124 Ruby Dr Waterloo, IA 50702
Estimated payment $1,275/month
About This Home
Welcome to 124 Ruby Drive in Waterloo! Step inside this inviting 3-bedroom, 2 and 3⁄4 bath home, perfectly tucked into a peaceful neighborhood. From the moment you walk in, you’ll notice the comfortable layout that makes this house feel like home. The main floor offers bright living spaces, a functional kitchen with a dining space, and plenty of room for everyday living or entertaining. Each bedroom is well-sized, giving everyone their own corner of comfort. Downstairs, you’ll find a full finishable basement—the perfect opportunity to create extra living space, a home gym, or the family rec room you’ve always dreamed about. Out back, enjoy a partially fenced yard that balances privacy with openness. Whether you’re hosting summer cookouts, letting pets play, or gardening, this backyard has space to make it yours. A single-stall garage with a carport adds extra storage for tools, bikes, or hobbies. This home blends solid, traditional features with potential for modern updates, making it a wonderful option whether you’re starting out, growing, or downsizing.
Listing Agent
Century 21 Signature Real Estate - Cedar Falls License #S65573000 Listed on: 09/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,473
Year Built
- Built in 1958
Lot Details
- 0.33 Acre Lot
- Lot Dimensions are 90 x 160
Home Design
- 1,104 Sq Ft Home
- Concrete Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- 1 Car Garage
- Carport
Schools
- Orange Elementary School
- Hoover Intermediate
- West High School
Additional Features
- Laundry on lower level
- Central Air
- Basement
Listing and Financial Details
- Assessor Parcel Number 881207153028
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,474 | $160,100 | $23,400 | $136,700 |
| 2023 | $2,860 | $160,190 | $23,400 | $136,790 |
| 2022 | $2,592 | $130,190 | $23,400 | $106,790 |
| 2021 | $2,602 | $130,190 | $23,400 | $106,790 |
| 2020 | $2,556 | $123,520 | $18,720 | $104,800 |
| 2019 | $2,556 | $123,520 | $18,720 | $104,800 |
| 2018 | $2,560 | $123,520 | $18,720 | $104,800 |
| 2017 | $2,640 | $123,520 | $18,720 | $104,800 |
| 2016 | $2,604 | $123,520 | $18,720 | $104,800 |
| 2015 | $2,604 | $123,520 | $18,720 | $104,800 |
| 2014 | $2,552 | $119,100 | $18,720 | $100,380 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/06/2025 09/06/25 | For Sale | $185,000 | -- | $168 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $113,000 | None Available | |
| Legal Action Court Order | $115,000 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $103,200 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $106,000 | Unknown | |
| Closed | $107,350 | New Conventional | |
| Previous Owner | $77,000 | New Conventional |
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20254381
APN: 8812-07-153-028
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