$1,095,000

12463 White Island Dr Crosslake, MN 56442

Estimated payment $6,462/month

Total Views 616
4 Beds
3 Baths
3,144 Sq Ft
$348 Price per Sq Ft

Highlights

  • 131 Feet of Waterfront
  • Deck
  • Bonus Room
  • Beach Access
  • Vaulted Ceiling
  • The kitchen features windows

About This Home

Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.

Listing Agent

Bruce Larson

Larson Group Real Estate/Kelle Listed on: 09/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,469

Year Built

  • Built in 1999

Lot Details

  • 0.53 Acre Lot
  • Lot Dimensions are 116 x 212 x 97 x 209
  • 131 Feet of Waterfront
  • Lake Front
  • Street terminates at a dead end

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Wood Foundation

Interior Spaces

  • 1.5-Story Property
  • Vaulted Ceiling
  • Stone Fireplace
  • Living Room with Fireplace
  • Bonus Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • 200+ Amp Service
  • Shared Water Source
  • Well
  • Drilled Well
  • Septic System

Community Details

  • Association fees include beach access, trash, sewer, shared amenities
  • Whitefish Island Beach Association, Phone Number (651) 592-1110
  • White Island Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 14060514

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,469

Year Built

Built in 1999

Lot Details

0

HOA Fees

$58 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled, Shared System, Well
  • Fee Frequency: Annually
  • Year Built: 1999
  • Above Grade Finished Sq Ft: 2244
  • Water Body Name: Island-Loon
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,DSL
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Drain Tiled, Egress Window(s), Finished, Full, Partially Finished, Storage Space, Sump Pump, Walkout, Wood
  • Appliances: Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Gas, Living Room, Stone
  • Living Area: 3144
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 900
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • Fencing: None
  • View: East, Lake, Panoramic
  • Other Structures: Additional Garage, Bunk House
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Deck
  • Lake Acres: 232
  • Lake Bottom: Hard,Sand,Weeds,Excellent Sand
  • LakeChain: Y
  • Elevation Highpoint to Waterfront Feet: 26-40
  • Waterfront Frontage: 131
  • Lake Chain Acreage: 14442
  • Lake Chain Name: Whitefish

Garage/Parking

  • Parking Features: Detached, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
  • Garage Square Feet: 672

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: Crow Wing Power

Condo/Co-op/Association

  • HOA Fee Includes: Beach Access, Other, Trash, Sewer, Shared Amenities
  • Phone: 651-592-1110
  • Association Fee: 700
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Window,Natural Woodwork,Paneled Doors,Panoramic View,Security System,Skylight,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup

Association/Amenities

  • HOA Management Co: Whitefish Island Beach

Schools

  • Junior High Dist: Pequot Lakes
  • SchoolDistrictNumber: 186
  • SchoolDistrictPhone: 218-568-4996

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 116 x 212 x 97 x 209
  • Lot Size Sq Ft: 23086.8
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Cedar

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 14060514
  • Tax Annual Amount: 7469
  • TaxWithAssessments: 7494.0000

Multi Family

  • WaterfrontFeatures: Dock, Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,494 $1,261,400 $854,500 $406,900
2024 $7,494 $1,107,500 $736,800 $370,700
2023 $6,706 $1,017,900 $626,000 $391,900
2022 $6,442 $919,300 $528,900 $390,400
2021 $5,980 $699,700 $452,100 $247,600
2020 $6,286 $652,700 $415,400 $237,300
2019 $6,086 $671,400 $434,400 $237,000
2018 $5,926 $655,000 $434,300 $220,700
2017 $5,834 $655,700 $443,100 $212,600
2016 $6,326 $630,600 $424,300 $206,300
2015 $6,144 $625,400 $433,900 $191,500
2014 $2,815 $572,100 $400,700 $171,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/10/2025 09/10/25 For Sale $1,095,000 -- $348 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $875,000 All American Title
Deed $665,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $510,400 No Value Available
Source: Public Records

Source: NorthstarMLS

MLS Number: 6784286

NorthstarMLS

APN: 142090020030009