$650,000
SOLD SEP 10, 2025
6 Beds
3.5 Baths
3,853 Sq Ft
0.32 Acres

Recently Sold

$169 Per Sq Ft

4% Below List Price

39 Days on Market

Highlights

  • Primary Bedroom Suite
  • Solid Surface Countertops
  • Beamed Ceilings
  • Homestead Senior High School Rated A
  • Covered Patio or Porch
  • 3 Car Attached Garage

About This Home

As of September 2025

Welcome to your dream home! This stunning two-story residence offers 6 bedrooms, 3.5 bathrooms, and a fully finished basement—providing all the space you need and more. Step inside to discover an open-concept main floor designed for seamless living and entertaining. The kitchen flows effortlessly into the dining and living areas, creating a warm and inviting atmosphere for gatherings of any size. Upstairs, you'll find three spacious bedrooms and on the main floor a luxurious primary suite with a spa-like en-suite bathroom and generous closet space that leads right into the laundry room. The finished basement adds incredible versatility with two additional bedrooms, a full bath, and a large bonus living area—ideal for guests, a home office, or a place to relax. Enjoy outdoor living on the covered back patio, perfect for morning coffee or evening relaxation. The 3-car garage offers plenty of space for vehicles, tools, and storage. This home is ready to welcome you. Don’t miss this incredible opportunity!

Last Agent to Sell the Property

TJ Short

CENTURY 21 Bradley Realty, Inc Brokerage Phone: 260-444-1744 Listed on: 07/10/2025

CENTURY 21 Bradley Realty, Inc

Last Buyer's Agent

Nanette Minnick

eXp Realty, LLC

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,674

Year Built

  • Built in 2020

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 100x140

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Beamed Ceilings
  • Ceiling Fan
  • Living Room with Fireplace
  • Vinyl Flooring
  • Video Cameras
  • Solid Surface Countertops
  • Laundry Room

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet

Finished Basement

  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement
  • 2 Bedrooms in Basement

Outdoor Features

  • Covered Patio or Porch

Schools

  • Covington Elementary School
  • Woodside Middle School
  • Homestead High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Mercato Subdivision

Listing and Financial Details

  • Assessor Parcel Number 02-11-08-427-007.000-038

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,674

Year Built

Built in 2020

Lot Details

0

HOA Fees

$50 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2020
  • Age: 5
  • Style: Two Story
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 5
  • Bedrooms: 6
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: MERCATO SEC I LOT 7
  • Parcel Number ID: 02-11-08-427-007.000-038
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Ceiling Fan(s), Ceilings-Beamed, Closet(s) Walk-in, Countertops-Solid Surf, Patio Covered, Alarm System-Sec. Cameras, Main Level Bedroom Suite
  • Number Below Grade Bedrooms: 2
  • Sp Lp Percent: 97.16
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3973
  • Total Finished Sq Ft: 3853
  • Above Grade Finished Sq Ft: 2256
  • Below Grade Finished Sq Ft: 1597
  • Below Grade Sq Ft: 120
  • Price Per Sq Ft: 288.12
  • Basement: Yes
  • Basement Foundation: Full Basement, Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Flooring: Vinyl
  • Living Great Room: Dimensions: 18x16, On Level: Main
  • Kitchen: Dimensions: 17x14, On Level: Main
  • Dining Room: Dimensions: 11x14, On Level: Main
  • Den: Dimensions: 13x10, On Level: Main
  • Recreation Room: Dimensions: 30x27, On Level: Basement
  • Extra Room: Bedroom, Dimensions: 12x12, On Level: Basement
  • Bedroom 1: Dimensions: 14x15, On Level: Main
  • Bedroom 2: Dimensions: 11x12, On Level: Upper
  • Bedroom 3: Dimensions: 11x12, On Level: Upper
  • Bedroom 4: Dimensions: 13x13, On Level: Upper
  • Bedroom 5: Dimensions: 12x13, On Level: Basement
  • Main Level Sq Ft: 1697
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1717

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 24x33
  • Garage Sq Ft: 792
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx5, On Level: 8

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 600
  • Association Fees Frequency: Annually

Schools

  • School District: MSD of Southwest Allen Cnty
  • Elementary School: Covington
  • Middle School: Woodside
  • High School: Homestead
  • Elementary School: Covington

Lot Info

  • Lot Description: 0-2.9999
  • Lot Dimensions: 100x140
  • Estimated Lot Sq Ft: 14000
  • Estimated Lot Size Acres: 0.32
  • Lot Number: 7

Tax Info

  • Annual Taxes: 6673.84

MLS Schools

  • High School: Homestead
  • Middle School: Woodside
  • School District: MSD of Southwest Allen Cnty

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2025
Closed on
Sep 10, 2025
Sold by
Leisure Austin W and Leisure Amanda M
Bought by
Torcasio Lori L and Torcasio Eric
Seller's Agent
TJ Short
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Nanette Minnick
eXp Realty, LLC
List Price
$679,900
Sold Price
$650,000
Premium/Discount to List
-$29,900
-4.4%
Views
139

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.82%
Original Mortgage
$325,000
Outstanding Balance
$325,000
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$348,130

Purchase Details

Listed on
Apr 19, 2021
Closed on
Apr 20, 2021
Sold by
Mbn Properties Llc
Bought by
Leisure Austin W and Leisure Amanda M
Seller's Agent
UPSTAR NonMember
Non-Member Office
Buyer's Agent
TJ Short
CENTURY 21 Bradley Realty, Inc
List Price
$529,900
Sold Price
$529,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.76%
Original Mortgage
$503,405
Interest Rate
3.05%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 19, 2021
Closed on
Mar 22, 2021
Sold by
Mercato Development Llc
Bought by
Mbn Properties Llc
Seller's Agent
UPSTAR NonMember
Non-Member Office
Buyer's Agent
TJ Short
CENTURY 21 Bradley Realty, Inc
List Price
$529,900
Sold Price
$529,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$503,405
Interest Rate
3.05%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 19, 2021
Closed on
Mar 18, 2021
Sold by
Mercato Development Llc
Bought by
Mbn Properties Llc
Seller's Agent
UPSTAR NonMember
Non-Member Office
Buyer's Agent
TJ Short
CENTURY 21 Bradley Realty, Inc
List Price
$529,900
Sold Price
$529,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$503,405
Interest Rate
3.05%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Metropolitan Title
Warranty Deed $529,900 Centurion Land Title Inc
Warranty Deed $113,905 Renaissance Title
Warranty Deed -- Renaissance Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $325,000 New Conventional
Previous Owner $503,405 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/10/2025 09/10/25 Sold $650,000 -2.8% $169 / Sq Ft
08/18/2025 08/18/25 Pending -- -- --
08/09/2025 08/09/25 Price Changed $669,000 -1.2% $174 / Sq Ft
07/31/2025 07/31/25 Price Changed $677,400 -0.4% $176 / Sq Ft
07/10/2025 07/10/25 For Sale $679,900 +28.3% $176 / Sq Ft
04/20/2021 04/20/21 Sold $529,900 0.0% $221 / Sq Ft View Prior Sale
04/19/2021 04/19/21 Pending -- -- --
04/19/2021 04/19/21 For Sale $529,900 -- $221 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,837 $744,500 $121,100 $623,400
2022 $4,040 $519,500 $121,100 $398,400
2021 $1,766 $248,300 $121,100 $127,200
2020 $65 $1,000 $1,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202526693

Indiana Regional MLS

APN: 02-11-08-427-007.000-038