NOT LISTED FOR SALE

12462 Saddle Ln Lusby, MD 20657

Estimated Value: $410,000 - $423,000

4 Beds
3.5 Baths
2,604 Sq Ft
$159/Sq Ft Est. Value

Last Sold October 15, 2020

Last sale price $300,000 $115 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $2,530/month

Highlights

  • Golf Course Community
  • Public Water Access
  • Colonial Architecture
  • Home fronts navigable water
  • Public Beach
  • Deck

About This Home

As of October 2020

Cute as can be and ready for you! Check out this adorable colonial, complete with the old-fashioned front porch overlooking the quiet drive, a large back deck, AND a fenced back yard backing to trees! This home has been refreshed with fresh neutrals, new vinyl plank flooring, granite countertops, and newer appliances. Formal living and dining rooms flank the two story foyer, and an open kitchen and family room flow into the deck area out back. Upstairs, you'll find more low maintenance vinyl plank flooring, a gorgeous master bath with separate soaking tub a huge picture window, and walk-in closet! The basement is perfectly arranged to spread out, and offers another true bedroom and full bath, separate laundry space, and a flexible rec-room, all with tons of natural light through full sized windows and sliding doors to the fenced yard. CRE offers tons of special amenities, including sandy beaches on the Chesapeake, Clubhouse facilities, community gardens, playgrounds and more! Located a short commute from PAXNAS, shopping, rec centers, public swimming pools, and more!

Last Agent to Sell the Property

Dawn Riley

(443) 532-2430 dawn@rileyteam.net RE/MAX One Listed on: 07/31/2020

RE/MAX One

Last Buyer's Agent

Liz Dixon

(443) 994-0424 lizdixonatexit@gmail.com Samson Properties License #528544

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,880

Year Built

  • Built in 2005

Lot Details

  • 0.45 Acre Lot
  • Home fronts navigable water
  • Public Beach

HOA Fees

  • $35 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Gas Fireplace
  • Family Room Off Kitchen
  • Dining Area

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • ENERGY STAR Qualified Dishwasher

Bedrooms and Bathrooms

Laundry

  • Dryer
  • ENERGY STAR Qualified Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Public Water Access
  • Property near a bay
  • Deck
  • Playground
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic

Listing and Financial Details

  • Tax Lot 57
  • Assessor Parcel Number 0501082353

Community Details

Overview

  • Association fees include recreation facility, road maintenance
  • Chesapeake Ranch Estates Subdivision

Recreation

  • Golf Course Community
  • Community Playground

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,880

Year Built

Built in 2005

Lot Details

0

HOA Fees

$35 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2020-07-31
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Energy Efficient Appliances, Energy Star Clothes Washer, Energy Star Dishwasher, Energy Star Refrigerator, Icemaker, Microwave, Refrigerator, Stove
  • Interior Amenities: Dining Area, Family Room Off Kitchen, Kitchen - Table Space
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished, Connecting Stairway, Full, Outside Entrance, Rear Entrance
  • Total Sq Ft: 2740
  • Living Area Sq Ft: 2604
  • Price Per Sq Ft: 163.40
  • Above Grade Finished Sq Ft: 1836
  • Below Grade Finished Sq Ft: 768
  • Below Grade Sq Ft: 136
  • Total Below Grade Sq Ft: 904
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Play Area
  • Water Access Features: Public Access, Public Beach
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists, Community Septic Tank, Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 35.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Golf Course, Security, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Recreation Facility, Road Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 191100.00
  • Land Assessed Value: 55200.00
  • Lot Size Acres: 0.45
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 19602.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Rent Spree Online Application: No

Tax Info

  • Assessor Parcel Number: 14948718
  • Tax Annual Amount: 2880.00
  • Assessor Parcel Number: 0501082353
  • Tax Lot: 57
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2020
Closed on
Oct 15, 2020
Sold by
Sussman Vicki Susan
Bought by
Carr William Andrew and Cooksey Elizabeth M
Seller's Agent
Dawn Riley
RE/MAX One
Buyer's Agent
Liz Dixon
Samson Properties
List Price
$300,000
Sold Price
$300,000
Current Estimated Value
$414,926

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,926
Avg. Annual Appreciation
6.61%

Purchase Details

Listed on
Jan 23, 2018
Closed on
Apr 4, 2018
Sold by
Floor James L and Floor Melissa J
Bought by
Sussman Vicki Susan
Seller's Agent
Michelle Camaioni
RE/MAX One
Buyer's Agent
Christina Vaselaros-Stevenson
RE/MAX Realty Group
List Price
$289,000
Sold Price
$289,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.49%
Original Mortgage
$231,200
Interest Rate
4.46%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 7, 2016
Closed on
Dec 19, 2016
Sold by
U Win Property Solutions Llc
Bought by
Floor James L and Floor Melissa J
Seller's Agent
Sarah Baker
Century 21 Downtown
Buyer's Agent
Kim Gosnell
Redfin Corp
List Price
$269,900
Sold Price
$269,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.44%
Original Mortgage
$269,900
Interest Rate
3.94%
Mortgage Type
VA

Purchase Details

Listed on
Feb 19, 2016
Closed on
Aug 3, 2016
Sold by
U S Bank National Association
Bought by
U Win Property Solutions Llc
Seller's Agent
David Sweeney
RealHome Services and Solutions, Inc.
Buyer's Agent
Pete Costello
Century 21 Downtown
List Price
$153,200
Sold Price
$145,554
Premium/Discount to List
-$7,646
-4.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
455.83%
Original Mortgage
$189,652
Interest Rate
3.42%
Mortgage Type
Commercial

Purchase Details

Closed on
Dec 3, 2015
Sold by
Hill Tony J
Bought by
U S Bank National Association

Purchase Details

Closed on
May 16, 2006
Sold by
Hill Tony J
Bought by
Hill Tony J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
7.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 16, 2006
Sold by
Hill Tony J
Bought by
Hill Tony J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
7.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 26, 2005
Sold by
Bishop Ronald
Bought by
Hill Tony J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,910
Interest Rate
5.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 7, 2005
Sold by
Bishop Ronald and Luhrman Stacie L
Bought by
Hill Tony J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,910
Interest Rate
5.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 7, 2005
Sold by
Quality Built Homes Inc
Bought by
Bishop Ronald and Luhrman Stacie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,800
Interest Rate
5.73%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Carr William Andrew $300,000 Lakeside Title Company
Sussman Vicki Susan $289,000 Lakeside Title Co
Floor James L $269,900 None Available
U Win Property Solutions Llc $145,554 Granite Title Associates Inc
U S Bank National Association $226,162 None Available
Hill Tony J -- --
Hill Tony J -- --
Hill Tony J $309,900 --
Hill Tony J $309,900 None Available
Bishop Ronald $209,452 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Sussman Vicki Susan $231,200
Previous Owner Floor James L $269,900
Previous Owner U Win Property Solutions Llc $189,652
Previous Owner Hill Tony J $315,000
Previous Owner Hill Tony J $315,000
Previous Owner Hill Tony J $278,910
Previous Owner Bishop Ronald $219,800
Closed Hill Tony J --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2020 10/15/20 Sold $300,000 0.0% $115 / Sq Ft
08/07/2020 08/07/20 For Sale $300,000 0.0% $115 / Sq Ft
08/05/2020 08/05/20 Off Market $300,000 -- --
07/31/2020 07/31/20 For Sale $300,000 +3.8% $115 / Sq Ft
04/04/2018 04/04/18 Sold $289,000 0.0% $107 / Sq Ft View Prior Sale
02/01/2018 02/01/18 Pending -- -- --
01/23/2018 01/23/18 For Sale $289,000 +7.1% $107 / Sq Ft
12/19/2016 12/19/16 Sold $269,900 0.0% $100 / Sq Ft View Prior Sale
11/11/2016 11/11/16 Pending -- -- --
11/07/2016 11/07/16 For Sale $269,900 +85.4% $100 / Sq Ft
08/11/2016 08/11/16 Sold $145,554 -1.8% $79 / Sq Ft View Prior Sale
06/16/2016 06/16/16 Pending -- -- --
06/06/2016 06/06/16 Price Changed $148,200 -3.3% $80 / Sq Ft
05/25/2016 05/25/16 For Sale $153,200 0.0% $83 / Sq Ft
05/10/2016 05/10/16 Pending -- -- --
04/27/2016 04/27/16 Price Changed $153,200 -4.1% $83 / Sq Ft
04/11/2016 04/11/16 Price Changed $159,800 -14.1% $87 / Sq Ft
03/09/2016 03/09/16 Price Changed $186,100 -1.4% $101 / Sq Ft
02/19/2016 02/19/16 For Sale $188,680 -- $102 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,760 $349,533 $0 $0
2024 $3,760 $314,967 $0 $0
2023 $3,067 $280,400 $55,200 $225,200
2022 $3,221 $269,033 $0 $0
2021 $6,443 $257,667 $0 $0
2020 $2,991 $246,300 $55,200 $191,100
2019 $2,470 $235,467 $0 $0
2018 $2,356 $224,633 $0 $0
2017 $2,648 $213,800 $0 $0
2016 -- $213,800 $0 $0
2015 $3,084 $213,800 $0 $0
2014 $3,084 $226,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA177804

Bright MLS

APN: 01-082353