$849,999
SOLD APR 28, 2025

124 Finnians Way Nipomo, CA 93444

3 Beds
2.5 Baths
1,932 Sq Ft
4,276 Sq Ft Lot

Recently Sold

$440 Per Sq Ft

3% Below List Price

14 Days on Market

Highlights

  • Gated Community
  • Loft
  • Hiking Trails
  • Wood Flooring
  • Quartz Countertops
  • 2 Car Attached Garage

About This Home

As of April 2025

Step inside to find beautiful hardwood floors that flow throughout the main level, with a gas fireplace, enhancing the warmth and charm of the space. The upgraded cabinetry in the kitchen provides ample storage and a contemporary touch, making meal prep a pleasure. The kitchen boasts quartz countertops, and stainless steel appliances. High ceilings create an airy ambiance, adding to the home’s inviting feel.Upstairs, you’ll discover three generously sized bedrooms, perfect for family or guests, alongside two beautifully appointed bathrooms. An office nook offers a quiet space for work or study, ensuring productivity without sacrificing comfort.The exterior is just as impressive, featuring a fully landscaped front and back yard that provides a serene outdoor retreat. The epoxy-coated garage floor adds durability and style, perfect for keeping your space organized. The home also has a tankless water heater.Nestled in a quiet, gated community with controlled access, this home is an oasis of tranquility while still being close to local amenities. There is a private walking trail as well. Don’t miss the opportunity to make this exceptional property your own!

Last Agent to Sell the Property

ANDREW SPEAR

SPEAR REALTY GROUP Brokerage Phone: 909-856-8782 License #02101455 Listed on: 03/15/2025

Last Buyer's Agent

Alison Andrea

Andrea and Company Real Estate License #02007480

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,122

Year Built

  • Built in 2018

Lot Details

  • 4,276 Sq Ft Lot
  • Drip System Landscaping
  • Level Lot
  • Front and Back Yard Sprinklers

HOA Fees

  • $160 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Gate

Home Design

  • Entry on the 1st floor
  • Planned Development

Interior Spaces

  • 1,932 Sq Ft Home
  • 2-Story Property
  • Entryway
  • Family Room with Fireplace
  • Loft

Kitchen

  • Convection Oven
  • Gas Oven
  • Gas Range
  • Range Hood
  • Microwave
  • Water Line To Refrigerator
  • Dishwasher
  • Quartz Countertops
  • Built-In Trash or Recycling Cabinet

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • All Upper Level Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Gas And Electric Dryer Hookup

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Utilities

  • Forced Air Heating System
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 092574006

Community Details

Overview

  • Villas At Bella Terra Association, Phone Number (805) 461-0888
  • Academe Real Estate & Property Management HOA
  • Nipomo Subdivision
  • Maintained Community

Recreation

  • Hiking Trails

Security

  • Controlled Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,122

Year Built

Built in 2018

Lot Details

0

HOA Fees

$160 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Property Attached: No
  • Security: Automatic Gate, Carbon Monoxide Detector(s), Fire and Smoke Detection System, Fire Sprinkler System, Gated Community
  • Subdivision Name Other: Nipomo(340)
  • View: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 092574006
  • Year Built: 2018
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1932.00 Square Feet
  • Stories: 2
  • Entry Location: Ground level
  • Common Walls: No Common Walls
  • Flooring: Carpet, Wood
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Level: 1
  • Fireplace Features: Family Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 439.96
  • Room Type: All Bedrooms Up, Entry, Family Room, Kitchen, Laundry, Loft, Walk-In Closet
  • Room Kitchen Features: Built-In Trash/Recycling, Quartz Counters

Exterior Features

  • Pool Private: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Sewer Connected, Water Connected
  • Sprinklers: Yes
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Convection Oven, Dishwasher, Gas Oven, Gas Range, High Efficiency Water Heater, Microwave, Range Hood, Tankless Water Heater, Water Line to Refrigerator
  • Heating Type: Forced Air
  • Laundry Features: Gas & Electric Dryer Hookup, Individual Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Hiking Trails, Maintenance Grounds, Controlled Access
  • Association Fee: 160.00
  • Association Fee Frequency: Monthly
  • Association Name: Villas at Bella Terra
  • Phone: 805-461-0888
  • Senior Community: No
  • Common Interest: Planned Development
  • Community Features: Hiking, Storm Drains
  • Association Management: Academe Real Estate & Property Management

Schools

  • School District: Lucia Mar Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Landscaped, Level, Sprinkler System, Sprinklers Drip System, Sprinklers In Front, Sprinklers In Rear, Sprinklers Timer
  • Lot Size Sq Ft: 4276.00
  • Lot Size Acres: 0.0982

Multi Family

  • Lease Considered: No
  • Lot Size Area: 4276.0000 Square Feet
  • Number Of Units Total: 1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2025
Closed on
Apr 15, 2025
Sold by
Spear Andrew K
Bought by
Montero Michael J and Montero Anna M
Seller's Agent
ANDREW SPEAR
SPEAR REALTY GROUP
Buyer's Agent
Alison Andrea
Andrea and Company Real Estate
List Price
$875,000
Sold Price
$849,999
Premium/Discount to List
-$25,001
-2.86%
Views
28
Current Estimated Value
$847,191

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,808
Avg. Annual Appreciation
-0.75%
Original Mortgage
$679,899
Outstanding Balance
$676,316
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$170,875

Purchase Details

Listed on
Sep 15, 2020
Closed on
Oct 4, 2020
Sold by
Jett Rink Llc
Bought by
Crowe Christina Lusak and Crowe Christopher Erynn
Seller's Agent
Tiffany Hernandez
LPT Realty, Inc.
Buyer's Agent
Danielle Nunes
LPT Realty, Inc.
List Price
$619,000
Sold Price
$619,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.25%
Original Mortgage
$607,788
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 28, 2016
Sold by
Eudy James R and Eudy Sandra L
Bought by
Jett Rink Llc

Purchase Details

Closed on
Jul 30, 2015
Sold by
Hilton Douglas
Bought by
Eudy James R and Eudy Sandra L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $850,000 Fidelity National Title
Grant Deed $619,000 First American Title Company
Grant Deed -- None Available
Grant Deed $1,450,000 First American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $679,899 New Conventional
Previous Owner $607,788 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/28/2025 04/28/25 Sold $849,999 0.0% $440 / Sq Ft
03/23/2025 03/23/25 Price Changed $849,999 -2.3% $440 / Sq Ft
03/20/2025 03/20/25 Price Changed $869,999 -0.6% $450 / Sq Ft
03/15/2025 03/15/25 For Sale $875,000 +5.9% $453 / Sq Ft
04/26/2022 04/26/22 Sold $826,000 +10.1% $428 / Sq Ft View Prior Sale
03/29/2022 03/29/22 Pending -- -- --
03/24/2022 03/24/22 For Sale $749,900 +21.1% $388 / Sq Ft
10/16/2020 10/16/20 Sold $619,000 0.0% $320 / Sq Ft View Prior Sale
09/17/2020 09/17/20 Pending -- -- --
09/15/2020 09/15/20 For Sale $619,000 -- $320 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,122 $876,556 $344,892 $531,664
2024 $9,016 $859,370 $338,130 $521,240
2023 $9,016 $842,520 $331,500 $511,020
2022 $6,736 $631,380 $229,500 $401,880
2021 $6,715 $619,000 $225,000 $394,000
2020 $4,860 $441,425 $118,901 $322,524
2019 $4,829 $432,770 $116,570 $316,200
2018 $4,770 $424,285 $114,285 $310,000
2017 $1,104 $92,437 $92,437 $0
2016 $1,043 $90,625 $90,625 $0
2015 $1,621 $145,000 $145,000 $0
2014 $1,593 $135,000 $135,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: IG25057510

California Regional Multiple Listing Service (CRMLS)

APN: 092-574-006