NOT LISTED FOR SALE

Estimated Value: $2,220,653 - $2,540,000

3 Beds
4 Baths
2,968 Sq Ft
$810/Sq Ft Est. Value

Last Sold April 02, 2025

Last sale price $2,500,000 $842 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $13,902/month

8 Days on Market

Highlights

  • Private Pool
  • Solar Power System
  • Fireplace in Primary Bedroom
  • Jerabek Elementary School Rated A
  • Mountain View
  • 3 Car Attached Garage

About This Home

As of April 2025

Elegant Single-Story Home in The Arbors, South of Pomerado. This stunning home on a cul-de-sac showcases dramatic architectural design, upscale appointments, & a resort-style yard with panoramic mountain views. The outdoor space features a sparkling pool/spa, BBQ island, firepit, & a low-maintenance landscape. The property also boasts a fully owned 28-panel solar system with a Tesla charger. The grand double-door entrance opens into a spacious hallway with soaring ceilings. Exquisite designer tile flooring with granite-accented inlays creates a striking first impression, leading to the refined living and dining areas, which include a fireplace, crown molding, floor-to-ceiling built-in bookcase, and warm maple wood floors. The expansive family room offers a built-in media center and a fireplace, flowing seamlessly into the gourmet kitchen. This chef’s dream space features a large dining nook, oversized island with breakfast bar, quartz countertops, and top-of-the-line Viking appliances, including a six-burner gas cooktop, double oven, warming drawer, and built-in refrigerator. The sumptuous primary suite is a private retreat, featuring a third fireplace, custom built-ins, breathtaking views, and direct access to the pool. The additional two bedrooms are generously sized, one with an ensuite bathroom. The fourth bedroom is thoughtfully designed as a sophisticated office, complete with a gorgeous floor-to-ceiling custom bookcase. Additional Features: Integrated sound system, Whole-home water filtration system, & Three-car garage.

Last Agent to Sell the Property

Pascale Mercier

San Diego Castles Realty License #01386493 Listed on: 02/19/2025

Last Buyer's Agent

Scott Ray

RE/MAX Connections License #01035800

RE/MAX Connections

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • 0.3 Acre Lot
  • Property is Fully Fenced

HOA Fees

  • $130 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Concrete Roof
  • Stucco

Interior Spaces

  • 2,968 Sq Ft Home
  • 1-Story Property
  • Family Room with Fireplace
  • 3 Fireplaces
  • Living Room with Fireplace
  • Mountain Views

Kitchen

  • Gas Range
  • Warming Drawer

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Fireplace in Primary Bedroom

Pool

  • Private Pool
  • Spa
  • Pool Equipment or Cover

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Solar Power System
  • Outdoor Grill

Community Details

  • Association fees include common area maintenance
  • The Arbors Association
  • Scripps Ranch Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

0

HOA Fees

$130 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 1998
  • Unit Levels: 1 Story
  • Property Sub Type: Detached
  • SpaFeatures: Private
  • Association Fees: 130.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance
  • Co List Office Mls Id: 69296
  • Subdivision Name: SCRIPPS RANCH
  • Directions: Semillon to Birch Bluff to Figtree
  • Living Area: 2968.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2025-12-30T00:44:09Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • FullAddress: 12446 Figtree St
  • Ownership: PUD
  • ShortSale: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Total Bedrooms: 3
  • Appliances: Pool/Spa/Equipment, Refrigerator, Solar Panels, Gas Stove, Warmer Oven Drawer, Barbecue
  • Fireplace Features: FP in Family Room, FP in Living Room, FP in Primary BR
  • Fireplaces: 3

Exterior Features

  • Fencing: Full
  • Roof: Concrete
  • View: Mountains/Hills
  • Pool Features: Private
  • Construction Type: Stucco

Garage/Parking

  • Garaged Spaces: 3.0
  • Parking Features: Attached
  • Total Parking Spaces: 6.0

Utilities

  • Cooling: Central Forced Air
  • Heating: Forced Air Unit
  • Sewer: Sewer Connected
  • Laundry Features: Gas & Electric Dryer HU
  • Water Source: Public
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: The Arbors

Lot Info

  • Lot Size Sq Ft: 13195.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 10, 2025
Sold by
Stephen Smith Harnly and Stephen Diane Irma
Bought by
Stephen Smith Harnly And Diane Irma Harnly Tr and Harnly
Current Estimated Value
$2,405,163

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,000
Outstanding Balance
$420,000
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$1,985,163

Purchase Details

Listed on
Feb 19, 2025
Closed on
Mar 26, 2025
Sold by
Harnly Stephen S and Harnly Diane I
Bought by
Stephen Smith Harnly And Diane Irma Harnly Tr
Seller's Agent
Pascale Mercier
San Diego Castles Realty
Buyer's Agent
Scott Ray
RE/MAX Connections
List Price
$2,300,000
Sold Price
$2,500,000
Premium/Discount to List
$200,000
8.7%
Views
106

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.78%
Original Mortgage
$1,050,000
Interest Rate
6.85%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 19, 2025
Closed on
Mar 10, 2025
Sold by
Barker Scott
Bought by
Harnly Stephen S and Harnly Diane I
Seller's Agent
Pascale Mercier
San Diego Castles Realty
Buyer's Agent
Scott Ray
RE/MAX Connections
List Price
$2,300,000
Sold Price
$2,500,000
Premium/Discount to List
$200,000
8.7%
Views
106

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,050,000
Interest Rate
6.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2015
Sold by
Barker Erin
Bought by
Barker Scott

Purchase Details

Closed on
Jun 4, 2012
Sold by
Odonnell James and Odonnell Nadia
Bought by
Barker Scott and Barker Erin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$770,000
Interest Rate
3.53%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 17, 2011
Sold by
Odonnell James S and Odonnell Nadia
Bought by
Odonnell James and Odonnell Nadia

Purchase Details

Closed on
Mar 20, 2009
Sold by
Odonnell James S and Odonnell Nadia J
Bought by
Odonnell James S and Odonnell Nadia J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.15%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Mar 14, 2009
Sold by
Odonnell James and Odonnell Nadia
Bought by
Odonnell James S and Odonnell Nadia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.15%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Apr 20, 1998
Sold by
Madera Springs Canyon Associates Lp
Bought by
Odonnell James and Odonnell Nadia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.88%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stephen Smith Harnly And Diane Irma Harnly Tr -- Equity Title
Stephen Smith Harnly And Diane Irma Harnly Tr -- Fidelity National Title
Harnly Stephen S $2,500,000 Fidelity National Title
Barker Scott -- None Available
Barker Scott $960,000 Chicago Title Company
Odonnell James -- None Available
Odonnell James S -- Accommodation
Odonnell James S -- Corinthian Title Company
Odonnell James S -- None Available
Odonnell James $580,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stephen Smith Harnly And Diane Irma Harnly Tr $420,000
Previous Owner Harnly Stephen S $1,050,000
Previous Owner Barker Scott $770,000
Previous Owner Odonnell James S $417,000
Previous Owner Odonnell James $200,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/02/2025 04/02/25 Sold $2,500,000 +8.7% $842 / Sq Ft
02/28/2025 02/28/25 Pending -- -- --
02/19/2025 02/19/25 For Sale $2,300,000 -- $775 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,343 $1,182,157 $342,219 $839,938
2024 $14,343 $1,158,978 $335,509 $823,469
2023 $14,022 $1,136,254 $328,931 $807,323
2022 $13,641 $1,113,976 $322,482 $791,494
2021 $13,538 $1,092,134 $316,159 $775,975
2020 $13,373 $1,080,937 $312,918 $768,019
2019 $13,132 $1,059,743 $306,783 $752,960
2018 $12,279 $1,038,965 $300,768 $738,197
2017 $11,986 $1,018,594 $294,871 $723,723
2016 $11,794 $998,623 $289,090 $709,533
2015 $11,617 $983,624 $284,748 $698,876
2014 $11,433 $964,357 $279,171 $685,186
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 250019324

San Diego MLS

APN: 320-192-28