$850,000
$75K PRICE DROP

12446 190th St Milaca, MN 56353

Estimated payment $4,980/month

Total Views 105,243
3 Beds
2.5 Baths
3,939 Sq Ft
$216 Price per Sq Ft

Highlights

  • Multiple Garages
  • Deck
  • No HOA
  • River View
  • Ranch Style House
  • The kitchen features windows

About This Home

Country Living Horse Ranch Hobby Farm Enterprising Entrepreneur. Welcome to the hobby farm of your dreams — where horses, hay fields, and happy living come together on over 26 gorgeous acres overlooking the Rum River. This custom-built rambler is all about one-level living done right...3-Bdrm, 3-Bath, 3-Garage, 3939-finished sq ft. Panoramic views greet you from every window, and the oversized kitchen flows effortlessly into both formal and informal dining areas with charming built-ins. The living room features a cozy gas fireplace that practically begs you to settle in with a good book. The main floor primary bedroom suite comes with a spacious walk-in closet and a bathroom to relax and enjoy.
Step outside onto the massive maintenance-free Trex deck and take in sweeping panoramic views of the river and fenced pastures. Not a bad spot for morning coffee, if you ask us. Downstairs, the finished walkout level delivers a huge family room, gaming area, two generous bedrooms with walk-in closets, bathroom, and plenty of storage in the large utility room. Now for the real magic — huge pole building, fully equipped indoor riding arena, 6-stables, fenced pastures, hay fields, a studio apartment, workshop and indoor garages, making this a true equestrian paradise. Whether you're running a horse hobby farm or entire operation, you'll just love the wide open spaces, that this property provides. Located just minutes from Milaca with easy access to schools, shopping, and community parks, this riverfront horse ranch checks every box. Come see it today and fall in love!

Listing Agent

David Saint Germain

MetroHomesMarket.com Listed on: 02/23/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,980

Year Built

  • Built in 1994

Lot Details

  • River Front
  • Rural Setting
  • Partially Fenced Property
  • Irregular Lot
  • Few Trees
  • Zoning described as Agriculture,Residential-Single Family

Parking

  • 7 Car Attached Garage
  • Multiple Garages
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Block Foundation
  • Frame Construction
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • Gas Fireplace
  • Living Room with Fireplace
  • Dining Room
  • River Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Deck
  • Patio
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Private Water Source
  • Drilled Well
  • Gas Water Heater
  • Water Softener is Owned
  • Fuel Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 150351501

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,980

Year Built

Built in 1994

Lot Details

26.43 Acres

Parking

7

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Stone, Vinyl
  • Garage Spaces: 7
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled, Private
  • Year Built: 1994
  • Above Grade Finished Sq Ft: 2139
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • NST_SingleFamilySubType: Acreage, Rural Residential, Ranch-Style Home
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Storage Space, Walkout
  • Appliances: Dishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 3939
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1800
  • Basement YN: Yes

Beds/Baths

  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less
  • PoolFeatures: None
  • Fencing: Other, Partial
  • View: River
  • Foundation Details: Block
  • Other Structures: Garage(s), Indoor Arena, Pole Building, Stables, Studio
  • PatioPorchType: Deck, Front Porch, Patio
  • Farm Type: Hobby, Horse, Other

Garage/Parking

  • Parking Features: Attached Garage, Driveway - Other Surface, Garage Door Opener, Gravel, Multiple Garages

Utilities

  • Heating: Forced Air
  • Sewer: Mound Septic, Private Sewer
  • LaundryFeatures: Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Electric: Circuit Breakers
  • Fuel: Propane

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Cable, Ceiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, Security System, Washer/Dryer Hookup, Walk-In Closet

Schools

  • Junior High Dist: Milaca
  • SchoolDistrictPhone: 3209827210

Lot Info

  • Topography: Gently Rolling,Meadow,Pasture,Sloped,Walkout
  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Land Lease: No
  • Lot Features: Irregular Lot, Tree Coverage - Light
  • Additional Parcels: No
  • Zoning Description: Agriculture,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly
  • Crop Type: Hay/Alfalfa

Building Info

  • Construction Materials: Block, Frame

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 150351501
  • Tax Annual Amount: 4980
  • TaxWithAssessments: 4980

Multi Family

  • WaterfrontFeatures: River Front, River View

3D Interior and Exterior Tours

Floorplans

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,322 $568,200 $130,400 $437,800
2024 $5,640 $561,900 $117,300 $444,600
2023 $5,378 $595,500 $105,500 $490,000
2022 $4,346 $557,100 $100,200 $456,900
2021 $5,486 $374,300 $82,300 $292,000
2020 $5,574 $435,300 $121,400 $313,900
2019 $5,598 $452,500 $118,600 $333,900
2018 $5,410 $492,700 $103,100 $389,600
2017 $5,614 $459,300 $100,500 $358,800
2016 $4,828 $0 $0 $0
2015 $5,082 $0 $0 $0
2014 $5,082 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/03/2026 07/03/26 Price Changed $850,000 -5.3% $216 / Sq Ft
05/28/2026 05/28/26 Price Changed $898,000 -2.9% $228 / Sq Ft
02/23/2026 02/23/26 For Sale $925,000 -- $235 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $17,500 None Available
Deed -- None Available
Source: Public Records

About the Listing Agent

David Saint Germain

MetroHomesMarket.com

(320) 238-8759

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Taking Care of You. Taking Care of Business.
The Right Deal. The Right Time. The Right Price.

Over the course of a 25+ year business career, David Saint Germain has advised many of the leading real estate and consumer brands in sales and marketing. Since earning his Degree's in Management and Marketing, he has developed a unique marketing approach that enables his clients to get what they want (and need) out of their real estate transactions.

Whether it's buying or selling

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Source: NorthstarMLS

MLS Number: 7020736

NorthstarMLS

APN: 15-035-1501

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