Seller's Agent in 2025
Belinda Taylor
EXP Realty, LLC
(757) 348-1573
39 in this area
87 Total Sales
Estimated Value: $287,000 - $301,000
3
Beds
2
Baths
960
Sq Ft
$305/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Transportation Service
- View of Trees or Woods
- Beach
- Water Oriented
- Open Floorplan
About This Home
As of March 2025This home is located at 12418 Ridge Rd, Lusby, MD 20657 since 27 February 2025 and is currently estimated at $293,044, approximately $305 per square foot. This property was built in 1978. 12418 Ridge Rd is a home located in Calvert County with nearby schools including Patuxent Appeal Elementary Campus, Mill Creek Middle School, and Patuxent High School.
Last Agent to Sell the Property
EXP Realty, LLC License #662509 Listed on: 02/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,469
Year Built
- Built in 1978
Lot Details
- 0.32 Acre Lot
- Landscaped
- Planted Vegetation
- Backs to Trees or Woods
- Side Yard
- Property is in very good condition
HOA Fees
- $49 Monthly HOA Fees
Property Views
- Woods
- Garden
Home Design
- Rambler Architecture
- Frame Construction
- Architectural Shingle Roof
Interior Spaces
- 960 Sq Ft Home
- Property has 1 Level
- Open Floorplan
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Insulated Windows
- Window Screens
- Insulated Doors
- Family Room Off Kitchen
- Combination Kitchen and Living
- Dining Room
- Crawl Space
- Breakfast Area or Nook
- Laundry on main level
- Attic
Flooring
- Partially Carpeted
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
Parking
- 6 Parking Spaces
- 6 Driveway Spaces
- Circular Driveway
- Off-Street Parking
Outdoor Features
- Water Oriented
- Property is near a lake
- Lake Privileges
- Deck
- Shed
- Wrap Around Porch
Schools
- Patuxent Appeal Elementary Campus
- Mill Creek Middle School
- Patuxent High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Tax Lot 16
- Assessor Parcel Number 0501099116
Community Details
Overview
- Association fees include road maintenance, snow removal, pier/dock maintenance, management, common area maintenance, all ground fee
- Poacre HOA
- Chesapeake Ranch Estates Subdivision
- Community Lake
Amenities
- Transportation Service
- Picnic Area
- Common Area
- Clubhouse
- Meeting Room
- Party Room
Recreation
- Boat Ramp
- Pier or Dock
- Beach
- Baseball Field
- Community Basketball Court
- Community Playground
- Recreational Area
- Jogging Path
- Bike Trail
Security
- Security Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 27, 2025
Closed on
Mar 27, 2025
Sold by
Rosario Ryan
Bought by
Difatta Jordan
Seller's Agent
Belinda Taylor
EXP Realty, LLC
Buyer's Agent
Michelle Camaioni
RE/MAX One
List Price
$289,900
Sold Price
$290,900
Premium/Discount to List
$1,000
0.34%
Views
52
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,144
Avg. Annual Appreciation
1.76%
Original Mortgage
$282,173
Outstanding Balance
$281,216
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$11,828
Purchase Details
Listed on
May 21, 2018
Closed on
Sep 24, 2018
Sold by
Kerby Mary Beth and Downs Mary Beth
Bought by
Rosario Ryan
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Belinda Taylor
EXP Realty, LLC
List Price
$199,900
Sold Price
$193,900
Premium/Discount to List
-$6,000
-3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.43%
Original Mortgage
$195,858
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 17, 2005
Sold by
Hunley Richard N
Bought by
Kerby Mary Beth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,300
Interest Rate
5.73%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Dec 17, 2004
Sold by
Hunley Richard N
Bought by
Kerby Mary Beth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,200
Interest Rate
5.73%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Mar 23, 1993
Sold by
Secretary Of Housing & Urban Dev
Bought by
Hunley Richard N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,907
Interest Rate
7.57%
Purchase Details
Closed on
Oct 7, 1992
Sold by
Wiley Therese Marie
Bought by
Secretary Of Housing & Urban Dev
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Difatta Jordan | $290,900 | New World Title | |
| Rosario Ryan | $193,900 | Bridgefview Title Llc | |
| Kerby Mary Beth | $191,500 | -- | |
| Kerby Mary Beth | $191,500 | Residential Title Service In | |
| Kerby Mary Beth | $191,500 | -- | |
| Hunley Richard N | $55,000 | -- | |
| Secretary Of Housing & Urban Dev | $70,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Difatta Jordan | $282,173 | |
| Previous Owner | Rosario Ryan | $196,500 | |
| Previous Owner | Rosario Ryan | $195,858 | |
| Previous Owner | Kerby Mary B | $197,000 | |
| Previous Owner | Kerby Mary Beth | $38,300 | |
| Previous Owner | Kerby Mary Beth | $153,200 | |
| Previous Owner | Kerby Mary Beth | $153,200 | |
| Previous Owner | Hunley Richard N | $56,907 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/28/2025 03/28/25 | Sold | $290,900 | +0.3% | $303 / Sq Ft |
| 02/27/2025 02/27/25 | For Sale | $289,900 | +49.5% | $302 / Sq Ft |
| 09/24/2018 09/24/18 | Sold | $193,900 | -3.0% | $202 / Sq Ft |
| 08/21/2018 08/21/18 | Pending | -- | -- | -- |
| 08/03/2018 08/03/18 | For Sale | $199,900 | 0.0% | $208 / Sq Ft |
| 07/23/2018 07/23/18 | Pending | -- | -- | -- |
| 06/27/2018 06/27/18 | Price Changed | $199,900 | -4.8% | $208 / Sq Ft |
| 05/21/2018 05/21/18 | For Sale | $210,000 | -- | $219 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,460 | $210,700 | $0 | $0 |
| 2024 | $2,460 | $190,800 | $0 | $0 |
| 2023 | $1,930 | $170,900 | $55,200 | $115,700 |
| 2022 | $2,093 | $160,467 | $0 | $0 |
| 2021 | $4,187 | $150,033 | $0 | $0 |
| 2020 | $1,877 | $139,600 | $55,200 | $84,400 |
| 2019 | $1,464 | $139,567 | $0 | $0 |
| 2018 | $1,464 | $139,533 | $0 | $0 |
| 2017 | $1,857 | $139,500 | $0 | $0 |
| 2016 | -- | $139,500 | $0 | $0 |
| 2015 | $1,993 | $139,500 | $0 | $0 |
| 2014 | $1,993 | $141,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Belinda Taylor
-
Michelle Camaioni
Buyer's Agent in 2025
Michelle Camaioni
RE/MAX
(240) 538-6852
10 in this area
93 Total Sales
-
Jan Kleponis
Seller's Agent in 2018
Jan Kleponis
O'Brien Realty
(410) 610-2766
79 in this area
191 Total Sales
Map
Source: Bright MLS
MLS Number: MDCA2019822
APN: 01-099116
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