$645,000
SOLD JUN 17, 2025

12426 Fingerboard Rd Monrovia, MD 21770

4 Beds
3 Baths
3,202 Sq Ft
0.52 Acres

Recently Sold

$201 Per Sq Ft

3% Below List Price

19 Days on Market

Highlights

  • Rambler Architecture
  • Wood Flooring
  • 1 Car Attached Garage
  • Kemptown Elementary School Rated A-
  • No HOA
  • Bay Window

About This Home

As of June 2025

**CHECK OUT THE VIDEO TOUR!** Nestled on a spacious lot just over half an acre, this beautifully modernized home is ready to impress. It has been thoughtfully renovated from top to bottom.Step inside to a light-filled, open concept layout. Enjoy the seamless flow of the kitchen, dining area, living room, and newly added family room. The kitchen is both stylish and functional, featuring updated pendant lighting, clear sightlines across the front living area, gleaming wood floors, and nearly new stainless steel appliances. Those warm wood floors continue through all four bedrooms, each conveniently located on the main level. The primary suite boasts a sleek, updated en suite bath, while the additional full bathroom has been tastefully renovated with modern finishes.A garage just off the family room adds everyday convenience for loading, unloading, or coming and going with ease. A heating and cooling unit was installed in the garage, with proper venting to the outside. The garage door is also weather-sealed, making the space comfortable year-round. Whether you need a home gym, a play area, or simply temperature-controlled storage, the garage is ready to meet your needs.Downstairs, discover a spacious second living area, a third full bath, and a versatile bonus room ideal for a home office, guest space, playroom, or creative space.Outside, the fully fenced backyard is flat and expansive, perfect for kids, pets, or outdoor entertaining. An electronic gate allows easy vehicle access, and a newly installed alarm system provides added peace of mind. There is even room for games, play, sidewalk chalk masterpieces and a convenient turnaround space for cars. Plus, there is no HOA.Please note: The fireplace is being sold as is, as the seller has never used it.Kemptown Elementary, Windsor Knolls Middle, and Linganore High, according to the FCPS School Finder tool. Buyer to confirm with the Board of Education.Location wise, this one checks all the boxes. Just a short drive to Urbana, major commuter routes including Route 27, I 70, and I 270, shopping, and dining. And for craft beer lovers, Stone Silo Brewery is just a mile away.

Last Agent to Sell the Property

April West

Charis Realty Group License #660004 Listed on: 05/03/2025

Charis Realty Group

Last Buyer's Agent

Hanna Perez

Keller Williams Lucido Agency License #5004753

Keller Williams Lucido Agency

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,515

Year Built

  • Built in 1964 | Remodeled in 2024

Lot Details

  • 0.52 Acre Lot
  • Property is Fully Fenced
  • Property is in excellent condition
  • Property is zoned R1

Parking

  • 1 Car Attached Garage
  • Rear-Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Brick Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Wood Burning Fireplace
  • Double Pane Windows
  • Bay Window
  • Laundry on lower level

Kitchen

  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms

Finished Basement

  • Connecting Stairway
  • Interior Basement Entry

Home Security

  • Security Gate
  • Alarm System

Eco-Friendly Details

  • Energy-Efficient Windows

Schools

  • Kemptown Elementary School
  • Windsor Knolls Middle School
  • Linganore High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • On Site Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 1109239421

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,515

Year Built

Built in 1964 | Remodeled in 2024

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 5/3/2025 12:00:00 AM
  • Year Built: 1964
  • Year Renovated: 2024
  • Automatically Close On Close Date: No
  • Remarks Public: **CHECK OUT THE VIDEO TOUR!** Nestled on a spacious lot just over half an acre, this beautifully modernized home is ready to impress. It has been thoughtfully renovated from top to bottom. Step inside to a light-filled, open concept layout. Enjoy the seamless flow of the kitchen, dining area, living room, and newly added family room. The kitchen is both stylish and functional, featuring updated pendant lighting, clear sightlines across the front living area, gleaming wood floors, and nearly new stainless steel appliances. Those warm wood floors continue through all four bedrooms, each conveniently located on the main level. The primary suite boasts a sleek, updated en suite bath, while the additional full bathroom has been tastefully renovated with modern finishes. A garage just off the family room adds everyday convenience for loading, unloading, or coming and going with ease. A heating and cooling unit was installed in the garage, with proper venting to the outside. The garage door is also weather-sealed, making the space comfortable year-round. Whether you need a home gym, a play area, or simply temperature-controlled storage, the garage is ready to meet your needs. Downstairs, discover a spacious second living area, a third full bath, and a versatile bonus room ideal for a home office, guest space, playroom, or creative space. Outside, the fully fenced backyard is flat and expansive, perfect for kids, pets, or outdoor entertaining. An electronic gate allows easy vehicle access, and a newly installed alarm system provides added peace of mind. There is even room for games, play, sidewalk chalk masterpieces and a convenient turnaround space for cars. Plus, there is no HOA. Please note: The fireplace is being sold as is, as the seller has never used it. Kemptown Elementary, Windsor Knolls Middle, and Linganore High, according to the FCPS School Finder tool. Buyer to confirm with the Board of Education. Location wise, this one checks all the boxes. Just a short drive to Urbana, major commuter routes including Route 27, I 70, and I 270, shopping, and dining. And for craft beer lovers, Stone Silo Brewery is just a mile away.
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Water Heater, Water Conditioner - Owned, Stove, Refrigerator, Microwave, Icemaker, Dishwasher, Disposal
  • Flooring Type: Luxury Vinyl Plank, Hardwood, Carpet, Ceramic Tile
  • Window Features: Energy Efficient, Double Pane, Bay/Bow
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Brick/Mortar
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Interior Access
  • Laundry Type: Lower Floor
  • Total Sq Ft: 3452
  • Living Area Sq Ft: 3202
  • Price Per Sq Ft: 316.76
  • Above Grade Finished Sq Ft: 2052
  • Above Grade Unfinished Sq Ft: 100
  • Below Grade Finished Sq Ft: 1150
  • Below Grade Sq Ft: 150
  • Total Below Grade Sq Ft: 1300
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12426

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Paved Driveway, Private
  • Garage Features: Garage - Rear Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate, Electric Alarm
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: KEMPTOWN
  • Middle School: WINDSOR KNOLLS
  • High School: LINGANORE
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139693024
  • School District Source: 3rd Party
  • Elementary School: KEMPTOWN
  • High School: LINGANORE
  • Middle Or Junior School: WINDSOR KNOLLS

Lot Info

  • Fencing: Fully
  • Land Use Code: R
  • Lot Size Acres: 0.52
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22651.00
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Lease Considered: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4515.00
  • Assessor Parcel Number: 1109239421
  • Tax Lot: 2
  • Tax Total Finished Sq Ft: 2952
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 06/17/2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 3, 2025
Closed on
Jun 17, 2025
Sold by
Akinwale Cristina M
Bought by
Schulien Nicole
Seller's Agent
April West
Charis Realty Group
Buyer's Agent
Hanna Perez
Keller Williams Lucido Agency
List Price
$665,000
Sold Price
$645,000
Premium/Discount to List
-$20,000
-3.01%
Views
205

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.63%
Original Mortgage
$100,000
Outstanding Balance
$100,000
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$542,142

Purchase Details

Listed on
Jun 6, 2024
Closed on
Jun 27, 2024
Sold by
Cervantes Medina Andrea
Bought by
Akinwale Cristina M
Seller's Agent
Janet and Michael Burch
Century 21 Redwood Realty
Buyer's Agent
April West
Charis Realty Group
List Price
$599,900
Sold Price
$630,000
Premium/Discount to List
$30,100
5.02%
Views
58

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.46%
Original Mortgage
$370,000
Interest Rate
7.02%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 24, 2023
Closed on
Jun 1, 2023
Sold by
Rose Deborah
Bought by
Cervantes-Medina Andrea
Seller's Agent
Corey Savelson
Long & Foster Real Estate, Inc.
Buyer's Agent
Janet Burch
Century 21 Redwood Realty
List Price
$235,000
Sold Price
$280,000
Premium/Discount to List
$45,000
19.15%
Views
223

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
113.37%

Purchase Details

Closed on
Jun 3, 1997
Sold by
Belanger David J and Belanger Elizabeth
Bought by
Ruths Carl F

Purchase Details

Closed on
Jun 20, 1990
Sold by
Butler Dorothy and Butler David
Bought by
Belanger David J and Belanger Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,000
Interest Rate
10.12%

Purchase Details

Closed on
Jan 16, 1985
Sold by
Bishop John C and Bishop Barbara A
Bought by
Butler Dorothy and Butler David
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $645,000 Fidelity National Title
Deed $630,000 Friends Title
Deed $280,000 None Listed On Document
Deed $169,500 --
Deed $150,000 --
Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 New Conventional
Previous Owner $370,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $131,769 Stand Alone Second
Previous Owner $50,000 Credit Line Revolving
Previous Owner $167,092 VA
Previous Owner $107,000 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2025 06/17/25 Sold $645,000 -0.8% $201 / Sq Ft
05/22/2025 05/22/25 Price Changed $650,000 -2.3% $203 / Sq Ft
05/03/2025 05/03/25 For Sale $665,000 +5.6% $208 / Sq Ft
06/27/2024 06/27/24 Sold $630,000 +5.0% $204 / Sq Ft
06/07/2024 06/07/24 Pending -- -- --
06/06/2024 06/06/24 For Sale $599,900 +114.3% $194 / Sq Ft
06/01/2023 06/01/23 Sold $280,000 +19.1% $117 / Sq Ft
05/30/2023 05/30/23 Pending -- -- --
05/24/2023 05/24/23 For Sale $235,000 -- $99 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,622 $369,500 $137,400 $232,100
2023 $4,018 $345,667 $0 $0
2022 $3,792 $321,833 $0 $0
2021 $3,534 $298,000 $109,400 $188,600
2020 $3,534 $291,567 $0 $0
2019 $3,459 $285,133 $0 $0
2018 $3,414 $278,700 $91,900 $186,800
2017 $3,260 $278,700 $0 $0
2016 $3,093 $257,167 $0 $0
2015 $3,093 $246,400 $0 $0
2014 $3,093 $246,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

See All Agents

Map

Source: Bright MLS

MLS Number: MDFR2063148

Bright MLS

APN: 09-239421