124 Montana Ave Saint Cloud, FL 34769
Downtown Saint Cloud Neighborhood
3
Beds
2
Baths
1,140
Sq Ft
6,839
Sq Ft Lot
Highlights
- Open Floorplan
- Family Room Off Kitchen
- Central Heating and Cooling System
- No HOA
- Tile Flooring
- Ceiling Fan
About This Home
As of May 2022Located a short bike ride away from the local St. Cloud Lakefront, Marina and park! This beautiful 3-bedroom, 2-bath home is perfect for someone looking to live right in the heart of Saint Cloud! As you step inside you are greeted by the family room and dining room area. The home features a split floor-plan with the first two bedrooms and bath to the left and the master suite through the kitchen. The master suite is complemented by mass amounts of natural light, a walk-in closet and attached master bathroom with walk-in shower. You will appreciate the comfortable feel of carpet in the bedrooms and tile flooring throughout the common areas assuring an easy task to keep clean. Stepping onto the backyard through the sliding glass doors in the dining area, you’ll find an amazing space for grilling and hosting gatherings for friends and family with a covered patio; as well as exterior concrete block for the perfect grill master station with plenty of room left in the yard for the storage shed! This one wont last long, schedule your showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,584
Year Built
- Built in 1984
Lot Details
- 6,839 Sq Ft Lot
- Lot Dimensions are 50x138
- East Facing Home
- Property is zoned SR2
Home Design
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Stucco
Interior Spaces
- 1,140 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Family Room Off Kitchen
Kitchen
- Built-In Oven
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Additional Features
- Rain Gutters
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Lake Front Add Subdivision
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Legal Lot and Block 3 / 451
- Assessor Parcel Number 01-26-30-0001-0451-0035
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2022
Closed on
May 20, 2022
Sold by
Darlene Lopez Ivy and Darlene Roger
Bought by
Reyes Emily
Seller's Agent
Steven Pugh
EXP REALTY LLC
Buyer's Agent
Jessica Garces-Romo
AMERITEAM REALTY INC
List Price
$310,000
Sold Price
$310,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.18%
Original Mortgage
$279,000
Outstanding Balance
$267,296
Interest Rate
5.25%
Mortgage Type
New Conventional
Estimated Equity
$74,900
Purchase Details
Closed on
Jun 24, 2016
Sold by
Hutton Pamela E
Bought by
Lopez Roger and Lopez Ivy Darlene
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
3.64%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 1, 2013
Closed on
Nov 11, 2013
Sold by
Fannie Mae
Bought by
Hutton Pamela E
Seller's Agent
Lisa Davis
DAVIS REAL ESTATE GROUP
Buyer's Agent
Amanda Davis-Hollingsed
DAVIS REAL ESTATE GROUP
List Price
$74,900
Sold Price
$61,425
Premium/Discount to List
-$13,475
-17.99%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.84%
Purchase Details
Closed on
Apr 25, 2013
Sold by
Religioso Annaliza
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Aug 17, 2007
Sold by
Swensson Christopher K
Bought by
Swensson Christopher K and Religioso Anna Liza
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
6.41%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Aug 31, 2000
Sold by
Garcia William and Garcia Mildred
Bought by
Swensson Christopher K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,861
Interest Rate
8.11%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 29, 1997
Sold by
Reich Paul S and Reich Victoria L
Bought by
Garcia William
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,883
Interest Rate
7.43%
Mortgage Type
FHA
Similar Homes in Saint Cloud, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $310,000 | Core Title Services | |
| Warranty Deed | $150,000 | Equitable Title Of West Orla | |
| Special Warranty Deed | $61,425 | Bay National Title Company | |
| Trustee Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Lawyers Title Insurance Corp | |
| Warranty Deed | $74,900 | -- | |
| Warranty Deed | $63,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $279,000 | New Conventional | |
| Previous Owner | $135,000 | New Conventional | |
| Previous Owner | $171,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $144,000 | Negative Amortization | |
| Previous Owner | $41,300 | Credit Line Revolving | |
| Previous Owner | $73,733 | FHA | |
| Previous Owner | $74,576 | FHA | |
| Previous Owner | $74,861 | FHA | |
| Previous Owner | $62,883 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/17/2025 07/17/25 | Pending | -- | -- | -- |
| 07/17/2025 07/17/25 | For Sale | $312,000 | +0.6% | $274 / Sq Ft |
| 05/20/2022 05/20/22 | Sold | $310,000 | 0.0% | $272 / Sq Ft |
| 04/27/2022 04/27/22 | For Sale | $310,000 | 0.0% | $272 / Sq Ft |
| 04/25/2022 04/25/22 | Pending | -- | -- | -- |
| 04/11/2022 04/11/22 | Pending | -- | -- | -- |
| 04/01/2022 04/01/22 | For Sale | $310,000 | +404.7% | $272 / Sq Ft |
| 05/26/2015 05/26/15 | Off Market | $61,425 | -- | -- |
| 11/19/2013 11/19/13 | Pending | -- | -- | -- |
| 11/15/2013 11/15/13 | Sold | $61,425 | -12.1% | $69 / Sq Ft |
| 08/20/2013 08/20/13 | Price Changed | $69,900 | -6.7% | $79 / Sq Ft |
| 07/15/2013 07/15/13 | For Sale | $74,900 | 0.0% | $84 / Sq Ft |
| 07/12/2013 07/12/13 | Pending | -- | -- | -- |
| 06/26/2013 06/26/13 | For Sale | $74,900 | 0.0% | $84 / Sq Ft |
| 06/24/2013 06/24/13 | Pending | -- | -- | -- |
| 06/06/2013 06/06/13 | For Sale | $74,900 | 0.0% | $84 / Sq Ft |
| 05/30/2013 05/30/13 | Pending | -- | -- | -- |
| 05/10/2013 05/10/13 | For Sale | $74,900 | 0.0% | $84 / Sq Ft |
| 05/09/2013 05/09/13 | Pending | -- | -- | -- |
| 05/01/2013 05/01/13 | For Sale | $74,900 | -- | $84 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,721 | $291,500 | $46,800 | $244,700 |
| 2023 | $4,721 | $261,900 | $34,000 | $227,900 |
| 2022 | $1,613 | $143,712 | $0 | $0 |
| 2021 | $1,584 | $139,527 | $0 | $0 |
| 2020 | $1,564 | $137,601 | $0 | $0 |
| 2019 | $1,532 | $134,508 | $0 | $0 |
| 2018 | $1,505 | $132,000 | $0 | $0 |
| 2017 | $2,404 | $123,900 | $19,600 | $104,300 |
| 2016 | $1,753 | $112,900 | $17,000 | $95,900 |
| 2015 | $1,422 | $73,400 | $17,000 | $56,400 |
| 2014 | $1,225 | $60,900 | $12,500 | $48,400 |
Source: Public Records
Agents Affiliated with this Home
-
Tai Graves
T
Seller's Agent in 2025
Tai Graves
ORANGE SLICE PROPERTIES
(407) 614-8336
9 Total Sales
-
Steven Pugh
Seller's Agent in 2022
Steven Pugh
EXP REALTY LLC
(407) 846-0940
42 in this area
256 Total Sales
-
Jessica Garces-Romo
Buyer's Agent in 2022
Jessica Garces-Romo
AMERITEAM REALTY INC
(973) 413-0640
1 in this area
5 Total Sales
-
Lisa Davis
Seller's Agent in 2013
Lisa Davis
DAVIS REAL ESTATE GROUP
(407) 933-7200
6 in this area
46 Total Sales
-
Amanda Davis-Hollingsed
A
Seller Co-Listing Agent in 2013
Amanda Davis-Hollingsed
DAVIS REAL ESTATE GROUP
(407) 933-7200
11 Total Sales
Map
Source: Stellar MLS
MLS Number: S5065101
APN: 01-26-30-0001-0451-0035
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
Nearby Homes
- 2980 Cool Breeze Cir
- 143 Louisiana Ave
- 135 Georgia Ave
- 3085 Cross Creek Ct Unit 251
- 3066 Cross Creek Ct
- 3192 Sugar Mill Ln Unit 221
- 3166 Carpenter Ln
- 3160 Carpenter Ln Unit 83
- 412 Georgia Ave
- 3180 Carpenter Ln Unit 73
- 3146 Carpenter Ln
- 3200 Carpenter Ln Unit 63
- 165 Indian Trail
- 3160 Sugar Mill Ln Unit 205
- 177 Indian Trail Unit 110
- 124 Nesting Trail Unit 50
- 123 Nesting Trail Unit 119
- 117 Nesting Trail Unit 121
- 109 Dakota Ave
- 3109 Carpenter Ln