/01/25 | Price Changed | $516,990 | +0.4% | $177 / Sq Ft |
| 04/26/2025 04/26/25 | Price Changed | $514,990 | -1.3% | $176 / Sq Ft |
| 03/21/2025 03/21/25 | For Sale | $521,875 | -- | $179 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,120 | $85,000 | $85,000 | $0 |
| 2024 | $46 | $85,000 | $85,000 | $0 |
| 2023 | $46 | $71,500 | $71,500 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Amanda Alt
-
Brian Houts
Buyer's Agent in 2025
Brian Houts
JPW Realty
(612) 227-0863
2 in this area
117 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6689228
APN: 118-376-003040
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