1242 Creek Dr Annapolis, MD 21403
3
Beds
2
Baths
1,220
Sq Ft
0.3
Acres
Highlights
- Marina
- Home fronts navigable water
- Fishing Allowed
- Boat Ramp
- Canoe or Kayak Water Access
- View of Trees or Woods
About This Home
As of August 2025The OPEN HOUSE has been CANCELED as an offer has been accepted.
Welcome to 1242 Creek Drive, a peaceful retreat nestled in the water-privileged community of Oyster Harbor.
Tucked away at the end of a quiet street, this beautifully landscaped, level lot backs to undeveloped land on two sides, offering exceptional privacy and a tranquil, park-like setting. Inside, the thoughtfully designed single-level layout boasts generously sized rooms filled with natural light. The kitchen seamlessly connects to the family room, sunroom, and dining area, featuring abundant counter space, a large breakfast bar, and an effortless flow that’s perfect for everyday living and entertaining.
Recent updates include a new heat pump, water heater, and water softener, while oak hardwood floors and a custom owner’s suite closet add warmth and character. Step outside to enjoy the spacious new deck overlooking serene natural surroundings, or gather around the fire pit on cool evenings. An oversized two-car garage provides ample room for parking and storage.
Situated on the picturesque Annapolis Neck peninsula just minutes from downtown Annapolis by boat or car, Oyster Harbor is a private, water-privileged community offering an extraordinary waterfront lifestyle. Residents enjoy access to 3 bodies of water—Oyster Creek, Fishing Creek, and the Chesapeake Bay—along with three marinas, a boat ramp, fishing pier, and views that span from the Chesapeake Bay Bridge to the Thomas Point Shoal Lighthouse and beyond. The community also features two playgrounds, and a welcoming sandy beach.
Ideally located close to the community beach, fishing pier, marina, and playground—and with easy access to Routes 50 and 97—this move-in-ready home combines coastal charm, neighborhood warmth, and unmatched convenience. Don’t miss this chance to make your private Annapolis oasis your own—it won’t last long!
Last Agent to Sell the Property
Long & Foster Real Estate, Inc. License #37300 Listed on: 07/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,536
Year Built
- Built in 1987
Lot Details
- 0.3 Acre Lot
- Home fronts navigable water
- Backs to Trees or Woods
- Property is in very good condition
- Property is zoned R2
Parking
- 2 Car Direct Access Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Rambler Architecture
- Vinyl Siding
Interior Spaces
- 1,220 Sq Ft Home
- Property has 1 Level
- Traditional Floor Plan
- Ceiling Fan
- Recessed Lighting
- Combination Kitchen and Dining Room
- Views of Woods
- Crawl Space
Kitchen
- Electric Oven or Range
- Range Hood
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Swimming Allowed
- Powered Boats Permitted
- Lake Privileges
Schools
- Hillsmere Elementary School
- Annapolis Middle School
- Annapolis High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Water Treatment System
- Well
- High-Efficiency Water Heater
- Water Conditioner is Owned
Listing and Financial Details
- Tax Lot 38
- Assessor Parcel Number 020259712096700
Community Details
Overview
- No Home Owners Association
- Oyster Harbor Subdivision
Amenities
- Picnic Area
- Common Area
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- 3 Community Docks
- Marina
- Beach
- Community Basketball Court
- Community Playground
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 21, 2020
Closed on
Jun 30, 2020
Sold by
Dwyer Morgan and Estate Of Kevin Dwyer
Bought by
Coughlin Christopher J
Seller's Agent
Kurt Hornig
Coldwell Banker Realty
Buyer's Agent
Scott Schuetter
Berkshire Hathaway HomeServices PenFed Realty
List Price
$374,900
Sold Price
$375,000
Premium/Discount to List
$100
0.03%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.09%
Original Mortgage
$356,250
Outstanding Balance
$316,602
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$217,080
Purchase Details
Listed on
Jun 2, 2015
Closed on
Apr 15, 2016
Sold by
Lobe Henry J
Bought by
Elgarch Abdelkader
Seller's Agent
Miriam Stem
Coldwell Banker Realty
Buyer's Agent
Elizabeth Penttinen
Coldwell Banker Realty
List Price
$400,000
Sold Price
$320,000
Premium/Discount to List
-$80,000
-20%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.84%
Original Mortgage
$355,800
Interest Rate
3.6%
Purchase Details
Closed on
May 10, 1999
Sold by
Chisholm Joyce D
Bought by
Smith Blair C
Similar Homes in Annapolis, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $375,000 | Liberty Title And Escrow Co | |
| Deed | $320,000 | Attorney | |
| Deed | $118,300 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $356,250 | New Conventional | |
| Previous Owner | $355,800 | No Value Available | |
| Previous Owner | $240,000 | New Conventional | |
| Previous Owner | $96,000 | Stand Alone Second | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Sold | $580,000 | +0.1% | $475 / Sq Ft |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- |
| 07/17/2025 07/17/25 | For Sale | $579,500 | +54.5% | $475 / Sq Ft |
| 06/29/2020 06/29/20 | Sold | $375,000 | 0.0% | $307 / Sq Ft |
| 05/23/2020 05/23/20 | Pending | -- | -- | -- |
| 05/21/2020 05/21/20 | For Sale | $374,900 | +11.2% | $307 / Sq Ft |
| 10/20/2016 10/20/16 | Sold | $337,000 | -7.5% | $276 / Sq Ft |
| 09/01/2016 09/01/16 | Pending | -- | -- | -- |
| 08/11/2016 08/11/16 | Price Changed | $364,500 | -0.1% | $299 / Sq Ft |
| 08/03/2016 08/03/16 | Price Changed | $364,900 | +18612.8% | $299 / Sq Ft |
| 08/02/2016 08/02/16 | For Sale | $1,950 | -99.4% | $2 / Sq Ft |
| 04/15/2016 04/15/16 | Sold | $320,000 | -4.5% | $241 / Sq Ft |
| 02/23/2016 02/23/16 | Pending | -- | -- | -- |
| 11/12/2015 11/12/15 | Price Changed | $335,000 | -2.9% | $252 / Sq Ft |
| 10/12/2015 10/12/15 | Price Changed | $345,000 | -4.2% | $259 / Sq Ft |
| 09/03/2015 09/03/15 | Price Changed | $360,000 | -4.0% | $271 / Sq Ft |
| 08/01/2015 08/01/15 | Price Changed | $375,000 | -2.6% | $282 / Sq Ft |
| 06/23/2015 06/23/15 | Price Changed | $385,000 | -1.3% | $289 / Sq Ft |
| 06/11/2015 06/11/15 | Price Changed | $390,000 | -2.5% | $293 / Sq Ft |
| 06/02/2015 06/02/15 | For Sale | $400,000 | -- | $301 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,676 | $387,667 | -- | -- |
| 2024 | $5,676 | $379,533 | $0 | $0 |
| 2023 | $5,532 | $371,400 | $241,600 | $129,800 |
| 2022 | $5,255 | $366,933 | $0 | $0 |
| 2021 | $10,393 | $362,467 | $0 | $0 |
| 2020 | $5,099 | $358,000 | $241,600 | $116,400 |
| 2019 | $10,072 | $357,267 | $0 | $0 |
| 2018 | $3,615 | $356,533 | $0 | $0 |
| 2017 | $4,734 | $355,800 | $0 | $0 |
| 2016 | -- | $335,467 | $0 | $0 |
| 2015 | -- | $315,133 | $0 | $0 |
| 2014 | -- | $294,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Brent Allen
Seller's Agent in 2025
Brent Allen
Long & Foster
(410) 349-7764
4 in this area
83 Total Sales
-
Jennie Melvin
Buyer's Agent in 2025
Jennie Melvin
Compass
(443) 223-2771
3 in this area
33 Total Sales
-
Kurt Hornig
Seller's Agent in 2020
Kurt Hornig
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 353-0752
2 in this area
32 Total Sales
-
Scott Schuetter
Buyer's Agent in 2020
Scott Schuetter
BHHS PenFed (actual)
(410) 900-7668
26 in this area
338 Total Sales
-
Elizabeth Penttinen
Seller's Agent in 2016
Elizabeth Penttinen
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 919-2568
44 Total Sales
-
Miriam Stem
M
Seller's Agent in 2016
Miriam Stem
Coldwell Banker (NRT-Southeast-MidAtlantic)
20 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2120472
APN: 02-597-12096700
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