Seller's Agent in 2025
Janae Ohrt
Century 21 Signature Real Estate - Cedar Falls
(319) 415-1188
76 Total Sales
124 Ruby Dr Waterloo, IA 50702
3
Beds
2
Baths
1,104
Sq Ft
0.33
Acres
About This Home
As of October 2025Welcome to 124 Ruby Drive in Waterloo! Step inside this inviting 3-bedroom, 2 and 3⁄4 bath home, perfectly tucked into a peaceful neighborhood. From the moment you walk in, you’ll notice the comfortable layout that makes this house feel like home. The main floor offers bright living spaces, a functional kitchen with a dining space, and plenty of room for everyday living or entertaining. Each bedroom is well-sized, giving everyone their own corner of comfort. Downstairs, you’ll find a full finishable basement—the perfect opportunity to create extra living space, a home gym, or the family rec room you’ve always dreamed about. Out back, enjoy a partially fenced yard that balances privacy with openness. Whether you’re hosting summer cookouts, letting pets play, or gardening, this backyard has space to make it yours. A single-stall garage with a carport adds extra storage for tools, bikes, or hobbies. This home blends solid, traditional features with potential for modern updates, making it a wonderful option whether you’re starting out, growing, or downsizing.
Last Agent to Sell the Property
Century 21 Signature Real Estate - Cedar Falls License #S65573000 Listed on: 09/06/2025
Last Buyer's Agent
Century 21 Signature Real Estate - Cedar Falls License #S65573000 Listed on: 09/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,473
Year Built
- Built in 1958
Lot Details
- 0.33 Acre Lot
- Lot Dimensions are 90 x 160
Home Design
- 1,104 Sq Ft Home
- Concrete Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- 1 Car Garage
- Carport
Schools
- Orange Elementary School
- Hoover Intermediate
- West High School
Additional Features
- Laundry on lower level
- Central Air
- Basement
Listing and Financial Details
- Assessor Parcel Number 881207153028
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 6, 2025
Closed on
Oct 27, 2025
Sold by
Grusha Nicholas
Bought by
Wilson Jennifer
Seller's Agent
Janae Ohrt
Century 21 Signature Real Estate - Cedar Falls
Buyer's Agent
Janae Ohrt
Century 21 Signature Real Estate - Cedar Falls
List Price
$185,000
Sold Price
$178,000
Premium/Discount to List
-$7,000
-3.78%
Views
37
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.10%
Original Mortgage
$177,550
Outstanding Balance
$177,550
Interest Rate
6.26%
Mortgage Type
VA
Estimated Equity
$3,589
Purchase Details
Closed on
Apr 30, 2007
Sold by
Ellison Bryan L and Ellison Teri A M
Bought by
Blough Joshua W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,350
Interest Rate
6.18%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 24, 2005
Sold by
The Estate Of Magdalen Josephine Joy and Marshall Penny Lyne
Bought by
Ellison Bryan L and Ellison Teri A M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
5.87%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $113,000 | None Available | |
| Legal Action Court Order | $115,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $177,550 | VA | |
| Previous Owner | $107,350 | New Conventional | |
| Previous Owner | $77,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $178,000 | -3.8% | $161 / Sq Ft |
| 09/21/2025 09/21/25 | Pending | -- | -- | -- |
| 09/06/2025 09/06/25 | For Sale | $185,000 | -- | $168 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,474 | $161,960 | $23,400 | $138,560 |
| 2024 | $3,474 | $160,100 | $23,400 | $136,700 |
| 2023 | $2,860 | $160,190 | $23,400 | $136,790 |
| 2022 | $2,592 | $130,190 | $23,400 | $106,790 |
| 2021 | $2,602 | $130,190 | $23,400 | $106,790 |
| 2020 | $2,556 | $123,520 | $18,720 | $104,800 |
| 2019 | $2,556 | $123,520 | $18,720 | $104,800 |
| 2018 | $2,560 | $123,520 | $18,720 | $104,800 |
| 2017 | $2,640 | $123,520 | $18,720 | $104,800 |
| 2016 | $2,604 | $123,520 | $18,720 | $104,800 |
| 2015 | $2,604 | $123,520 | $18,720 | $104,800 |
| 2014 | $2,552 | $119,100 | $18,720 | $100,380 |
Source: Public Records
Agents Affiliated with this Home
-
Janae Ohrt
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20254381
APN: 8812-07-153-028
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