NOT LISTED FOR SALE

124 Shore Rd Arnold, MD 21012

Estimated Value: $676,797 - $729,000

6 Beds
3.5 Baths
2,004 Sq Ft
$347/Sq Ft Est. Value

Last Sold August 28, 2025

Last sale price $680,000 $339 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,028/month

33 Days on Market

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • View of Trees or Woods
  • Severn River Middle School Rated 9+
  • Fishing Allowed
  • 5-minute walk to Twin Oaks Park

About This Home

As of August 2025

Genius-Level Smart Home, Steps from Dividing Creek in Arnold, Maryland
Welcome to a truly exceptional residence that redefines modern living—this smart home is so advanced, it may just qualify as a genius home! Located just 100 steps from the scenic shoreline of Dividing Creek, you’ll enjoy effortless access to kayaking, paddle boarding, and endless waterfront adventures right from your doorstep.
This striking three-level home offers 5 spacious bedrooms across the 2 upper levels, and a fully private apartment suite on the lower level—ideal for multigenerational living, au pair accommodations, or income-producing rental potential. It’s worth noting that both have dedicated laundry rooms!
From the moment you arrive, the mid-century modern inspired front door and charming portico set the tone for this thoughtfully designed home. Inside, the main level boasts a gourmet kitchen that is equal parts style and function, featuring high-end appliances, extensive cabinetry, stunning granite, a statement sized island, and custom lighting throughout. The open-concept layout connects the kitchen seamlessly to the dining and family rooms, creating the perfect space for gatherings and everyday living.
Natural light pours in through updated windows and doors, illuminating every corner. Two large bedrooms and a beautifully designed powder room complete the main level. From the living room, the dining room and one of the bedrooms there is direct access to an expansive, wraparound deck with multiple zones for dining, lounging, gardening, and entertaining.
Upstairs, discover a dedicated laundry area, a luxurious primary suite with a private balcony, custom closets, and a remodeled bathroom. Two additional bedrooms include one especially magical room designed with whimsical built-in bunk beds, bookshelves, and a secret reading nook nestled in the eaves—ideal for little ones to dream, play, and explore.
The fully finished lower level has its own private entrance and is a world of its own, complete with a living and dining area, efficiency kitchen, full bath, laundry and two private rooms perfect for guests, work, or storage. This space has successfully served as a rental but could just as easily become a private retreat for family or guests.
Additional highlights include multiple outdoor storage sheds, beautifully landscaped surroundings, and smart home technology that enhances security, lighting, ambiance, and efficiency throughout the home. Very near to parks, walking paths, and shopping of all kinds. All of this is situated in the heart of Arnold—just minutes to Annapolis, and within easy reach of D.C. and Baltimore for commuting convenience. This is more than a home; it’s a lifestyle.
p.s. Do not miss the proximity to the park at the top of the hill. - great pathways, and green space to enjoy. Schedule your private showing today before this water oriented gem is gone!

Last Agent to Sell the Property

Lisa Barton

(410) 829-2051 lisa.barton@cbmove.com Coldwell Banker Realty License #664929 Listed on: 06/27/2025

Coldwell Banker Realty

Last Buyer's Agent

Cynthia Sweet

(443) 454-0338 cindy.sweet@cbmove.com Coldwell Banker Realty License #680343

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,654

Year Built

  • Built in 1991

Lot Details

  • 6,852 Sq Ft Lot
  • Home fronts navigable water
  • Creek or Stream
  • Southwest Facing Home
  • Property is in excellent condition
  • Property is zoned R2

Home Design

  • Colonial Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Replacement Windows
  • Vinyl Clad Windows
  • Double Hung Windows
  • Window Screens
  • Sliding Doors
  • Living Room
  • Dining Room
  • Home Office
  • Views of Woods
  • Storm Doors

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Front Basement Entry
  • Laundry in Basement

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Off-Street Parking
  • Off-Site Parking

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Shed
  • Outbuilding
  • Rain Gutters

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 94
  • Assessor Parcel Number 020322590053820

Community Details

Overview

  • No Home Owners Association
  • Cresston Park Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,654

Year Built

Built in 1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 6/27/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Refrigerator, Stove, Washer
  • Interior Amenities: Dining Area
  • Window Features: Double Hung, Energy Efficient, Replacement, Vinyl Clad, Screens
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass, Storm
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Kitchen, In-Law/AuPair/Suite, Laundry, Office, Efficiency (Additional), Full Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Front Entrance, Outside Entrance, Full, Fully Finished
  • Laundry Type: Basement, Upper Floor
  • Total Sq Ft: 2004
  • Living Area Sq Ft: 2004
  • Price Per Sq Ft: 625.00
  • Above Grade Finished Sq Ft: 1120
  • Below Grade Finished Sq Ft: 884
  • Total Below Grade Sq Ft: 884
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Gutter System, Outbuilding(s), Secure Storage
  • Road Surface Type: Black Top
  • Spa: No
  • View: Trees/Woods
  • Water Access Features: Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: DIVIDING CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Off Site, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Electric Available, Phone Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.16
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6852.00
  • Property Condition: Very Good, Excellent, Good
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4654.00
  • Assessor Parcel Number: 020322590053820
  • Tax Lot: 94
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Aug 28, 2025
Sold by
Charlton William G
Bought by
Pham-Zapparoni Trust and Pham
Seller's Agent
Lisa Barton
Coldwell Banker Realty
Buyer's Agent
Cynthia Sweet
Coldwell Banker Realty
List Price
$700,000
Sold Price
$680,000
Premium/Discount to List
-$20,000
-2.86%
Views
332
Current Estimated Value
$694,949

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,949
Avg. Annual Appreciation
6.23%
Original Mortgage
$510,000
Outstanding Balance
$510,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$184,949

Purchase Details

Listed on
Nov 30, 2012
Closed on
Mar 29, 2013
Sold by
Donaldson Jerry J and Donaldson Evelyn Shilow
Bought by
Charlton William G
Seller's Agent
Deborah Peoples
Long & Foster Real Estate, Inc.
Buyer's Agent
David McCollough
McCollough & Associates Inc.
List Price
$330,800
Sold Price
$294,000
Premium/Discount to List
-$36,800
-11.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.98%
Original Mortgage
$264,600
Interest Rate
3.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2006
Sold by
Donaldson Jerry J
Bought by
Donaldson Jerry J and Donaldson Evelyn S

Purchase Details

Closed on
Jun 20, 2006
Sold by
Donaldson Jerry J
Bought by
Donaldson Jerry J and Donaldson Evelyn S

Purchase Details

Closed on
Apr 9, 1999
Sold by
Donaldson Jerry J
Bought by
Donaldson Jerry J and Donaldson Evelyn S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pham-Zapparoni Trust $680,000 Title Resource Guaranty Compan
Pham-Zapparoni Trust $680,000 Title Resource Guaranty Compan
Charlton William G $294,000 United Title & Escrow Inc
Donaldson Jerry J -- --
Donaldson Jerry J -- --
Donaldson Jerry J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pham-Zapparoni Trust $510,000
Closed Pham-Zapparoni Trust $510,000
Previous Owner Charlton William G $264,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/28/2025 08/28/25 Sold $680,000 -2.9% $339 / Sq Ft
06/27/2025 06/27/25 For Sale $700,000 +138.1% $349 / Sq Ft
03/29/2013 03/29/13 Sold $294,000 -11.1% $198 / Sq Ft View Prior Sale
01/08/2013 01/08/13 Pending -- -- --
11/30/2012 11/30/12 For Sale $330,800 -- $223 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,776 $413,833 -- --
2024 $4,776 $390,300 $228,500 $161,800
2023 $4,654 $382,800 $0 $0
2022 $4,352 $375,300 $0 $0
2021 $4,170 $367,800 $213,500 $154,300
2020 $4,170 $361,600 $0 $0
2019 $4,108 $355,400 $0 $0
2018 $3,924 $349,200 $181,400 $167,800
2017 $3,754 $330,800 $0 $0
2016 -- $312,400 $0 $0
2015 -- $294,000 $0 $0
2014 -- $294,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2118990

Bright MLS

APN: 03-225-90053820