124 Gulf Terrace Ln Port St. Joe, FL 32456
Saint Joe Beach Neighborhood
3
Beds
2
Baths
1,488
Sq Ft
0.25
Acres
Highlights
- Florida Architecture
- Walk-In Pantry
- Breakfast Bar
- Screened Porch
- Interior Lot
- Recessed Lighting
About This Home
As of July 2025Under Contract with a Kick Out Clause in place - Preferred lender offering interest rates in the high 4's or low 5's—contact us for details! This newly built modern Florida cottage offers the perfect blend of style, durability, and coastal charm. Nestled just three blocks from St. Joe Beach on a quarter-acre X Flood Zone lot, this stunning home is located in a short-term rental-friendly neighborhood with no HOA fees. From the moment you arrive, the home's curb appeal stands out with board and batten Hardie siding, a welcoming screened-in front porch, and ample parking. Inside, you'll find a beautifully designed open-concept living space with vaulted ceilings, LVP flooring throughout, and a sleek kitchen featuring stainless steel appliances, quartz countertops, and ample cabinetry. The huge fenced backyard offers endless possibilitieswhether you envision adding a pool, pickleball court, or creating your own private retreat. With a spacious layout ideal for entertaining and high-end finishes that enhance both style and function, this home is move-in ready for full-time living, a vacation getaway, or an investment property.
Conveniently located just 12 minutes from Port St. Joe, 10 minutes from Mexico Beach, and 30 minutes from Cape San Blas, you'll enjoy easy access to some of Florida's most beautiful coastal destinations. St. Joe Beach is dog-friendly, with pristine, sugar-white sand perfect for relaxing or enjoying the Gulf waters.
Don't miss this opportunity to own a stylish, well-built coastal home in a prime location!
Elementary, Middle and High School is Port St. Joe.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,063
Year Built
- Built in 2024
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 52x208
- Back Yard Fenced
- Interior Lot
- Level Lot
Home Design
- Florida Architecture
- Slab Foundation
- Cement Board or Planked
Interior Spaces
- 1,488 Sq Ft Home
- 1-Story Property
- Recessed Lighting
- Screened Porch
- Vinyl Flooring
- Laundry Room
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Schools
- See Remarks Elementary And Middle School
- See Remarks High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 03816-655R
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 21, 2023
Sold by
Heard William H and Heard Wendy F
Bought by
Realtyfire Panama City 1 Llc
Purchase Details
Closed on
Mar 14, 2005
Sold by
Highland Coastal Properties Llc
Bought by
Heard William H and Heard Wendy F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,900
Interest Rate
5.54%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in the area
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $102,500 | None Listed On Document | |
| Warranty Deed | $169,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $291,500 | New Conventional | |
| Previous Owner | $152,900 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $425,000 | -9.6% | $286 / Sq Ft |
| 05/16/2025 05/16/25 | Pending | -- | -- | -- |
| 03/04/2025 03/04/25 | For Sale | $469,900 | -- | $316 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,063 | $90,000 | $90,000 | -- |
| 2023 | $689 | $42,871 | $0 | $0 |
| 2022 | $609 | $57,000 | $57,000 | $0 |
| 2021 | $570 | $50,000 | $50,000 | $0 |
| 2020 | $559 | $50,000 | $50,000 | $0 |
| 2019 | $481 | $40,000 | $40,000 | $0 |
| 2018 | $389 | $28,000 | $0 | $0 |
| 2017 | $371 | $28,000 | $0 | $0 |
| 2016 | $362 | $27,000 | $0 | $0 |
| 2015 | $305 | $20,000 | $0 | $0 |
| 2014 | $287 | $20,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
M
Seller's Agent in 2025
Mark Hiller
EXP Realty LLC
-
L
Buyer's Agent in 2025
Lisa Forehand
Beach Properties Real Estate Group
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 970130
APN: 03816-655R
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