$790,000
SOLD AUG 18, 2025
3 Beds
2 Baths
2,131 Sq Ft
12,632 Sq Ft

Recently Sold

$371 Per Sq Ft

6% Below List Price

50 Days on Market

Highlights

  • Heated In Ground Pool
  • Open Floorplan
  • Wood Flooring
  • Largo High School Rated A-
  • Craftsman Architecture
  • Solid Surface Countertops

About This Home

As of August 2025

Harbor Bluffs, a hidden gem nestled near the beaches, yet over 60+ ft above sea level. ***NO FLOOD INSURANCE REQUIRED -- and NO FLOODING OCCURRED*** Welcome to 125 Live Oak Ln, an exceptional, fully updated residence nestled on over a quarter acre in one of Largo’s most desirable neighborhoods. This stunning 3-bedroom, 2-bathroom home with a separate office offers 2,131 square feet of thoughtfully designed living space, blending timeless charm with luxurious modern upgrades. From the moment you arrive, you'll be captivated by the home's inviting curb appeal, enhanced by new exterior paint (2023), fresh landscaping, and a charming covered front porch perfect for morning coffee or evening relaxation. Step inside and be greeted by original hardwood flooring that has been meticulously refinished and extended throughout the home in 2023, lending warmth and character to every room. An open-concept layout creates an effortless flow between the spacious living room, designated dining area, and brand-new kitchen, making this home ideal for both daily living and entertaining. The kitchen is a chef’s dream, boasting sleek new cabinetry, high-end stainless steel appliances, and modern finishes—all installed in 2023. Just off the kitchen is a cozy yet spacious living area centered around a beautiful wood-burning fireplace, adding a touch of charm and comfort. The generously sized primary suite offers a private retreat with a newly remodeled en-suite bathroom featuring contemporary finishes and a walk-in closet. Two additional bedrooms share access to an updated guest bathroom with a new vanity and fixtures, offering plenty of space for family or guests. A separate office provides the ideal setup for remote work, creative projects, or a quiet study space. Step outside into your private backyard oasis—designed for year-round enjoyment. The saltwater pool, installed in 2023, complete with both a heater and chiller, invites you to swim in any season. Surrounding the pool, you'll find new pavers and a stylish pergola that creates a perfect setting for outdoor dining, lounging, or entertaining guests. The expansive yard offers endless possibilities, whether you're hosting gatherings, gardening, or simply enjoying the space and privacy this oversized lot provides. Additional major upgrades include a new roof in 2023, new light fixtures throughout the home, all new baseboards, and fresh interior paint—making this home completely move-in ready with no detail overlooked. Located in a quiet, well-established neighborhood close to award-winning Gulf beaches, top-rated schools, parks, shopping, and dining, 125 Live Oak Ln truly offers the best of Florida living. This is a rare opportunity to own a beautifully updated home that perfectly balances character, comfort, and modern style. Don’t miss your chance to make it yours!

Last Agent to Sell the Property

Jacki Fabrizio

SMITH & ASSOCIATES REAL ESTATE Brokerage Phone: 727-342-3800 License #3274311 Listed on: 05/30/2025

SMITH & ASSOCIATES REAL ESTATE

Last Buyer's Agent

Jamie Goodrow

COASTAL PROPERTIES GROUP INTERNATIONAL License #3503703

COASTAL PROPERTIES GROUP INTERNATIONAL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,415

Year Built

  • Built in 1954

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 100x125
  • Northwest Facing Home
  • Wood Fence
  • Landscaped
  • Well Sprinkler System
  • Property is zoned R-3

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Craftsman Architecture
  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,131 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Wood Burning Fireplace
  • French Doors
  • Sliding Doors
  • Family Room
  • Combination Dining and Living Room
  • Home Office

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Saltwater Pool
  • Chlorine Free
  • Pool Lighting

Outdoor Features

  • Covered Patio or Porch
  • Gazebo
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, trash
  • Nikki Mcconnell Association, Phone Number (727) 584-6695
  • Harbor Bluffs Sec 1 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,415

Year Built

Built in 1954

Lot Details

0.29 Acres

HOA Fees

$34 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Craftsman
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2131
  • Lot Size Acres: 0.29
  • New Construction: No
  • Year Built: 1954
  • Building Area Total: 2990
  • Lot Size Sq Ft: 12519
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 277.78
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 370.72
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-342-3800
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Additional Rooms: Den/Library/Office
  • Living Area Meters: 197.98

Exterior Features

  • Direction Faces: Northwest
  • Other Structures: Gazebo
  • Pool Features: Chlorine Free, Heated, In Ground, Lighting, Salt Water
  • Exterior Features: French Doors, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Covered, Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Well, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Amenities: Park
  • Association Fee: 405
  • Association Fee Frequency: Annually
  • Association Name: Nikki McConnell
  • Phone: 727-584-6695
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: nikki@professionalcondoconcepts.com

Fee Information

  • Total Annual Fees: 405.00
  • Total Monthly Fees: 33.75
  • Monthly HOA Amount: 33.75

Lot Info

  • Zoning: R-3
  • Parcel Number: 32-29-15-35640-005-0220
  • Additional Parcels: No
  • Fencing: Fenced, Wood
  • Lot Features: City Limits, In County, Landscaped, Paved
  • Lot Dimensions: 100x125
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to confirm with city.

Tax Info

  • Tax Annual Amount: 5415.33
  • Tax Block: E
  • Tax Book Number: 31-23
  • Tax Lot: 22

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2025
Closed on
Aug 18, 2025
Sold by
Dockery Clint F and Dockery Robin E
Bought by
Stack Anthony Stewart
Seller's Agent
Jacki Fabrizio
SMITH & ASSOCIATES REAL ESTATE
Buyer's Agent
Jamie Goodrow
COASTAL PROPERTIES GROUP INTERNATIONAL
List Price
$839,000
Sold Price
$790,000
Premium/Discount to List
-$49,000
-5.84%
Views
64
Current Estimated Value
$797,200

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,200
Avg. Annual Appreciation
1.83%

Purchase Details

Listed on
Oct 14, 2022
Closed on
Apr 10, 2023
Sold by
Whitesides Irene V and Whitesides David L
Bought by
Dockery Clint F and Dockery Robin E
Seller's Agent
Brett Tesney
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Jacki Fabrizio
SMITH & ASSOCIATES REAL ESTATE
List Price
$799,000
Sold Price
$650,000
Premium/Discount to List
-$149,000
-18.65%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.62%
Original Mortgage
$350,000
Interest Rate
6.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2015
Sold by
James Holly and Szabo Stephen A
Bought by
Whitesides Irene and Whitesides David L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$310,500
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 1994
Sold by
Szabo Stephen A and Szabo Doris C
Bought by
Szabo Stephen A and Szabo Doris C

Purchase Details

Closed on
Sep 1, 1993
Sold by
Gatliff Anthony K and Gatliff Andrea J
Bought by
Szabo Stephen A and Szabo Doris C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.21%
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $790,000 Luxe Title Services
Warranty Deed $650,000 Talon Title Services
Deed $345,000 Fidelity Natl Title Of Fl In
Quit Claim Deed -- --
Warranty Deed $169,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $350,000 New Conventional
Previous Owner $310,500 New Conventional
Previous Owner $100,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/18/2025 08/18/25 Sold $790,000 -3.5% $371 / Sq Ft
07/19/2025 07/19/25 Pending -- -- --
06/20/2025 06/20/25 Price Changed $819,000 -2.4% $384 / Sq Ft
05/30/2025 05/30/25 For Sale $839,000 +29.1% $394 / Sq Ft
04/10/2023 04/10/23 Sold $650,000 -6.9% $305 / Sq Ft View Prior Sale
03/10/2023 03/10/23 Pending -- -- --
02/22/2023 02/22/23 Price Changed $698,000 -2.9% $328 / Sq Ft
01/04/2023 01/04/23 Price Changed $719,000 -4.0% $337 / Sq Ft
11/11/2022 11/11/22 Price Changed $749,000 -6.3% $351 / Sq Ft
10/14/2022 10/14/22 For Sale $799,000 -- $375 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,415 $363,348 -- --
2024 $8,193 $353,108 -- --
2023 $8,193 $617,540 $354,567 $262,973
2022 $6,554 $398,577 $279,345 $119,232
2021 $6,016 $320,334 $0 $0
2020 $6,119 $318,558 $0 $0
2019 $5,946 $310,990 $182,843 $128,147
2018 $5,450 $276,620 $0 $0
2017 $5,933 $297,045 $0 $0
2016 $5,783 $284,912 $0 $0
2015 $2,865 $178,616 $0 $0
2014 -- $177,198 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: TB8391783

Stellar MLS

APN: 32-29-15-35640-005-0220

Your Personal Tour Guide

Ask me questions while you tour the home.