$435,000

12520 Algonquin Trail Lusby, MD 20657

Estimated payment $2,644/month

Total Views 544
3 Beds
2.5 Baths
2,000 Sq Ft
$218 Price per Sq Ft

Highlights

  • Popular Property
  • Beach
  • Water Access
  • Water Views
  • Home fronts navigable water
  • Open Floorplan

About This Home

Step into this charming Colonial with new roof and new septic system with BATT completed. Be captivated by its stunning front porch, the perfect spot to unwind and take in breathtaking views of the Bay! Time will slip away as you soak in the serene scenery. The backyard is an entertainer's dream, featuring a spacious deck with a pergola and a large shed for all your storage needs. Picture yourself gathered around a fire pit, creating memories during dinner or extending your outdoor season. There’s even space for raised garden beds to grow your own fresh spring and summer produce! Inside, the open-concept main level flows seamlessly with gorgeous hardwood floors and exquisite built-in cabinets in the formal dining room. The expansive family and living rooms are designed for comfort, complete with a wood stove that brings warmth and coziness to the entire space. Upstairs, you’ll find generous bedrooms, including a primary suite with water views to wake up to every morning. When the weather is right, open the window and hear the waves crashing on the bay! Plus, enjoy exclusive beach access through the community’s private beaches that lead right to the Bay and Lake—ideal for fall days by the water. Come see!

Listing Agent

Jan Kleponis

O'Brien Realty ERA Powered License #535259 Listed on: 09/11/2025

O'Brien Realty ERA Powered

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,340

Year Built

  • Built in 1995

Lot Details

  • 10,642 Sq Ft Lot
  • Home fronts navigable water
  • East Facing Home
  • Property is in very good condition

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • 4 Parking Spaces

Home Design

  • Colonial Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,000 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Window Treatments
  • Window Screens
  • Insulated Doors
  • Living Room
  • Dining Room
  • Wood Flooring
  • Water Views
  • Crawl Space

Kitchen

  • Country Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Dryer Hookup

Outdoor Features

  • Water Access
  • Property near a bay
  • Lake Privileges
  • Deck
  • Shed
  • Porch

Schools

  • Patuxent Elementary School
  • Mill Creek Middle School
  • Patuxent High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Nitrogen Removal System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 63
  • Assessor Parcel Number 0501078208

Community Details

Overview

  • Poacre HOA
  • Chesapeake Ranch Estates Subdivision

Amenities

  • Community Center

Recreation

  • Beach
  • Community Playground
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,340

Year Built

Built in 1995

Lot Details

0

HOA Fees

$49 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/11/2025 12:00:00 AM
  • Year Built: 1995
  • Remarks Public: Step into this charming Colonial with new roof and new septic system with BATT completed. Be captivated by its stunning front porch, the perfect spot to unwind and take in breathtaking views of the Bay! Time will slip away as you soak in the serene scenery. The backyard is an entertainer's dream, featuring a spacious deck with a pergola and a large shed for all your storage needs. Picture yourself gathered around a fire pit, creating memories during dinner or extending your outdoor season. There’s even space for raised garden beds to grow your own fresh spring and summer produce! Inside, the open-concept main level flows seamlessly with gorgeous hardwood floors and exquisite built-in cabinets in the formal dining room. The expansive family and living rooms are designed for comfort, complete with a wood stove that brings warmth and coziness to the entire space. Upstairs, you’ll find generous bedrooms, including a primary suite with water views to wake up to every morning. When the weather is right, open the window and hear the waves crashing on the bay! Plus, enjoy exclusive beach access through the community’s private beaches that lead right to the Bay and Lake—ideal for fall days by the water. Come see!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Icemaker, Microwave, Oven/Range - Electric, Refrigerator
  • Flooring Type: Hardwood
  • Interior Amenities: Breakfast Area, Kitchen - Country, Dining Area, Primary Bath(s), Window Treatments, Wood Floors, Floor Plan - Open
  • Window Features: Double Pane, Screens
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room Count: 7
  • Room List: Living Room, Dining Room, Kitchen, Laundry
  • Basement: No
  • Laundry Type: Upper Floor, Hookup
  • Total Sq Ft: 2000
  • Living Area Sq Ft: 2000
  • Price Per Sq Ft: 217.50
  • Above Grade Finished Sq Ft: 2000
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12520

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • Roof: Composite
  • View: Water
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 4

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Nitrogen Removal System, Private Septic Tank
  • Utilities: Cable Tv Available
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 585.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Community Center, Jog/Walk Path, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: POACRE
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: PATUXENT
  • Middle School: MILL CREEK
  • High School: PATUXENT
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139842846
  • School District Source: 3rd Party
  • Elementary School: PATUXENT
  • High School: PATUXENT
  • Middle Or Junior School: MILL CREEK

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10642.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3340.00
  • Assessor Parcel Number: 0501078208
  • Tax Lot: 63
  • Tax Total Finished Sq Ft: 2000
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,362 $293,067 $0 $0
2024 $3,362 $271,533 $0 $0
2023 $2,752 $250,000 $55,200 $194,800
2022 $2,474 $238,100 $0 $0
2021 $5,800 $226,200 $0 $0
2020 $2,657 $214,300 $55,200 $159,100
2019 $2,193 $209,033 $0 $0
2018 $2,138 $203,767 $0 $0
2017 $2,485 $198,500 $0 $0
2016 -- $198,500 $0 $0
2015 $2,787 $198,500 $0 $0
2014 $2,787 $201,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2025 09/11/25 For Sale $435,000 -- $218 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $295,000 --
Deed $295,000 --
Deed $295,000 None Available
Deed $295,000 None Available
Deed $125,000 --
Deed $128,192 --
Deed $10,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $226,400 New Conventional
Closed $241,900 Stand Alone Second
Closed $76,500 Stand Alone Second
Closed $59,000 Stand Alone Second
Closed $59,000 Stand Alone Second
Closed $236,000 Adjustable Rate Mortgage/ARM
Previous Owner $182,000 Adjustable Rate Mortgage/ARM
Previous Owner $74,500 Credit Line Revolving
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2023024

Bright MLS

APN: 01-078208