NOT LISTED FOR SALE

Estimated Value: $320,625

3 Beds
1 Bath
1,444 Sq Ft
$222/Sq Ft Est. Value

Last Sold February 15, 2024

Last sale price $283,500 $196 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,289/month

133 Days on Market

Highlights

  • Farmhouse Style Home
  • Formal Dining Room
  • Central Air
  • Richmond Intermediate School Rated A
  • 2 Car Detached Garage
  • Wood Siding

About This Home

As of February 2024

Price Reduced!! Quintessential farmhouse just blocks from downtown St. Charles, shopping, restaurants, parks and Fox River Access! Warm and inviting front porch overlooking your neighborhood! Well maintained, features original woodwork, built-in China cabinet in dining room, hardwood floors at entry leading to kitchen. Huge rear yard offers plenty of space to gather! Oversized detached two car garage offers additional space for hobbyists or storage. Additional parking pad adjacent to front of house. Updates include plumbing (2018), furnace serviced (2017); central air serviced (2023), roof (2016). Fully functional basement with rough-in for bathroom ready to go! The bathroom is located on the first floor, and bedrooms are upstairs.

Last Listed By

John Wilson

John Wilson License #471021822 Listed on: 08/31/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,069

Year Built

  • Built in 1899

Lot Details

  • Lot Dimensions are 57x137x60x137

Parking

  • 2 Car Detached Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Farmhouse Style Home
  • Wood Siding

Interior Spaces

  • 1,444 Sq Ft Home
  • 2-Story Property
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Schools

  • Davis Richmond Elementary School
  • Wredling Middle School
  • St Charles East High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,069

Year Built

Built in 1899

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Farmhouse
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1899
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 3
  • LivingArea: 1444
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 283500
  • Waterfront: No
  • Exterior Building Type: Wood Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Davis Richmond Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 57X137X60X137
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6069
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2023
Closed on
Feb 10, 2024
Sold by
Ruddy Kathleen Ann
Bought by
Hill Jackson and Hill Marilyn
Seller's Agent
John Wilson
John Wilson
Buyer's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
List Price
$283,500
Sold Price
$283,500
Total Days on Market
133
Views
569
Current Estimated Value
$320,625

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$37,125
Avg. Annual Appreciation
5.59%
Original Mortgage
$248,500
Outstanding Balance
$245,790
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$57,806

Purchase Details

Closed on
Jul 23, 2019
Sold by
Baker Aaron E and Baker Nancy
Bought by
Ruddy Kathleen Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,491
Interest Rate
3.62%
Mortgage Type
FHA

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hill Jackson $283,500 None Listed On Document
Ruddy Kathleen Ann $195,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hill Jackson $248,500
Previous Owner Ruddy Kathleen Ann $188,491
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/15/2024 02/15/24 Sold $283,500 0.0% $196 / Sq Ft
01/12/2024 01/12/24 Pending -- -- --
01/04/2024 01/04/24 For Sale $283,500 0.0% $196 / Sq Ft
01/02/2024 01/02/24 Pending -- -- --
12/28/2023 12/28/23 For Sale $283,500 0.0% $196 / Sq Ft
12/17/2023 12/17/23 Pending -- -- --
10/27/2023 10/27/23 Price Changed $283,500 -5.0% $196 / Sq Ft
08/31/2023 08/31/23 For Sale $298,500 -- $207 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,033 $83,376 $24,998 $58,378
2022 $6,069 $81,161 $27,669 $53,492
2021 $5,820 $77,362 $26,374 $50,988
2020 $5,754 $75,919 $25,882 $50,037
2019 $6,142 $74,416 $25,370 $49,046
2018 $5,875 $70,828 $24,405 $46,423
2017 $5,732 $68,407 $23,571 $44,836
2016 $6,030 $66,004 $22,743 $43,261
2015 -- $61,197 $22,498 $38,699
2014 -- $60,090 $22,498 $37,592
2013 -- $62,464 $22,723 $39,741
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11873830

Midwest Real Estate Data (MRED)

APN: 09-33-128-016