$2,625,000
SOLD JUL 29, 2025

125 Oyster Point White Stone, VA 22578

4 Beds
4.5 Baths
4,376 Sq Ft
1.78 Acres

Recently Sold

$600 Per Sq Ft

1% Below List Price

37 Days on Market

Highlights

  • Pier or Dock
  • Outdoor Pool
  • Fireplace in Bedroom
  • Private Water Access
  • River View
  • Transitional Architecture

About This Home

As of July 2025

Experience one of the most spectacular views on Carter's Creek from this charming 4,376 sq. ft. brick transitional home. Thoughtfully designed for both relaxed living and elegant entertaining, this 4-bedroom, 4.5 bath home features an open floor plan cen-tered around a stunning gathering room and kitchen, seamlessly flowing into a dining area. Soaring 10-foot ceilings, heart pine floors, and oversized windows flood the space with natural light and frame the incredible water views. The waterside owner's suite offers a private retreat with panoramic views, a spacious walk-in closet, and an ensuite bath. A cozy den, ideal as a home office, completes the main level. Upstairs are three generously sized bedrooms, two full baths, and abundant storage providing spacious comfort. The attached two-car garage adds practicality. Outdoor living shines here with a screened porch, a covered porch with built in grill, a heated salt water pool surrounded by travertine pavers and accented by a lighted fountain. Set on a 1.799 acre site that is beautifully landscaped with irrigation, the property offers privacy, serenity, and unbeatable sunsets. For boaters, the deep-water dock with 10 feet MLW, two boat lifts, a floating dock, electricity, and water is perfect for any vessel seeking a protected harbor. Located on one of the Northern Neck's premier waterfronts, you will find breathtaking views and unforgettable sunsets—a true gem—this is truly a remarkable opportunity.

Last Agent to Sell the Property

Barbara Bragg

Bragg & Company Brokerage Phone: 8044352299 License #0225042203 Listed on: 05/23/2025

Co-Listed By

Linda Caron

Bragg & Company Brokerage Phone: 8044352299 License #0225101198

Last Buyer's Agent

Non-MLS Non-MLS

Non-MLS Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,467

Year Built

  • Built in 2001

Lot Details

  • 1.78 Acre Lot
  • River Front
  • Fenced
  • Zoning described as R1

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Stone Driveway
  • Open Parking

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Metal Roof

Interior Spaces

  • 4,376 Sq Ft Home
  • 1.5-Story Property
  • Sheet Rock Walls or Ceilings
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • See Through Fireplace
  • Gas Log Fireplace
  • Double Pane Windows
  • Great Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Screened Porch
  • Wood Flooring
  • River Views
  • Sealed Crawl Space
  • Dryer

Kitchen

  • Convection Oven
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Wine Cooler

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • Fireplace in Bedroom
  • Walk-In Closet

Home Security

  • Burglar Security System
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Outdoor Pool
  • Private Water Access
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Artesian Water
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 33 488C

Community Details

Overview

  • Oyster Point Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,467

Year Built

Built in 2001

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.779
  • Water Body Name: Rappahannock River
  • Co List Office Mls Id: 141
  • Co List Office Phone: 804-435-2299
  • Subdivision Name: Oyster Point
  • Architectural Style: Transitional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Year Built: 2001
  • Kitchen Level: Main
  • Attribution Contact: 8044352299
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater, Tankless Water Heater, Convection Oven, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Water Conditioner, Wine Cooler
  • Has Basement: Conditioned Crawl Space
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Storm Door(s)
  • Fireplace Features: Bedroom, Great Room, See Through, Gas Log
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, Ceiling 9 Ft+, Dining Room, Fireplace, Great Room, Special Lighting, Walk-In Closet(s)
  • Living Area: 4376
  • Main Level Bedrooms: 1
  • Window Features: Double Pane Windows
  • Room Bedroom2 Level: Upper
  • Room Bedroom4 Area: 694.423611111
  • Dining Room Features: Breakfast Room, Dining Room
  • Room Bedroom4 Level: Upper
  • Room Family Room Level: Main
  • Room Bedroom3 Area: 41.888888888
  • Room Bedroom2 Area: 477.25
  • Room Bedroom3 Level: Upper
  • Room Kitchen Area: 203.666666666
  • Dining Room Dining Room Level: Main
  • Room Dining Room Area: 241.541666666
  • Room Family Room Area: 365.625

Exterior Features

  • Fencing: Fenced
  • Lot Features: 1-1.9 acres
  • Pool Features: Outdoor Pool
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Brick, Sheetrock Walls
  • Patio And Porch Features: Patio, Screened Porch
  • Roof: Age 0-9 yrs, Metal

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached, Two Car, Elec Garage Door Opener, Stone Driveway
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Security: Burglar Alarm, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas, Heat Pump, Other
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Artesian

Condo/Co-op/Association

  • Association Fee: 300
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 77493.24
  • Zoning Description: R1

Tax Info

  • Tax Book Number: LR 2012 0000873
  • Tax Map Number: 33 488C

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2025
Closed on
Jul 18, 2025
Sold by
Voreas Athanassios N and Voreas Sylvia W
Bought by
Congdon Fagan Mary and Congdon Conor Fagan
Seller's Agent
Barbara Bragg
Bragg & Company
Buyer's Agent
Non-MLS Non-MLS
Non-MLS Office
List Price
$2,650,000
Sold Price
$2,625,000
Premium/Discount to List
-$25,000
-0.94%
Views
68

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-93.12%

Purchase Details

Closed on
Apr 24, 2012
Sold by
Weiler Tr Phyllis K
Bought by
Voreas Athanassios N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$880,000
Interest Rate
3.89%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $2,625,000 First American Title Insurance
Warranty Deed $1,100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $880,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Sold $2,625,000 -0.9% $600 / Sq Ft
05/23/2025 05/23/25 For Sale $2,650,000 -- $606 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,467 $1,721,200 $582,800 $1,138,400
2023 $7,729 $1,226,800 $557,800 $669,000
2022 $7,729 $1,226,800 $557,800 $669,000
2021 $7,729 $1,226,800 $557,800 $669,000
2020 $7,588 $1,204,500 $557,800 $646,700
2019 $7,588 $1,204,500 $557,800 $646,700
2018 $5,810 $984,800 $314,100 $670,700
2017 $5,810 $984,800 $314,100 $670,700
2016 -- $984,800 $314,100 $670,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2025

    Barbara Bragg

    Bragg & Company

    (804) 436-6787

    25 Total Sales

    Barbara Bragg
    Section Image
  • Linda Caron

    Seller Co-Listing Agent in 2025

    Linda Caron

    Bragg & Company

    (540) 623-6725

    45 Total Sales

    Linda Caron
    Section Image

  • N

    Buyer's Agent in 2025

    Non-MLS Non-MLS

    Non-MLS Office

See All Agents

Map

Source: Northern Neck Association of REALTORS®

MLS Number: 118849

APN: 33-488C

Virginia Lancaster County White Stone 22578

125 Oyster Point, White Stone, VA

This home is located at 125 Oyster Point, White Stone, VA 22578 and is currently priced at $2,625,000, approximately $599 per square foot. This property was built in 2001. 125 Oyster Point is a home located in Lancaster County with nearby schools including Lancaster Primary School, Lancaster Middle School, and Lancaster High School.

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